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 Posted: Fri Sep 01, 2006 6:48 am Subject: Plaza Associates...... |
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Yeah.....Looks like Plaza is at it yet!
Set them a DV letter on March 25, 2006.
Never did get validation from them.
But yet, they decided to send yet another settlement offer, without bothering to validate their claim.
Would another letter be in order? Or would that be asking to much of them??
Or is legal action of any sort a possibility?
If so, what?
Because they're still attempting to collect on an UNvalidated claim.
As always, information is appreciated.
Thanks!
_________________
Keith
I'm so broke, I can't even afford to pay attention!
~Anon
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kchahn
Joined: 08 Jul 2005
Posts: 122
Debtcc Points: 5758
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| Posted: Fri Sep 01, 2006 8:45 am Subject: |
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Keith
Send another letter, and state
that in regards to your settlement offer I am writing for validation. You must have not received my first letter, so I am giving you another 30 days to validate, before I ask for this to be removed from my credit file.
Something along those lines. If after 30 days you still don't hear anything, write a letter to the credit bureaus, and inform them of the situation. Provide a copy of the first letter if you have it, to both....the collector, and the bureau.
By the way, did you send the first letter certified?
Regards
Mike
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Teleport
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Joined: 09 Aug 2005
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| Posted: Sun Sep 03, 2006 7:39 am Subject: |
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Mike,
Thanks for the info.
Will try sending one more notice.
Yes, first letter sent CM-RRR. That's how I knew when I sent first letter! 
Thanks again.
_________________
Keith
I'm so broke, I can't even afford to pay attention!
~Anon
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kchahn
Joined: 08 Jul 2005
Posts: 122
Debtcc Points: 5758
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| Posted: Sun Sep 03, 2006 2:29 pm Subject: |
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it is important to remember that the fdcpa does not place a limit oh how long a collector can take to validate a debt, meaning if they pop up in a year and validate it that is legally good enough. If the settlement offer is fair, then tell them you reserve the right to accept that offer at such time as they do provide your with the requested validation ( you could also go the rout of they are violating the FDCPA by continuing collection activities after you requested validation, even though they failed to provide that validation).
And keith, work and play safe!
_________________
Experience is something you don't get until just after you need it.
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LCW
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