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Posted: Thu Nov 16, 2006 11:07 am Subject: mo statute of limitations

what is the statute of limitations on credit card debt in missouri?

Posted: Thu Nov 16, 2006 11:19 am Subject:

The SOL in MO expires after 4 years from the date of the breach of the contract occurred and when the last payment was done on the account.

You get the protection from anyone trying to sue you after the statutes expire.

Posted: Thu Nov 16, 2006 11:38 am Subject: 4 years ?

where do i locate the mo law on that?

Posted: Thu Nov 16, 2006 12:01 pm Subject:

Google "statute of limitations in MO". Even after the statutes expire, the debt is still valid and an unpaid balance will hurt your credit till it's reported in the credit file. Accurate negative info stay for seven years.

Posted: Mon Jun 30, 2008 11:23 am Subject:

so for example, if the "Date of First Delinquency" is 6/03 (5 years ago) but the last payment was 6/07 (1 year ago), what date does the SOL expire? 6/07 or is it 6/11?