 Posted: Mon Nov 27, 2006 2:51 pm Subject: Midland Credit / Emerge Visa / Farrell & Seldin Attorney |
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If you previously had an account with Providian Visa, now called Emerge and they've sent it to attorney's Farrell & Seldin BE AWARE that you can not trust these people.
I had an old visa that I stopped paying on (my daughter had a stay at a mental hospital and I needed all monies for testing etc). I stopped paying in 2003. I never heard anything from anyone until the doorbell rang at 9:30 p.m. and they served my 12 yr old daughter with a summons for me to go to court. First of all this is unethical and probably illegal. A court date was set. I decided to call the attorney's office and make a settlement. They were extremely rude (of course why would they be nice). Before any settlement arrangements could be met I had to give them financial information (where I bank) and employment information (self employed). They told met that they would settle for $3,455 and I somehow got them to agree to a one time payment in the amount of $3,000 as PAYMENT IN FULL. They told me they would send me a letter stating it was paid in full and cancel the upcoming court appearnce. Further, they said for me to contact Midland Credit to have them remove it from my credit report. Yesterday I received a letter from their office (attorney's office) stating the $3,000 was partial payment. They are trying to default on the settlement agreement we made. I paid the $3,000 immediately. What recourse do I have? I'm afraid it's a "he said she said" situation here. If someone could give me some advice I would surely appreciate it.
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katiekeeper
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