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a little insight please?

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PostPosted: Sun Dec 17, 2006 11:45 am Subject: a little insight please?

hi there,

just recently i had gotten something in the mail saying i owed a debt. after calling them they were asking if i lived at such and such address. i had told them no i had never lived there, and then they thought someone might have used my name so they were going to send some fraud papers too me. we after dealing with this group (wolpoff and abramson) i get another letter from the group called palisades collection saying they received a letter from me claiming that my identity was stolen , and for me to send an official plice report detailing my claim, and the signed and notarized affidavit of fraud. i never sent them a letter, and i thought wolpoff and abramson were the ones taking care of this?

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PostPosted: Sun Dec 17, 2006 11:49 am Subject:

If you believe you were a vicitm of identity theft/fraud you need to contact the police, your bank, your creditors and all three credit bureaus. Good luck and keep posting
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PostPosted: Sun Dec 17, 2006 12:42 pm Subject:

Definitely check your credit reports at annualcreditreport.com (it is free; don't use the other ones like freecreditreport.com, which are just a ploy to get you signed up for a paid service you don't need).

If you see things on your credit report you don't recognize, find a consumer lawyer who specializes in FCRA (go to naca.net to find one near you). They will be able to help you clear your report and get you compensation if you run into trouble as a result of things on your credit report.

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BEFORE YOU SEND ME A PM: Unfortunately, I don't know anything about dealing with debt collectors, payday lenders, consolidating debts, and that sort of thing. I sue debt collectors for violations of the FDCPA, and I defend consumers sued by debt collectors.

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