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 Posted: Fri Feb 02, 2007 9:15 am Subject: Some company is collecting for an account thats not mine |
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Why are you sending me a colection letter for something that aint mine. You say I owe your company $236.76 from 2004. There is like no way I can owe you people anything as I was in the pen for 6 year until 2005, so you all need to back off and take your charges somewhere else. Please delete my information from your company and leave me alone, I got enough problems.
Thank you
You say my account number is xxxxxxx, so figure it out yourselves because it isn't mine
account number deleted per forum rules - PinkLady
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MAKMILAF07
Joined: 02 Feb 2007
Posts: 9
Debtcc Points: 173
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| Posted: Fri Feb 02, 2007 9:19 am Subject: |
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Welcome  I'm sorry for your problems, but this is a debt and credit Forum, not an individual company. If you can tell us what company you are looking for, maybe we can give you and address to write them..Karen
_________________
As long as you are alive, there's always hope
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Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5459
Debtcc Points: 64216
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| Posted: Fri Feb 02, 2007 9:36 am Subject: |
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I goggled Assest Acceptance and this place came up, where am I and who are you, anyhow whoever you all are this aint my bill and leave me alone
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MAKMILAF07
Joined: 02 Feb 2007
Posts: 9
Debtcc Points: 173
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| Posted: Fri Feb 02, 2007 9:38 am Subject: This is not asset |
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This place came up on google because asset acceptance has been discussed in the forum, however this is not asset acceptance or any other credit agency.
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ramj70
Joined: 16 Jan 2007
Posts: 201
Debtcc Points: 976
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| Posted: Fri Feb 02, 2007 9:39 am Subject: |
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Hold on there MAKMILAF.........this forum ASSISTS consumers with problems such as yours. There is a host of information & people that are willing to HELP you with resolving this. Feel free to post & see how others may be of help, okie dokie?
Thank you!
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texasconsumeractivist
Debt Samaritan
Joined: 23 Jan 2007
Posts: 680
Debtcc Points: 553
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PinkLady
Moderator
Joined: 15 Jun 2006
Posts: 1447
Debtcc Points: 20300
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| Posted: Fri Feb 02, 2007 9:41 am Subject: Asset acceptance website |
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If you want asset acceptance website, it is assetacceptance.com/privacy.html
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ramj70
Joined: 16 Jan 2007
Posts: 201
Debtcc Points: 976
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| Posted: Fri Feb 02, 2007 9:42 am Subject: |
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Okay so what do I do, I got enough problems trying to get on my feet after being locked up and now I get this letter from this company saying I owe money to them from 2004 and there aint no way it is mine cause you don't have nothing in jail and you cant get anything either except from the commissary and they make you pay for that when you get it, so what do I do now man I dont need this s*** Profanity Deleted..Karen
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MAKMILAF07
Joined: 02 Feb 2007
Posts: 9
Debtcc Points: 173
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| Posted: Fri Feb 02, 2007 9:52 am Subject: Validate the debt |
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Send a certified letter to the agency requesting validation of the debt, which they must provide if you ask for it. You have 30 days to do this otherwise the debt is considered valid. After you send the letter go ahead and call them requesting validation of the debt. You then can also send them a cease and desist letter if you wish, here is a site that has a copy of one you can send.
ihatedebt.com/DealingWithYourCreditors/DealingWithDebtCollectors/Cease _and_Desist_Letter_for_Debt_Collectors.php
Link made inactive as per forum rules - Mike
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ramj70
Joined: 16 Jan 2007
Posts: 201
Debtcc Points: 976
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| Posted: Fri Feb 02, 2007 9:58 am Subject: |
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First I would go to www.annualcreditreport.com amd see what on your credit report.You can get a copy of your report for free once a year. 1 possibility could be identity theft if it indeed was while you were in prison.If you find asset acceptance on your report it should list dates, original creditor and such.Another possibility it could be a very old debt from before you went to prison and they reaged to 2004, which btw is illegal for them to do..
Anyway these are the very 1st step I would personally take if it were me.Feel free to keep posting with any information you can find out and we will try to help you out the best we can as what to do next.
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taksmom476
Joined: 15 Jan 2007
Posts: 80
Debtcc Points: 2028
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| Posted: Fri Feb 02, 2007 11:11 am Subject: |
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There is lik no way this can be mine cause I have no credit, I was in juvy b4 I went to the pen and lived with my mom b4 that so like they are so wrong and why should I write them a leter when they are wrong
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MAKMILAF07
Joined: 02 Feb 2007
Posts: 9
Debtcc Points: 173
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PinkLady
Moderator
Joined: 15 Jun 2006
Posts: 1447
Debtcc Points: 20300
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| Posted: Fri Feb 02, 2007 12:11 pm Subject: |
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centenial visa is what is says why would someone want my identiy i have a record they can have it ill trade with them there idneity is probably better
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MAKMILAF07
Joined: 02 Feb 2007
Posts: 9
Debtcc Points: 173
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| Posted: Fri Feb 02, 2007 1:12 pm Subject: |
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it's called *identity theft* MAKMILAF.......unfortunately, it even happens to inmates. keep coming back, no profanity in your postings & we'll do all we can to assist you, okie dokie?
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texasconsumeractivist
Debt Samaritan
Joined: 23 Jan 2007
Posts: 680
Debtcc Points: 553
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