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Posted: Thu Oct 21, 2004 1:36 am Subject: COLLECT AMERICA

Aliases ( ? )
Address ( ? )	229 Plaza Boulevard Suite 112 MorrisvilleBucks County PA 19067
Phone ( ? )
Fair share ( ? )
Electronic Payment :
Paper Check :
Late Fees ( ? )
Interest rate ( ? )	0%
Re age ( ? )
Acceptable Payment ( ? )
Account Numbers ( ? )
Notes ( ? )	They offer no benefits to the clients, nor to the agencies. They require 100% of the balance and/ or 100% of the original monthly pymnt.

Tanya · Posted: Tue Jan 04, 2005 5:47 am Subject:

How can you expect to be serviced by a single man authority.
Phil Lowery seems to be at every post
And the attorneys he hires are better to be called legally certified goons.

Bryan · Posted: Tue Jan 04, 2005 12:26 pm Subject:

I really don't want to tell you about them.
They are the worst in the credit scene.
I can give you the address any way

Collect America, CACV
370 17th Street Suite 5000

Denver, Colorado 80202

Bill · Posted: Tue Feb 08, 2005 10:52 am Subject:

They tried to take unauthorized funds from my account. Real sleazy characters here.

Betty · Posted: Wed Mar 02, 2005 8:12 am Subject:

I am having to deal with them now. Can they really take me to court in front of a judge or what can they do besides harassing me.

cacv employee · Posted: Thu Apr 21, 2005 11:08 am Subject:

at no time will CACV of coloradoCollect america offices EVER seize funds or checks before they are in anyones hands...EVERY office is a law office NOT a collection agency and there are attorneys on staff at EVERY franchise across the country...no money i severy taken from an account unles authorized by YOU the debtors of america and if you are just and willing to cooperate then you can take care of your responibilites easliy with the represenatives of CACV of Colorado...Collect America is not a joke and you should all know if you would have paid your bills on time like you AGREED to do then we would never be calling you

Shelby · Posted: Fri Apr 22, 2005 8:24 am Subject:

I am just wondering why CACV didnt contact me. Instead they go through nasty mean law firms who treat you like you are lower then the dirt on the ground.

Wendy · Posted: Fri May 06, 2005 6:54 am Subject:

I am now dealing with them. I get nasty voicemails all the time and when I did speak with someone who was a "lawyer from New York" she would make demands of stuff that I couldn't do. So I agreed with her just to shut her up. She threatens to sue but I have no job, no money no house and no vehicle. I will file bankruptcy if I have to but I will send some small checks to them and they can either deal with it or wait until later when I have the full balance. I will deal with collect america through the mail. I'm not dealing with that lawyer. She can do what she needs to do.

rose

for those who are having to deal with the horrible pepole who work for Collect America there are two websites that will help you greatly in getting them off your back and determining if you debt is even valid. One has information about how bad Collect America is and how to get them to cease and desist in contacting you and the other one will tell you how to get the information to determine if your debt is even valid and your rights under the Fair Debt Collection Practices Act

Shank

they will settle, and they will settle well, but you have to be persistant. they also do sue. they harrass there collectors for lawsuits leads. and they leave hardly any leeway for the collector they hire to help the consumer. they dont use law firms. they use traditional collection agencies and based on the law if they normally sue, they can use it as a threat if they intend to do so. this loophole makes it possible for them to mislead consumers into thinking there , old credit card account, is with a law firm. but it isnt. when i was threatening legal action and working for these slugs, i never met one legal representative.

the public unfairly critisize bill collectors. its the banks that dictate the practices collection agencies use, via trickle down tactics. bill collector are just well paid people trying to make a living. they dont take the job home. some colllectors are forced and brainwashed into thier styles of collections. dont blame the little guy. remember it is the banks that want the bankruptcy code rewritten, not the debt collection industry. we make more money by being nice anyway. EVERY COLLECTOR KNOWS THIS. so vblame the voice on the phone. RDS - vizo *shank*

Ouch · Posted: Mon Jun 27, 2005 5:44 pm Subject:

I am filing for bankruptcy. I added Collect America's account to my list of unsecured creditors. Guess what? They had a false address on my credit report! The court sent the 341 notice to:

1291 Broadway STE 3850
Denver, CO 80202-3025

Obviously, the mail was sent back. Now I have to try to find the correct address. Does anyone know why they put this address on my credit report? Is this a common practice? Why do they do it? Can they they get away with it?

Thanks

(VISITOR) MIKE · Posted: Sun Aug 07, 2005 3:16 pm Subject: Collect America

Thank you for "collect america" contacts.

The (invalid) address on my equifax was :

collect america
1999 brodway (suite 3850)
denver, co 80802

usps couldn't deliver of course ...

My account was sold to :

select financial services
100 york road
jenkintown, pa 19046

but collect still report on equifax (?)

Isn't that making a false statement to equifax?

Posted: Sun Aug 07, 2005 6:05 pm Subject: Great it helped

Hi Mike,

D.B. Cooper · Posted: Wed Aug 17, 2005 10:03 am Subject: You are all pathetic

I work for Collect America...

1. The credit card companies are crooked and use preditory pracitices to encourage people to run up debt.

2. If you people weren't so stupid, greedy, and immoral you wouldn't have to worry about running up all the debt and getting calls from collection agencies. You pathetic people whine about the credit card companies and the collection agencies being mean to you. If you had read your contracts you would know it was all going to happen to you. You didn't read your contracts, you were blinded by greed in trying to define yourself with material posessions and supplimenting your pathetic paychecks with someone else's money. Learn to live within your means, and if you don't like your means then go to school and get better jobs. Otherwise shut up and accept that you did this to yourselves.

3. The attorney offices that Collect America hires are real and you will be sued if you don't pay. That's about all there is to it. I, personally, am supervising over a thousand suits every two months. And there are five more people doing the same thing in this one office.

4. File bankruptsy or shut up. You all threaten to do it and never do. If you don't want to lay in the bed that YOU made, file bankruptsy. But you better hurry, you have less than a month to file before the law changes and it'll be damn-near impossible to get a chapter seven.

You people whine about everything and use stuff that happens after the fact to justify your greed, dishonesty, and theft. Reguardless what the credit card companies and collection agencies do, you wouldn't have to worry about it if you'd just stop using the credit. Learn to live within your means and you'll never need credit. You are no less horrible than the bill collectors you hate, and possibly worse. And just so you know, I don't care if you have property or a job, I'll sue you anyways just because I think it's funny and it's a good revenge. You also shouldn't be opening credit if you don't have a job you morons. You all make me sick, the debtors, bill collectors, and creditors. All of you are disgusting.

KBLAZEN · Posted: Fri Aug 19, 2005 10:43 am Subject: CACV

i never recieved nothing from this company about any past due debt. i recently checked my credit again and now these greedy money hungry people are trying to collect money for i don't even no what for. they say its for some account opened in 2003, 2 years later they are going to put this on my account, i haven't moved i have been at the same address for the past six years. so if they sent anything i would have recieved it, i have never recieved anything from the original creditor demanding payment for defaulting. so whos really pocketing the money? you collect america employees should be ashamed to fradulently take money from people, you are the ones that make me sick, to think its funny to sue somebody for revenge you will get whats coming to you sooner or later, some people can't certain situations with the way this economy goes. what makes you stupid f@*ks think there going to have the money to pay if you sue them,your company beter be careful before there shut down for fraud.

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