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Who is calling me? Anyone know this number?

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PostPosted: Fri Sep 26, 2008 2:26 pm Subject:

SOAPLADY, I think you might be confused. If a CA calls you, they have to identify themselves when asked. Maybe I'm confused about this, however, so someone set me straight if I'm wrong.

If a CA calls me and doesn't identify themselves, or the name of their business, when I ask them, then they end up talking to a dial tone. Like I'm going to continue a conversation with someone that feels they need to hide their identity? Yeah, right!

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PostPosted: Sat Sep 27, 2008 12:55 am Subject:

Soaplady, now I understand why some of your comments are so rude to others.
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PostPosted: Sat Sep 27, 2008 12:08 pm Subject:

They must determine that they are speaking to the consumer in question before they identify themselves as a debt collector and quote the "mini-miranda"
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Texas Residents

All CA's are required to post a bond with the SOS
http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

When requesting Validation, reference the FDCPA as well as Chpter 392 of the TFC:
http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000 392.00.htm
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PostPosted: Sat Sep 27, 2008 12:09 pm Subject:

Yes, that's what I thought; however, if it is the debtor they are speaking with then they need to identify themselves and their company?
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Sorry Meg. Daddy loves ya, but Daddy also loves Star Trek, and in all fairness, Star Trek was here first.
... Peter Griffin/Family Guy
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FloridaRon
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PostPosted: Sat Sep 27, 2008 12:17 pm Subject:

Per the fdcpa, they must identify themselves.
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Texas Residents

All CA's are required to post a bond with the SOS
http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

When requesting Validation, reference the FDCPA as well as Chpter 392 of the TFC:
http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000 392.00.htm
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