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 Posted: Mon Nov 06, 2006 11:57 am Subject: Okay I am paranoid now... |
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will someone call this number and find out who it is? Thanks
800-220-2018
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PDLFREE
Joined: 07 Oct 2006
Posts: 1264
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| Posted: Mon Nov 06, 2006 12:01 pm Subject: |
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The number belongs to FBCS. Their address is.
FBCS, Inc.
Joe Neary, Sr., CEO
841 E. Hunting Park Ave.
Philadelphia, PA 19124
Phone: 800-220-2018
Fax: 215-320-3029
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mcranberra
Joined: 14 Aug 2006
Posts: 527
Debtcc Points: 7151
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| Posted: Mon Nov 06, 2006 12:06 pm Subject: |
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Okay got it thank you, that is a so called collection agency that bought my auto debt from another company. I sent them a letter last Friday stating I wanted to work with Honda Financing directly. I also sent Honda a letter asking for copies of the original paperwork as I think they inflated my income to put me in an Element about 3 years ago (see my other post) I don't answer 800 or blocked calls anymore because they are all collection agencies. I also don't call them because they all have caller ID. So anyhow thank you so much for calling that number, I greatly appreciate it.
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PDLFREE
Joined: 07 Oct 2006
Posts: 1264
Debtcc Points: 18243
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| Posted: Mon Nov 06, 2006 12:11 pm Subject: |
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Did you send the letter to FBCS through certified mail with return receipt requested? You might be asked to prove the response with the collection agency. Make sure that you have something signed by them after receiving your letter.
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mcranberra
Joined: 14 Aug 2006
Posts: 527
Debtcc Points: 7151
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| Posted: Mon Nov 06, 2006 12:24 pm Subject: |
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No I try not to spend money when I am dealing with collection agencies. They got my number because I made the mistake of calling them last week and they probably have caller ID. Anyhow I don't sweat it as they are lower on the totem pole when it comes to scum collection agencies then the one befor which was AMO Recoveries. My goal now is to figure out how to deal with Honda directly as there was some funny business going on, long sotry and I won't post the sorrid details here but my income was definatly inflated to get that loan now that I can look back. Thanks again for your help
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PDLFREE
Joined: 07 Oct 2006
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| Posted: Mon Nov 06, 2006 12:41 pm Subject: |
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Ashley2006, why would you not want to communicate in wrtiting? I don't understand your statement that you try not to spend money when dealing with collection agencies. What if you are ever taken to court, then you have no proof that you have tried to commuicate with them or anything. If you never answer your phone, never return calls, and don't deal with them by mail, how are you communicating with them? Your going to be up the creek if you c
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Guest
Debtcc Points: 100
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| Posted: Mon Nov 06, 2006 12:47 pm Subject: |
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You didn't read my posts, I stated I sent them letters I just didn't spend money to register/return receipt the letters, I don't part with my money very easily these days and especially to crooked collection agencies and these two I have received mail from AMO Recoveries and FBCS are as crooked as the Mississippi...
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PDLFREE
Joined: 07 Oct 2006
Posts: 1264
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| Posted: Tue Nov 07, 2006 6:27 pm Subject: |
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Ashley in this situation spending the $4.64 will save you thousands later.
I faxed some of the collection agencies cease and desist letters stating that the confirmation sheet (i did not use a cover sheet...instead used the actual letter) was validation they received the fax. It worked.
If this ever happens again, what you should do is draft a letter to the original creditor...explaining why you refuse to use the CA in regards to your account and that you would prefer dealing with them instead. If you believe the CA has violated the federal regulations state what you believe the CA violated in your letter. You then send the cease and desist letter you sent to the CA with a copy of your letter to the original creditor.
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sday1111
Joined: 07 Nov 2006
Posts: 16
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| Posted: Mon Sep 24, 2007 1:47 pm Subject: BOX |
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Why is that BOX in the middle of the Screen
so No One can Read the site?????????????????
How to get the BOX OFF??????????????????????
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HELLO?
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| Posted: Mon Sep 24, 2007 2:06 pm Subject: |
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Hi pdlfree. I get paranoid when I see 800 numbers too. I just don't have the desire to talk to a ca over the phone. Letters will do just fine for me. 
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eleroo
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| Posted: Mon Sep 24, 2007 2:10 pm Subject: |
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Eleroo, that post was from last year, I hope he worked it out by now,LOL
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kashzan
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| Posted: Thu Nov 29, 2007 9:34 am Subject: FBCS |
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its a collection agancie for companies such as sprint!
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bp_102
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| Posted: Thu Feb 07, 2008 10:56 am Subject: You |
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Lines making personal attack removed - Mike
the individual collector can be held responsible for violating Fair Debt Collections Practicing Act, i've work in collection for X years and i've done things i'm not too proud of, now my goal is to educate people to the laws protecting them from unlawful collection tactics, i can only be online every and again but i would like to help in anyway possible
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Miami
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| Posted: Thu Feb 07, 2008 3:48 pm Subject: |
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Naaah , they don't need an attorney , just the excellent tips this and other websites provide.
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merlwein
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