Internet's first get-out-of-debt community - 123,000 members

Posted: Thu Jul 03, 2008 5:58 pm Subject: Everyone that uses True Credit product

It is a well known fact that you could make hard inquiries disappear by pulling your report everyday with this product.Transunion is doing something with their software to cause this previously bumped inquiries to reappear.They are allowed to remain two years from date of pull if pull was legal to start with.I have not been affected by this yet& I am asking anyone who has the service to keep a heads up to prevent suprises.

Posted: Fri Jul 04, 2008 9:05 am Subject:

Thanks for the heads-up. CB.

Posted: Sun Jul 06, 2008 9:41 pm Subject:

I went from 0 to 10 INQ's when I pulled yesterday. Haven't pulled my FICO yet to see the impact but my FAKO dropped 13 points

Posted: Mon Jul 07, 2008 7:49 am Subject:

I would see about using a non-Transunion product until the smoke clears on this mess.

Posted: Mon Jul 07, 2008 9:33 am Subject:

I'm not gonna sweat it excessively, myself. I don't have that many inquiries to worry about.

Posted: Mon Jul 07, 2008 12:25 pm Subject:

I got a free year from TC due to an error on their part. I'm not really worried about the INQ's unless one of my creditors jacks my rate.

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