Internet's first get-out-of-debt community - 123,000 members

Posted: Wed Jan 10, 2007 12:17 pm Subject: central portfolio control

hello all.. in sept 2006 i sent a debt validation letter to central portfolio control asking them to validate a debt to e-payday loans.. they never responded and just yesterday i get something in the mail saying i owe them for a bounced check i swore was resent to the bank.. im not paying them a dime.. im going to make them validate this new debt they claim and the one i asked for validation for in sept.. this is a very shady company if anyone delt with them dont pay them a cent make them validate it.. anyone else on here ever delt with them? what im doing with this company good?

Posted: Wed Jan 10, 2007 2:08 pm Subject:

Keep a check on your credit report also. Don't let them hit your file with wrong information and being unable to validate your debt in the first place. If the collector has already reported with the bureaus, dispute the item with the CRA with copies of your letters asking for validation from the company. They will check with them and remove incorrect negative items hit by this CA.

Cherie Truncer · Posted: Thu May 03, 2007 12:37 pm Subject: Complaint

I have spoken with your company on a day to day basis.
I am aware of the FDCPA laws and know you are in complete violation. I have asked you to not call my number XXX XXX-XXXX and you have not choosen to listen. I have now contacted my attorney Dan Sheifeild about this matter. The profesional manner in which your employess behaved was rude and harrasing. Please understand Kevin Iversen, my ex-husband doea not live at my address and if any further contact is made to my home all calls will be recorded and my opinion will be to fully prosicute your company. Sincerely Cherie Truncer

Phone number removed for your privacy. This forum is not owned or controlled by Central Portfolio Control and they will not officially address complaints listed here. Please consult your attorney for the proper coarse of action to stop their harassing calls. LCW

tracy · Posted: Mon Jul 30, 2007 8:27 am Subject: central

so this central people are most likely frauds this company has went as far as sending a leter to a como law firm in min and they are harrasing my wife now i am investigateing them and i have went as far as calling the min police fraud dept. we even called the credit card company and they said my wife dose not exsist in there records. help me out here.

WYATT · Posted: Tue Dec 04, 2007 8:58 pm Subject: I work for CPC

I work for Central Portfolio Control as a collector, and the cases i'm reading seem to be a little extreme, I've seen people get fired for the things you guys are describing here. We are a very professional company and we are generally nice unless you are rude to us first. We are legitiment too... if you owe money... F****** pay us! Our company only collects money for a particular client, we do not keep the money - we pay our client first, for example SEARS, or SHOPNBC, and we get a cut (a %) of what you pay us, that's how a collection agency works, so if you say "well i'm not going to pay those a$$holes, you're really not paying SEAR'S debt buyer, which happends to be "resurgent" So basically sears sells your debt to a debt buyer (resurgent) and resurgent tells us to collect the money, so from the money you pay US, sears get a fraction, resurgent gets a fraction, and Central Portfolio Control gets a fraction, you are paying several people (or NOT if you refuse) and we DO post things on your credit report, go ahead and try to re-finance!! So anyways, collecting money is fun, debtors are idiots, it's all a big game... A game that WE usually win because we have CONTROL over your credit report - we can even garnish your wages!! So... happy debting! Keep charging up those credit cards!!

~Wyatt, 1-888-456-3184

Posted: Tue Dec 04, 2007 10:06 pm Subject:

You again? Sheesh.........

Guest · Posted: Wed Dec 05, 2007 7:11 am Subject:

If your company would just validate the debts they would get paid. Oh, and you contradicted yourself. If sears -SELLS- the account to a debt buyer, they are out of the payment loop as they wrote the debt off. As a supreme collector I thought you would know that...but then again, they say the average collector is a drop out with higher debt then most he is collecting from.

Wyatt · Posted: Wed Dec 05, 2007 12:18 pm Subject: Contradicting?

Okay, regardless if you pay your debt or not, SEARS gets a small percent of their money because the Debt buyer purchased the debt from Sears (at a much less cost than what is owed), if CPC can collect the money, then the debt buyer gets the money, along with any fees, and CPC gets a good percent of that...

Wyatt · Posted: Wed Dec 05, 2007 12:21 pm Subject: Validation

P.S. We DO validate debts, but we have an OUTSIDE company in NY that prints the letters and stuffs the envelopes... most people just hang up on us and don't even request that we validate the debt, and then when we DO vlidate the debt... they change their phone numbers or move... people that owe money are very evasive and irresponsible!! We're just trying to put food on the table like everybody else, so PAY YOUR BILLS!!

Posted: Wed Dec 05, 2007 1:22 pm Subject:

Wyatt no one here is gonna buy what you are selling,so you can move along. Everyone here expects a collector to follow the law and the collector will be paid providing they follow the laws.

Posted: Wed Dec 05, 2007 2:58 pm Subject:

What I get from this is, debt collectors aren't very well educated because obviously he or she can't even spell the simplest words. Hey! I know a great tutor! Laughing

Posted: Wed Dec 05, 2007 4:59 pm Subject:

Wyatt wrote:

Wyatt · Posted: Wed Dec 12, 2007 10:43 am Subject:

Quote from "Shazzers": "What I get from this is, debt collectors aren't very well educated because obviously he or she can't even spell the simplest words. Hey! I know a great tutor!"

Tihs is a bolg no oen karez how u spel!!! Anyways, you all pretty much sound like the average debtors and the first thing you pick up as a collector is that debtors don't LISTEN. On another note, if a collector is saying you owe money, the main way to validate the debt is to look into it yourself, how else would we have your social security number? We're not customer service and we're not a billing agency - if we say you owe money - then PAY! Other wise whatever debt we're calling to collect will remain on your credit report! Good luck buying that next new car! (if you even have the money for a down payment)

Posted: Wed Dec 12, 2007 11:01 am Subject:

Dude... All I can say is, you talk one hell of a fight. Anybody can be a tough guy from behind a monitor. Watch it, though. You aren't as annonymous as you may think.

And BTW, the main way to validate whether a debt is genuine is to demand validation from the collector who says you owe it. That's federal law.

You have a nice day, now. Preferably somewhere else.

Posted: Wed Dec 12, 2007 12:52 pm Subject:

Wyatt go bother someone on insidearm.com. We are not gonna buy what you're selling and we will continue to educate everyone of their rights when dealing with people like you. Twisted Evil

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