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Posted: Thu Jun 29, 2006 1:09 am Subject: fsm's collection agency called

ok i need help again to figure this out. fsm c/a called me today told me i owed over 600.00 on a 250.00 loan. They want me to make 100.00 a month payemnts til it paid i start in july so i said. i also told them i wasnted my orginal loan docutments they siad they didn't have it so sending an emial and letter to fsm. i told them that fsm was charging above oklahoma's law they argued back said no it wasn't and i just repeatedly told the rep i want paperwork sent to me 1qst before i make any payments. so what i need help with is getting the proeper letter to the proper people the phone number that came up when they called is 1-800-392-4029. so if you could please help me out i would appreciate it so much y'all.

Posted: Thu Jun 29, 2006 3:47 am Subject:

can you get a payment history from your bank. If you paid the principle off so far , do you really owe this much? Why would they not have a copy of your loan, maybe they don't want you to see the triple digit interest rate on the front page very top. Send them a certified letter telling them you need your payment history and orginal loan papers from them to decide if you owe them this much money, meanwhile, tell them to stop calling you.

Posted: Thu Jun 29, 2006 6:29 am Subject:

Great, I'm going to default on their loan tomorrow. I guess I better put my armor on and get ready for a battle.

Posted: Thu Jun 29, 2006 6:47 am Subject:

That phone number is for AR Technologies. Make them validate the debt before you pay anything.

Posted: Thu Jun 29, 2006 11:55 am Subject:

do you have a address for this company?

Posted: Thu Jun 29, 2006 12:30 pm Subject:

16508 SE 24th Street Suite 201
Vancouver, WA 98683
Phone: (360) 604-3531
Fax: (360) 604-3579

Posted: Thu Jun 29, 2006 12:31 pm Subject:

ok i recieved a letter today from accounts receivable technologies creditor fsm group amount 602. address one woodbridge center suite 410
woodbridge nj 07095

is this there correct address? and to answer someone question i've only paid 79.00 so far but have only had the loan for about a month. therefore i dont see how it could of have gotten to 600 off 250 i know the pay back should of only been in the 300's. but i gotta get ready for work see you all later

Posted: Thu Jun 29, 2006 12:33 pm Subject:

It's added on fees, that's how the amount got so high. That address is correct, the one in New Jersey.

Posted: Thu Jun 29, 2006 10:34 pm Subject:

the added on fees should i pay or not pay? and i need to send which letter the debt validation letter? or payment settlement letter

Posted: Fri Jul 21, 2006 10:55 am Subject:

identity_crisis04 --

I was contacted by them as well..my acount is 602 as well. We need to look something up, this is very fishy. who contacted you. At first, this guy barry dawson and then David Jones and then some other later -- I made payment arrangeent with Barry Dawson and was taken out 105 from my account and now i'm receiving numerous call from different people. I called David Jones back and told him that I already worked with Barry on this already and made payment arrangement -- he said Barry no longer works here and said that my account was transfer to him to work on. after the convo -- i did not give him any of my info-- he called back, but I didn't pick up -- he left me a v-mail asking for my checking account number. I never called them back -- after 3 weeks...i just heard from David Jones again. Do not give them any info and ask for statement of you account. or you can send the ceased and desist letter certified mail.

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