BON MACYS - FACS

09-25-2004, 12:44 AM

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Join Date: Oct 2004

Posts: 2,723

Credits: 131,924

BON MACYS - FACS

Aliases
Address	214 N. Wall Spokane WA USA 99201
Phone	(509) 626-6000 (509) 626-6007 (Fax)
Fair share
Electronic Payment :
Paper Check :	10%
Late Fees
Interest rate	8%
Re age	The company re ages account only after 1 payment is completed.
Acceptable Payment	A debtor has to pay 2.44% of balance or $10.0 whichever is higher to get the benefit of debt settlement.
Account Numbers	The account numbers os the bank comprise of 11 digits beginning with 486 and 487, 12 digits beginning with 486 and 487, 13 digits beginning with 486 and 487, 14 digits beginning with 26 and 16 digits beginning with 26.
Notes	The company does pull accounts from collection agencies. Program Length - Maximum of 48 months for payout. If this is a restart then the number of months on the previous plan must be subtracted. Interest - The interest rate for debt management plans is reduced to 8%. Fees – Over limit and late fees are stopped after receipt of first payment. Re- age - After the 1st full DMP payment is received and credited to the customer\\\'s account and the account is not a restart into the program. Restart DMP\\\'s re- age after the 3rd consecutive payment is posted. Fair share - Paid to registered 501(c) 3 credit counseling agencies. Fair share is currently set at 10%. Full Budget Disclosures and Full Budget Creditor are not required except in cases of hardship when the minimum payment of $10.00 cannot be made.

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By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
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