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Law Offices of Marshall & Ziolkowski

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PostPosted: Thu Nov 29, 2007 3:27 pm Subject: just pay your debt

Honestly stop complaining and just pay your bill if you owe it pay it these guys are just doing there job so give them a break
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genius
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PostPosted: Thu Nov 29, 2007 3:52 pm Subject:

genius, these people are just making sure nobody's rights are being violated or the CA is breaking any laws. Other than that this is a debt consolidation forum, which is designed to help people pay their bills. If I were to violate any of your rights I'm sure you would not lay down and take it and neither will we.
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PB
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PostPosted: Fri Nov 30, 2007 6:17 am Subject:

I have no idea why "pay your bills" is considered useful information here or why you even bothered to post such nonsense.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Fri Nov 30, 2007 6:40 am Subject:

Sure, we'll get right on it, just pay my bill if I owe it regardless if my rights are being violated. Can I at least get a kiss on the cheek before you #*#&*#&*@)%*)^
lol

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PostPosted: Thu Dec 13, 2007 10:03 am Subject: Marshall & Ziolkowski

We recently settled an old BP debt with these people and 2 months later, they are calling here saying the girl who arranged the settlement had been fired because she was not following company guidelines. Mr. Andrews was incredibly rude and said that he had not approved the settlemet and that we owed more money. WATCH OUT FOR THESE PEOPLE!!!
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Lisa Chapell
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PostPosted: Mon Dec 17, 2007 8:47 am Subject: Marshall and Ziolkowski

These guys are legitimate lawyers sueing accounts if you don't pay your bills you will be sued....they offer settlements on every acct I would take advantage of it because if you don't they will sue you and obtain the entire balance via wage garnishment property lean or other non fun things
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Jonathon Wells
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PostPosted: Mon Dec 17, 2007 9:35 am Subject:

Well I sure hope they dont get a property "lean" Jonathon...that sounds scary Laughing Or "non-fun" things.
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PostPosted: Mon Dec 17, 2007 9:40 am Subject:

Actually it is a lien that is placed against property when claim is held against property by anything other than the consumer.

lien (lēn, lē'ən) Pronunciation Key
n. The right to take and hold or sell the property of a debtor as security or payment for a debt or duty.

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PostPosted: Mon Dec 17, 2007 10:12 am Subject:

Most states that do allow liens have exemptions on home property that make it almost impossible to acquire that property with the exception of the bank holding a priority mortgage.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Wed Dec 26, 2007 9:27 pm Subject:

this company just came in contact with me. how do i get a letter of validation and what is it?
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Arsenio
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PostPosted: Wed Dec 26, 2007 9:44 pm Subject:

Use the first link in my signature for a good validation letter template. Send it to them certified mail, return receipt requested. Once you get the card back in the mail with the signature of the person who signed for it keep it, that is your proof that they had received it.
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PostPosted: Thu Dec 27, 2007 10:12 am Subject: MAZE

Answer their call, wait for them to speak, then tell them you have an important message for them. At this point, use the air horn.
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PostPosted: Mon Jan 07, 2008 7:45 am Subject: these people

They call and say they have a pending lawsuit against me but I have received nothing inthe mail or anything, jsut threats over the phone that they are going to freeze my mortgage. WHat do I do?! I can't afford a lawyer. I'm divorced and my ex has screwed me royaly.
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PostPosted: Fri Jan 18, 2008 1:46 pm Subject: fraud

just to let ya know . all the debts they have r out of stats. they tell you if your last payment was in 2001, they tell you your last payment made was in 2004 to keep in the statute of limitations. plus if you only owe $1,500 your told you owe $4,500 and then they try to settle you out at $2000, so that the collectors get the overage in bonus money. Plus no one there is a lawyer, no one even went to law school. Its a bunch of rich 25-28 yr olds that started a bill collecting agency. so if you give them any money, you are really giving them something that the law does not require you to pay anymore. So if anyone calls you from there just hang up because they will scam yuo for everything you got. if you gave them your checking or c.c info once, and a collector is close to hitting his goal, they will run that same check or c.c again to get there bonus check and deal with it coming back on them later.....just FYI.
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justfor you
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PostPosted: Tue Jan 29, 2008 9:09 am Subject: Jerks at Marshall & Ziokowski

<br>
Man, you don't call me at home and tell me that you are<br>
going to toss me into jail for a debt that isnt even
<br>
mine... WTF are these people thinking. Evil or Very Mad

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Amon
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PostPosted: Sat Feb 09, 2008 2:40 pm Subject: fraudulent debt collectors

They are harrassing me for some BofA loan supposedly taken out in 2001. I've never had a BofA account and have disputed that this amount is mine.

They called my elderly mother and told her that if she didn't pay them $5,000 on the spot to them using her Credit Card, they would send Federal Marshalls to her house to serve papers.

I haven't resided with her since 1980. They are truly tenanciously unlawful

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