I had an account with them back in 2005. They sent me a settlement letter and I accepted it. Well, to make a long story short, I paid them and then I got a letter from another CA saying that they were holding the same account. I explained to them what I had done and they said that W&A had a returned check on me and sent the account to them. How did they have a returned check, I didn't even use a check to pay them. Let alone, the company finally quit calling like 3 months later.