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#17
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George,
You must contact Certified Recovery to get specific answer of your query. This is debt consolidation care. You can get their contact details on the previous page of this thread. FYI, this site offers debt consolidation help to pay off your debts. Once you enroll in the program, you will get a free counseling. The consultant will prepare a suitable payment plan for you and negotiate with your creditors on your behalf to settle your accounts at a convenient amount. __________________
Pay off debt and enter a debt free life. |
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#18
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I would like to pay my outstanding bill but not sure where to send the money, and what i dont understand is why they put the bad things on my credit report but never put that i was paying on time, up untill i ran into money problems. And when i get phone calls are these really lawyers or just a collection agency.
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#19
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Pauline,
BBB listing shows that Certified Recovery is a collection agency. You can get their contact address on the first page of this thread. Also check with BBB for additional addresses if any. They are required to report your account accurately. You have mentioned that you are an on-time payer. This is definitely a good sign and it will help you increase your credit score. So ask them to report your account properly. If possible make an agreement so that they report your account as you pay and get it signed. |
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#20
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Bryan,
the Cash today and other payday loans are not on the credit report saying that i was making payments, instead when i ran into a promblem they took me to collections and put it on my acct. If they would have put on my credit report that i paid all the time that would have been great. but not a single report from any of them. So the address on the front is the one to make payments too? |
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#21
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Pauline,
Who did you send your payments, OC or the collection agency? It is their responsibility to report it. You can contact them and ask to report your account details. I think someone from their concern would be the best person to comment who is the contact person and how you can get in touch with him. One more thing I would like to add here, FCRA allows you to dispute any entry that you think incorrect. You can also add a statement with your credit report, this way you can give an explanation of your situation. You can use this tool, if your lender and collection agency cannot resolve your query. |
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#23
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Quote:
You can also dispute the entry with credit bureaus. Because you are a victim of ID theft, they will cooperate with you. |
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#24
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Recently i have have this company calling me at work and threating me. She was very very rude, i told her to not call me a work because i could get fired she told me i had to have the money by friday , i told her i couldn't pay until next week but she refused, she also threatened to call my employer. I don't no what to do? can anyone tell me . I have been so upset all weekend. This lady was so rude to me
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#25
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Hi Darlene
Don't be tensed. Get a piece of paper and write a debt validation letter requesting for the complete details of the account. Tell the company that you need to verify the account before you pay them anything. Send this letter through certified mail with return receipt requested. You must also mention in your letter that you refuse to be contacted at your place of work and all correspondences should be done in writing. This is a cease and desist clause and the company must follow it. If they don't do it, you can file a class action lawsuit against them. After you have put the request for the complete debt details, the company is required to respond with the information. If they are unable to do so, you can explain the situation to the credit bureau and urge them to investigate on this matter. They will be able to give you the results within 30 days after receiving your letter. |
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#26
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I am trying to reconcile information on my credit report. Information from CRS on my report shows that I am in default for $600.00 to two separate companies, PREFERRED CASH, and UNITED CASH. Who are these companies and who put this information on my Credit Report? Please reply, as this is really gumming up the works.
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#30
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I just need a number to their company, a number to CERTIFIED RECOVERY SYSTEM LLP. I have ran several searches on their company names but came up with nothing. Could someone send me their number at
email address removed as per forum rules - Mike |
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#31
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Certified Recovery can be reached at 713-464-8322
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#32
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I guess I get to add to this thread. I received a voice mail from Linda Brown yesterday evening. It gave me a file number and a phone number to call back, but no mention of a company name. I tried to call them back but they were closed for the day. I had to call them back immediately for them not to process me further. I love those idle threats, NOT! Their voicemail didn't even state who they were; I don't understand how companies can run like this. So, I did some research on the phone number and phone out it was CRSI. Boy, there is a bunch of negative information about them out there. It seems they break all kinds of fdcpa laws so I'm really not looking forward to dealing with this company. I have a feeling it has to due with the two final pdl lenders that I have been fighting over the past couple of months. So, I typed up the debt validation request and that will go certified mail on Monday. Does anyone know a fax number for this company? I like to fax these requests as well. Thanks.
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