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 Posted: Wed Jan 10, 2007 1:03 pm Subject: Mel S. Harris & Associates |
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I have a problem here. I have had one bank account seized by Mel Harris and Associates. They list the creditor as Metris. I never owed a company named Metris anything. I don't know who the original creditor is. I also never received a subpoena or summons to appear in court on a judgment that was filed against me for this.
What can I do and how do I keep from having my business checking account from being seized, as well. If this happens I simply won't have a home.
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Samalabear
Joined: 05 Dec 2006
Posts: 2
Debtcc Points: 60
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| Posted: Wed Jan 10, 2007 1:31 pm Subject: |
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Check with the local county if this collection agency has filed a case against you. I assume they are just sending you fake papers. If it is real, you would have received summons from the court. Check for any court date if you are asked to show your presence.
You have no idea about the account for which Mel Harris and Associates is collecting. Use the federal laws and get the debt validated in writing. Without the info given to you in writing, you don't have to send your payments. You have to make sure from the beginning that your payments will be going to the right place and towards a valid account. Sometimes, collectors call the consumers for disputed or invalid accounts.
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PassionHunting
Joined: 30 Jun 2006
Posts: 514
Debtcc Points: 3674
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| Posted: Wed Jan 10, 2007 1:33 pm Subject: |
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I am not real sure on how you would go about finding out why you never received any notice, but someone else on here might. Pesonally, my first move would be to consult my lawyer, especially if you have a business to worry about.
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Lorri
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Joined: 27 Apr 2006
Posts: 1728
Debtcc Points: 20969
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| Posted: Fri Jan 12, 2007 7:23 pm Subject: Mel Harris |
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I had to deal with Mel Harris. They are set of attorneys that buy debts for penny on the dollar and try to sue and/sex your account with out any proof. They took me to court after they black my bank account illegally. They claimed they sent someone to my house and gave false information they never came to my house because I was in another country on vac at the time. Go to your county civil court and ask them to place the case back on the calender to be reviewed by judge. I will bet they dont have any paper work. They got a big suprise from me I had certifed letters I sent to them and they never responded this was prior to going to court. So anything you do send it certified always and bring you paper work to court
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Indian
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Debtcc Points: 100
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