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 Posted: Mon Jan 22, 2007 5:25 pm Subject: Debt collectors not willing to work with me |
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Why can't I get the debt collectors to work with me. If I got behind because I couldn't afford forty dollars month. Where do they think I'm going to come up with one hundred
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dr17044
Joined: 22 Jan 2007
Posts: 1
Debtcc Points: 24
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| Posted: Mon Jan 22, 2007 5:31 pm Subject: |
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debt collectors will sound that they will not work to your arrangements. This is because they handle a lot of files in a month and don't want to put in much time behind one consumer. They want to get the account paid in full and move to the next file
You can still make a payment that you can afford at this time. They need to post it towards your file. If they don't, inform your legal law enforcement agencies.
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a_neblat
Joined: 10 Aug 2006
Posts: 408
Debtcc Points: 5814
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| Posted: Mon Jan 22, 2007 6:09 pm Subject: |
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Do you have more then one account in collections?If you signed up for the free consultation here they should be contacting you soon and help you possibly work something out.
The collectors do not have to agree to a payment plan with you but if they do take whatever payment you send legally
they have to post it to your account.
If its a valid debt I would just send them what you can on a consistent monthly basis(if at all possible the same amount monthly).At least it shows effort on your part.
Also if these debts are still with the oc and not actually sold to the collectors you could still possibly work something out with the oc.
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taksmom476
Joined: 15 Jan 2007
Posts: 80
Debtcc Points: 2028
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