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Wyatt · Posted: Wed Dec 12, 2007 7:47 pm Subject:

What is there like a debtor's union where you all try and figure out your rights and how to get out of your debts?!?! Bahahahaha.... Pathetic! Pay your bills!

Wyatt

Wyatt · Posted: Wed Dec 12, 2007 7:57 pm Subject:

Well that posted under the wrong blog post, but anyways... I'm actually a college student - not a high school drop out, can't say that for all collectors, but I don't see what you're trying to prove here, I agree with what you're saying and I think you pretty much re-stated what I initially said.

hockeyman · Posted: Wed Dec 12, 2007 8:20 pm Subject:

Hey Wyatt, you better be careful; karma can come back and bite you like some of the idiots (or insureds) I defend for a living. Nothing like that old egging on people to come back and bite you like a nice fat personal injury or property damage suit to throw a wrench in the works.

Posted: Wed Dec 12, 2007 10:38 pm Subject:

Wyatt your wrong. These debts are sold in bulk, most with very little "media", or background info. So for a start, your outside company printing forms and stuffing emvelopes would be little more than a joke, easily defeatable in court. Secondly, regarding these purchased debts, only the purchaser would benefit, if someone were to pay them. Sears and others put old debt "portfolios" up for sale in bulk, thats where they get their money.

I'd also follow hokeyman's advice.

Posted: Thu Dec 13, 2007 8:53 am Subject:

Wyatt, you do realize that you commented on a post that is 5 months old... Rolling Eyes

Wyatt · Posted: Mon Dec 17, 2007 10:40 am Subject: LCW

LCW, I said: "Okay, regardless if you pay your debt or not, SEARS gets a small percent of their money because the Debt buyer purchased the debt from Sears (at a much less cost than what is owed)"
~And you said "Actually The Original Creditor (to use your example Sears, although hey sold their credit business to Citibank almost 5 years ago) got their money long before you ever came in to the picture, when they sold the debt."

All I have to say is... DUH, you act like I didn't know that.

Look, who's the collector here, and who are the debtors? everyone needs to stop acting like they know everything and just pay what you owe without looking for ways to get out of it! Even collectors owe money, shit I'm in collections right now for over 2 grand (mostly because I'm a student right now and most of my money goes towards that and my car and my house... but I'm not going to refuse to pay and cause a fuss because I think the fdcpa laws will get me out of it...

Merry Christmas,

~Wyatt

Posted: Mon Dec 17, 2007 10:42 am Subject:

Posted: Mon Dec 17, 2007 5:29 pm Subject:

Posted: Mon Dec 17, 2007 10:15 pm Subject:

LOL good one unclewulf, you've hit the nail on the head. Wyatt still mouthing off after a licensed attorney, hockeyman has reponded.

Posted: Tue Dec 18, 2007 4:45 am Subject:

At the rate things are going, you and I will both be out of debt before Wyatt gets a clue.

And did ya catch his bit about being a student? Wonder what kind? Middle-school? Check the way he contradicts himself in the first half of that last post. Maybe he oughtta spend less time on here, and more time in class, hmm?

Posted: Tue Dec 18, 2007 7:40 am Subject:

So, your saying. If your student loans got sent to a collection agency, they tacked on interest well past the legal max, plus 80k in fees of their own. Started calling you 70 times per day every day. Threatened to sue you, garnish your wages, take you to jail, get you expelled from college, garnish your wages, tell everyone in the world your a deadbeat... and do unspeakable things to farm animals Shocked

you'd just pay your bill and take it?

Posted: Tue Dec 18, 2007 10:43 am Subject:

Aww..... They'd never do a thing like that to little old Wyatt.

Guest · Posted: Tue Dec 18, 2007 11:26 am Subject:

I guess CAs and farm animals need love too

Posted: Sat Dec 22, 2007 2:19 am Subject:

wyatt wrote...
On another note, if a collector is saying you owe money, the main way to validate the debt is to look into it yourself, how else would we have your social security number
uhmmmm...I'm thinking there are at least about 500 to 1000 people out there who know mine ..and am really not sure about my estimate..probably low.. since my purse was once stolen during the 80's and briefcase again stolen in 2002...the fact that someone knows my social..doesn't mean they know or own JACK!