| Message |
Author |
Posted: Fri Apr 18, 2008 4:59 am Subject: |
|
|
Unc, your $.02 is always worth a lot more than than that!!!!!!
|
|
kashzan
Debt Samaritan


Joined: 11 Jul 2007
Posts: 5461
Debtcc Points: 38903
|
|
|
Posted: Fri Apr 18, 2008 5:52 am Subject: |
|
|
I wouldn't hesitate on calling them out on their mistakes. Anyway, here is their contact information, including their FAX number:
Corporate Office
135 Maxess Road
Melville, NY 11747
(800) 982-6096
(631) 454-4508 (fax)
_________________ Regards
JCEMT
Here is a list of resources for the community
Site TOS
|
|
JCEMT
Moderator


Joined: 10 Sep 2007
Posts: 2996
Debtcc Points: 27124
|
|
|
Posted: Fri Apr 18, 2008 7:10 am Subject: |
|
|
am confused now..i know the debt is mine, it is just the amount of which has gone up due to interest and probably a few fees. Am i responsible for the interest and fees? (i thought i was since the debt is legit) if not then i will write a letter. if i write the DV letter what if they get psssd and take the settlement offer (if there still is one) off the table?
|
|
whiterock73

Joined: 10 Feb 2008
Posts: 373
Debtcc Points: 3527
|
|
|
Posted: Fri Apr 18, 2008 7:26 am Subject: |
|
|
underwulf I am kinda new to the terminology. What exactly is YMMV?
|
|
fireyone_02

Joined: 27 Feb 2007
Posts: 69
Debtcc Points: 1019
|
|
|
Posted: Fri Apr 18, 2008 8:05 am Subject: |
|
|
YMMV:
Your Mileage May Vary
_________________ Keith
I'm so broke, I can't even afford to pay attention!
~Anon
|
|
kchahn

Joined: 08 Jul 2005
Posts: 122
Debtcc Points: 5758
|
|
|
Posted: Fri Apr 18, 2008 9:48 am Subject: |
|
|
| whiterock73 wrote: | | am confused now..i know the debt is mine, it is just the amount of which has gone up due to interest and probably a few fees. Am i responsible for the interest and fees? (i thought i was since the debt is legit) if not then i will write a letter. |
DV is good for lots more than just making sure the debt is yours. Under federal law, you are entitled to have them show you, in detail, how they calculated what they say you owe. You can also have them explain any amounts you don't understand. They should also be required to produce the original contract, to prove that they are allowed to collect those fees and interest. Otherwise, all they're entitled to is the state minimum, usually 6%.
| whiterock73 wrote: | | if i write the DV letter what if they get psssd and take the settlement offer (if there still is one) off the table? |
So what if they do? If they can't validate, they can't do much else either.
_________________ Wulfisms: my blog
The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!
Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
|
|
unclewulf
Moderator

Joined: 27 Nov 2007
Posts: 2455
Debtcc Points: 19574
|
|
|
Posted: Fri Apr 18, 2008 11:04 am Subject: |
|
|
I would definately ask for them to produce the original contract. 6% would probaly put it back to the original amount since these people add on such humungous fees. I love how a credit card that is $300 turns into a debt over 2000 so quickly.
_________________ Register today to cash in debtcc points.
|
|
Guest

Debtcc Points: 100
|
|
|
Posted: Fri Jun 06, 2008 7:51 pm Subject: |
|
|
dealing with these clowns now
|
|
ezrunner24

Joined: 01 Jan 2008
Posts: 40
Debtcc Points: 837
|
|
|
Posted: Thu Jun 12, 2008 12:06 pm Subject: |
|
|
Funny the Fax number they have listed magically doesn't receive faxes. If you call you get the fax sounds but won't take a FAX
|
|
ezrunner24

Joined: 01 Jan 2008
Posts: 40
Debtcc Points: 837
|
|
|
Posted: Mon Jun 23, 2008 9:52 am Subject: WTH is it legal for them to do this? |
|
|
Okay sent these guys a DV with return receipt and DC
about a week before they refused to take a payment from fiances acct as the last one )through there own fault) was declined. Tried to get my acct info which I refused. tried to make a payment by sending check "thats not good enough" Cashiers check "NO"
wouldn't accept any of the proposed options.
Sent them a DV just to get calls to work stopped. So this week fiance' get a notice from them that they will be taking funds from here savings on the 20th. Hold one here they refused to do that week before. This was not an authorized transaction in anyway. and since there was no money there it didn't clear. So fiance' is off to bank with a copy of DV and the delivery confirmation notice and a recording of the conversation to prove it wasn't even verbally authorized. trying to get all the fees removed and such
Any thoughts? Suggestions? help?
also she does owe the money that isn't disputed but their methods and threats are uncalled for.
|
|
ezrunner24

Joined: 01 Jan 2008
Posts: 40
Debtcc Points: 837
|
|
|
Posted: Tue Oct 07, 2008 1:49 pm Subject: They were rude, so I was rude |
|
|
I spoke to a Mr. Simons, what an ass. He was rude and insisted that I take care of the debt over the phone, fat chance. I got rude back, 5 minutes later I got the address and the claim number I needed. I asked for that when he first got on the phone it really shouldn't be that hard. I'm still curious about one thing; how many people that work for collections agencies get collection calls themselves?
_________________ Register today to cash in debtcc points.
|
|
Justin@Indiana
Guest

Debtcc Points: 100
|
|
|