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Why not just give them HELL?

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PostPosted: Fri Dec 29, 2006 2:58 pm Subject: Why not just give them HELL?

Redline has been sending me about 3 automated calls per week asking me to return their calls. So I do, EVERY ONE of them. My statement is always that I do not owe their client any money. If they believe that I do, send me a copy of the invoice.

Sometimes they say that they will mail me a copy but it never comes. When they later tell me that they did mail it that gives me an oppertunity to point out how much that they lie. After 5 min of so of listening to me they really get pissed off and hang up.

If everyone would do as I do and return all of these calls we would bury these people with the same harasment that they try to give us. Today I asked to speak to a manager and was able to use up 15 min of her time. Doesn't sound like much, but 3 times a week for 6 months has cost them some money. Laughing

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PostPosted: Fri Dec 29, 2006 3:04 pm Subject:

LOL! Well, while you're getting the satisfaction of being right, wouldn't you rather have the phone calls cease and desist? I'm not here to tell you anything, but if you write a letter invoking your rights under the FDCPA and tell them not to call you any more, that should end the calls. If they persist, then they are in violation of the FDCPA and you can sue them for the violation. At least that's my understanding that I've read in many of the posts on this board.
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PostPosted: Fri Dec 29, 2006 3:08 pm Subject:

I definitely agree with fjv4 - why give them any more of your time? While you may be keeping them from harrassing someone else for a few moments while you occupy them, they are keeping you on the phone while you could be working on something much more pleasant.
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PostPosted: Fri Dec 29, 2006 10:44 pm Subject:

I don't want to force them to stop calling me. I want to agitate them so much that they will stop. To me it has now become a game.

I first started just ignoring their calls. Then one time it was actually a person and not just a recording. When I told the lady that I did not owe their client any morney she informed me that I would continue to receive their calls until I paid. That is what gave me the idea to call them just as much as they call me. And they don't like talking with me at all.

I don't want to just send them a letter and aks them to stop calling, I want to agitate them as much as I can. Or better said, as much as they are willing to take. They can stop my agitation any time they are ready by just not calling me anymore.

If they do ever send me something in writing then I will have to respond in writing and that will force them to stop calling me. I must be honest also. I am having so much fun that I look forward to everytime I get to call them. I remind them of every lie they have told me in the past. And I ask them to give me just one reason that I should believe anything that they tell me. Believe me, I have found out just how to push their buttons. And they always end up hanging up on me. I piss them off.

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PostPosted: Sat Dec 30, 2006 1:02 am Subject:

I did this with collectcorp after they tried that BS with me a second time. It is alot of fun f**king with people who are trying to steal from you.

I called the police and asked if it was illegal to do this and they told me it wasnt, so i called them constantly untill they called the credit bureau and admited to lying. I had a blast catching them in their stupid pathetic lies.
If youre sure that you dont owe them any money harrass the shite out of them!!!!


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PostPosted: Sat Dec 30, 2006 1:07 am Subject:

Dont forget to check your credit file to see if theyve lied to the bureaus in hopes that youll pad their walletts. You can sue for this. If you find that they have, dont get it erased because it will totally dissapear from the files ... I made this mistake and couldnt get any documents supporting Collectcorp's lies. Keep it for your records when you sue them!
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PostPosted: Sat Dec 30, 2006 3:19 pm Subject:

Although I totally understand your frustration, two wrongs don't make a right here. Like other posters said, you do have rights under the FDCPA--and it would also take less time!
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PostPosted: Sat Dec 30, 2006 4:45 pm Subject:

I don't understand why you would want to waste your time calling them back. It would be much faster just to send them the ceise and desist letter, and besides what good is it doing you??
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PostPosted: Sat Dec 30, 2006 4:47 pm Subject:

I think guest is just so frustrated to the point that turning the tables is their way of coping with the situation.
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PostPosted: Sat Dec 30, 2006 4:48 pm Subject:

OH..that's still kinda silly..
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PostPosted: Sat Dec 30, 2006 4:57 pm Subject:

People cope in different ways. I wouldn't do it like this though.
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PostPosted: Sat Dec 30, 2006 4:59 pm Subject:

I don't think that I would want to waste my time. I can find better things to do, how about you?? I would just send the letter so I could get some peace and quiet for a change.
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PostPosted: Sat Dec 30, 2006 5:01 pm Subject:

I would send the letter also.
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PostPosted: Sat Dec 30, 2006 5:03 pm Subject: debt

I would say if you got the time go for it. KYSIDE38
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PostPosted: Sat Dec 30, 2006 5:32 pm Subject:

I guess I just don't see the point of wasting more of my time on those people. If they're calling me and have no reason to do so, I'm going to send them a cease and desist and be done with it. As a single parent, I don't have much of a life as it is - but what I do have is MINE.
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