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#97
01-01-2008, 07:41 AM
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 Moderator Join Date: Jul 2006
Location: California
Posts: 3,962
Credits: 36,194
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Sub:
We actually had an account on the boards this year of a person who was so scared by this threat that she sent her child to her mother's house, as she was convinced that she was going to be taken away. And if I'm not mistaken, this was quoted by the reporter in the newspaper article that was done about them. So imho, terrorism, no, but criminal threat, you bet!
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#98
01-01-2008, 07:51 AM
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Sub:
There really ought to be a way to do something about collectors that stoop to making threats like that. Yeah, you could sue for fdcpa violations, but there has to be something else that could be done.
__________________
Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.]
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#99
01-01-2008, 08:38 AM
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fdcpa would just be the statutory suit. Can you imagine what would be awarded in mental anguish? Astronomical!
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#100
01-01-2008, 08:51 AM
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Sub:
$$$$$$$$$............
__________________
Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.]
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#101
01-01-2008, 01:18 PM
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I Would Have Sued
kscornell, thank you so much for helping me prove my point. I remember reading that post.
I don't know if some of you are familiar with my dealings with another fun-loving CA called Legal Mediation Practice. When I received their phone message several months back, I was at the lowest point in my life both physically and mentally. The message they left made me seriously get ready to kill myself; I had already started composing my suicide note. No joke! Intellectually I knew the phone message they left violated the laws on so many different levels; however, at that point I was so emotionally tired of even trying anymore and that message just pushed me over the edge. You just never know how someone is going to respond to something like that when they feel they are backed in a corner and really have nothing more to lose. So, yes, I really think threats like that from CA's should be treated criminally, not as violations of the fdcpa. I know we've talked about his before; however, these are just glaring examples of the why the FDCPA needs to be updated, putting more "bite" into it when used against those crappy CA's that violate it.
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#102
01-01-2008, 01:42 PM
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While I still think that the fdcpa needs reform (in dire need of it) in the mean time thats where punitive damages come in at.
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#103
01-01-2008, 06:56 PM
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Moderator Join Date: Jul 2006
Location: California
Posts: 3,962
Credits: 36,194
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Sub:
Ron, you are very welcome! And I am glad that you never had to use that suicide note. I also remember reading in our local newspaper about a person who actually did do just that due to finances, so sadly, it does happen. Hang in there....
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