| Aliases ( ? ) | BON MACYS FACS |
| Address ( ? ) | P O Box 4592
Carol Stream
IL 60197-4592 |
| Phone ( ? ) | (312) 000-0000 (513) 573-2957 (Fax) |
| Fair share ( ? ) | |
| Electronic Payment : | 10% |
| Paper Check : | |
| Late Fees ( ? ) | |
| Interest rate ( ? ) | 8% |
| Re age ( ? ) | The company re ages accounts only after 1 payments is completed. |
| Acceptable Payment ( ? ) | The debtor has to pay 2.44% of balance or $10.0 whichever is higher. |
| Account Numbers ( ? ) | The account numbers of the company comprise of 8 digits
9 digits ending with 2
9 digits ending with 4
9 digits ending with 5
9 digits ending with 6 |
| Notes ( ? ) | The company does pull accounts from collection agencies. Program Length - Maximum of 48 months for payout. If this is a restart then subtract the number of months on the previous plan. Interest - The interest rate for debt management plans is reduced to 8%. Fees – Over limit and late fees are stopped after receipt of first payment. Re- age - After the 1st full DMP payment is received and credited to the customer\'s account and the account is not a restart into the program. Restart DMP\'s re- age after the 3rd consecutive payment is posted. Fair share - Paid to registered 501(c) 3 credit counseling agencies. Fair share is currently set at 10%. Full Budget Disclosures and Full Budget Creditor are not required except in cases of hardship when the minimum payment of $10.00 cannot be made. |