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 Posted: Wed Nov 08, 2006 1:20 pm Subject: Need help Bronson & Migliaccio LLP URGENT............... |
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Received a letter from them telling me they were going to sue should I send them a debt validation letter or a copy of this:This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (fdcpa), to cease all communication with me in regard to the debt referenced above.
If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.
I have decided that we do not desire to work with a collection agency under any circumstances. I will contact the original creditor to resolve this matter directly, as circumstances warrant.
You are also notified that should any adverse information be placed against my
credit reports as a result of this notice that appropriate actions will be taken. Give
this very important matter the attention it deserves.
Unsure of what to do.
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raffi
Joined: 17 Nov 2005
Posts: 114
Debtcc Points: 2784
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| Posted: Wed Nov 08, 2006 2:16 pm Subject: |
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The cease and desist comm. will only pass on the debt from one CA to another. Though you can send it, but put the debt validation request along with it. If they have the debt, they need to give you the details in writing. Give them room to contact through mail, no phone calls. If they stop all communications, the problem will go far from getting fixed. You want to end this at the earliest, right?
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BuildingWealth
Debt Samaritan
Joined: 30 Jun 2006
Posts: 500
Debtcc Points: 4962
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| Posted: Thu Nov 09, 2006 8:09 am Subject: letter |
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Should I only send a debt validation letter.
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raffi
Joined: 17 Nov 2005
Posts: 114
Debtcc Points: 2784
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| Posted: Thu Nov 09, 2006 5:29 pm Subject: |
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My take is to combine a cease and desist letter with your debt validation request. This way, you insist the CA to provide you the complete info of the debt and also to contact you only through mail, not to do any phone calls when you draft the C&D rule.
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ricjil
Joined: 04 Nov 2005
Posts: 225
Debtcc Points: 3537
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