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Hello and thanks in advance for any info.

I currently am working with two different attorneys, paying them each per month tword each debt they represent.
First attorney is Meserly&Kramer at 1-800-795-4205 and second one is Cambese Law at 1-866-242-4539.

How do I know these are legit?

How do I know my monthly payment is going to my debt?

Once we both agree on a payoff debt, Is it possible some time down the road I can be contacted again by some agency to recover the difference between the payoff and the actual amount?

If so, is there a way to prevent that?
Thank you again.

Posted: Fri Nov 17, 2006 9:54 am Subject:

Messerli & Kramer is indeed legitimate. They are a large Minnesota law firm with a large debt collection division. The last I heard, they were also being investigated by the Minnesota Attorney General, and the attorneys I share office space with have regular dealings with M&K.

I'm not familiar with Cambese offhand.

If you aren't receiving statements, I would call and ask for them.

Have you been sued? Is the debt you are paying on actually the amount you owe?

Guest · Posted: Fri Nov 17, 2006 10:22 am Subject:

Thanks for the response.

I am not being sued. Both debts are legit. They both called and stated that they wanted to settle the debt. One debt i owe $5000 and M&K offered me a settlement of $3800. Other debt is $6900 and they would settle for $4900. All dollar amounts are correct on their side. They are not harrasing me and I must say they were for the most part polite to me and understanding. I am paying them each $350 a month. The debts are from credit cards, and when I called each card, they stated they were no longer handleing my account. I have not recieved card statements from these accounts in six months, and I have only been paying the attorneys for one month now. How do I get statements? I worry some cause they automaticaly withdrawl the money out of my checking account. Two months ago my checking account was frauded with a fake withdrawl which wiped me out of my $3100 balance.

Posted: Fri Nov 17, 2006 10:28 am Subject:

Get/demand statements from the DCs.

Also, never give a DC permission to automatically withdraw funds from your account. If they don't have permission, tell them in writing that they do not have permission, and go looking for a consumer lawyer to sue them. If you already gave them permission, revoke it.

You can contact M&K easily. Their website (with contact information) is messerlikramer.com

Guest · Posted: Fri Nov 17, 2006 11:00 am Subject:

Whats a DC?

Posted: Fri Nov 17, 2006 1:24 pm Subject:

Debt Collector

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