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Lorla · Posted: Wed Apr 11, 2007 12:42 pm Subject:

Surprising, I just got a call from Genesee Valley and it has all the phone numbers listed in this thread.
They left a message saying they are representing "Sams"
and that we need to contact them to have input on their decision making process on this "File".
We owe no money to Sams, and have not been a member for years. Although, she did not mention it being a collection..
This strikes me as odd.

LARA · Posted: Wed Apr 11, 2007 1:25 pm Subject: TIRED OF CALLS AT WORK

Hey, does anyone know what ccc stands for, there was a call at my work today stating that i had been notified by ccc, but i did not talk to anyone. They talked to a co worker.

Guest · Posted: Mon Apr 16, 2007 5:39 am Subject: Guest in Texas

If the debt created by your ex husband is under your name and ssn, you would still be legally responsible for it even if the divorce decree states otherwise. The cc contract supercedes the divorce decree so in the eyes of the law is more important.
Did your office manager provide the name and number to your attorney? if not...how is the CA supposed to know?

Posted: Mon Apr 16, 2007 5:59 am Subject:

You can not get blood from a turnip! If the person can not afford to pay the original debt, how does demanding the entire amount NOW!!! solve anything. I think if a person offers a suitable, affordable payment plan, it should be excepted. I don't believe that people go out and add up debt with the intentions of not paying it. I think something must have happened to cause the person to go delinquent. Most collectors that I deal with get more out of me if they are personable, jerks don't get crap, ring my phone off the hook if you want, that is why the "ringer off" button is there and answering machines were invented. All I am saying is #1 I will work with you if you treat me like a human being, #2 I did not intend to end up in this boat, so don't accuse me of or get nasty with me on the phone. I am a human being and I have feelings too.

baseballgal · Posted: Sat Apr 28, 2007 2:35 pm Subject: Genesee Valley Associatin

It seems that this company searches for high dollar debt that has been charged off from companies. I was contacted by them, however, my debt cannot be collected since it has been over 4 years since the payment/activity on this account. (CA State law). Lesson - be an informed consumer and use the rights that you are legally entitled to.

shroom

Oh boy does this get more and more fun for me�I, too, was contacted by the people at Genesse Valley Assoc in March of 2007 - Here is what happened to me:

Phone Message from caller ID �585-278-1691 Genesee Valley Assoc�
Message stated case file 555-xxxx, they request a return call at 1-800-921-0001

Returned call when I got home. I just figured it was a call about a resume or something.

A receptionist answers, asks for case # then I am transferred to representative �Marie Jacobs� who says they are a collections/process serving firm. I ask the name and she says Genesee Valley Associates. They ask to verify my name, past addresses. She claimed they are the 5th in a series of collection agencies trying to collect on a debt from Bank of America MasterCard # 5432-xxxx-xxxx-xxxx.

She claims I have a collections balance of a little over $12,000 from the Bank of America MasterCard from 2002 that was opened in 1993. She says it stemmed from a delinquent balance of just over $8,000 that was at an 18% interest rate then indicates they are willing to take 40% discount for settlement of $7,500. She also says they have a work number of (818)-xxx-xxxx listed on the account.

I indicated I did not owe this amount, haven't had any revolving debt since April of 2001 and why is it that if 5 different agencies had been trying to track me down, had apparently had my correct contact info and I had only moved 1 time since the alleged time of the debt. OH and yet, I called her within hours the same day of her contacting me now? She had no worthy response to that . So, I asked what are the next steps to disputing this debt? She said she didn't know and offered no help. I said I'd do some research and get back to her the next day. Something wasn't right.

After researching a bit, pulling my credit reports, calling banks, checking info on the FTC website, checking other websites�
It turns out that credit card number's issuing bank is Bank of New York
I called B of NY, again, not my account.
That phone number they claim as my work number is a Violin Shop in Studio City, Calif, somewhere I've never been to.
I called B of A - it's not my account and BofA's charge off dept was really confused and actually got on a 3 way call with myself ad �Marie� to talk to them to figure out what the deal was. GVA claimed they didn't have all the file info in front of htem and it could take months to get the file and info. I then asked what she was looking at if she had all this info, but couldn't back it up.. then the lady from BofA talked over both of us and said not to pay a dime until they come up with something. They have to validate that debt.

So, after a few weeks I hadn't heard from them and knew time was running out to send a VL, so I called GVA back to get an address. They then asked what it was pertaining to � I said a credit card. They asked for a case number again, so I gave it to them thinking I would be given the appropriate address or transferred to �Maria Jacobs� again � wrong.

I was transferred to a Supervisor named Mark �something� . I simply asked him for the mailing address � he asked why.
I said so I can mail you something.
He asked what �
I said it didn't matter �
he said there were different addresses.
I then said � oh, because you're a telemarketing firm so you have to find the right dept? He got defensive and said they were NOT a telemarketing firm.
I said well, that's how you're listed on the internet. � do you have a web presence?
� he then got VERY defensive and said I'd better do my research better
� he kept asking if I was me, I said yes then he got into it saying �Well, you owe us a lot of money�
I said �I don't owe you any money�
he said �yes you do�
I told him that the FTC says he has to give me their address � he then says �the FDC? What's that?!� I said �no, the FTC, the Federal Trade Commission� he said oh, he'd �like to know what law that is�. (yea, made no sense to me either�)

I finally had enough. I said that if they were to contact me they were to do it in writing. (I knew I was well within my rights on that one. They need to put everything in writing so I could prove this is a false accusation on my credit.)
I heard a sort of disbelieving �What!?� kind of noise on the other end before I hung up and noted the call.

So then I contacted an attorney. It makes me grin because it turns out GVA is not licensed to do business in my state.

I haven't heard anything back after the attorney called, faxed and wrote a letter to them... only then did they send a sad, flimsy letter via fax that they claim they sent to me stating what I allegedly owed them � but with no validation�

Over the past couple of months they broke a TON of laws in their contacting me about a false debt, checking my credit report with no cause, giving me someone else's credit info, leaving a message for anyone to hear, recording the calls and not saying they were recording them.. oh, the list goes on an on... Anyone out there who has had any dealings with GVA � watch out for any and all violations! If they have pulled this kind of stunt with you - go after them legally and help put them out of business!

DEALT WITH MANY BAD COLLE · Posted: Tue May 29, 2007 3:39 pm Subject: Hey BILL COLLECTOR

You say PAY your BILLS...well BUD let me tell you if you collectors would work with people instead of threaten and sue I guarantee more bills would be cleared up.We dealt with one awhile back made payments & etc they then sold our bill and the new jerkoff collector stated we had to start from scratch well sorry we already paid more than 3/4 of the debt so guess what it got dumped on bankruptcy so see if you COLLECTORS would shut up and just listen to people and TRY to work things out bills would get paid.BTW it really wouldnt KILL you people to be nice not nasty,cuss us out and be a total jerkoff and threaten jail when you cant jail someone for their bills!!

Beach Girl · Posted: Wed Jun 20, 2007 4:04 pm Subject: Collection Creeps

My family and I also are being hounded by this man. He has called my brother in law and now my house. He also threatens to send people to my home or place of business. How does he know if I work or where? (I don't by the way-work). Shouldn't he already know this if he is going to send someone out? Anyway, thanks for the advice. I can't believe I found this board. I 'Googled' the guy's number and here you all were. Thanks again!

Guest · Posted: Thu Jun 21, 2007 8:05 pm Subject: very interestings.. GVA

After reading all this, I can't wait to call those losers tomorrow...

What gets me is, they are calling my fairly new cell phone number and my parents house... two numbers that may only possible be connected thru recent student loans i apply for.

You all who have dealth with them, need to call the state atty general in NY. I know I will after speaking with them tomorrow.

PK421 · Posted: Fri Jun 22, 2007 9:07 am Subject: GV and Assoc.

They have been calling me everyday for the last few weeks. I called them back to find out it was a debt for $400 and some change from NTB in 2002. I explained that I was underemployed for a while and was finally able to start taking care of it. I asked them for verification and they said they sent it to my old adress where I lived 4 years ago. I asked them to resend it and they refused, saying they would only fax, then accused me of stalling. I said I didn't have a fax machine and to please send it to me via mail. The guy said that it wasn't his job to track me down like a hound dog and that if I didn't want to pay, they would be sending it forward (whatever that means). Again, I said I was willing to pay if they sent me verification and after the conversation got more heated, the guy hung up. I called back and asked to speak to someone else and they gave me him again. He got just as nasty, I said I was the one with the money and they weren't and if he wanted it he had to send verification of the debt. He, again, refused. I, regretablly, got nasty back and hung up. I don't think these people are very smart. I offered them a resolution, but they didn't want it. I attempted to resolve this professionally, but instead was treated with obstinance and rudeness.

Posted: Fri Jun 22, 2007 10:22 am Subject:

"GENESEE VALLEY ASSOCIATES COMING UP AS BEING FROM NEW YORK".CAJUNBULDOG AN EXPERT AND A GREAT MODERATOR OF THIS FORUM.
http://www.whocalled.us/lookup/8003923100

http://www.whocalled.us/lookup/8009210001

countersuit? · Posted: Thu Jun 28, 2007 12:17 pm Subject: I recently was contacted by GVA...

Seeking information on a relative. "Marie Jacobs" left the call back numbers listed here along with a "case number" on the answering machine. I have not returned the call because the vagueness of her message sent up flares.

I could find nothing on the internet about the company either which further raised my concern. I found this page eventually and had most concerns validated.

I would appreciate any advice with respect to dealing with these clowns. If I have to speak to them, I will inform them that I will be recording the conversation, which usually shuts frauds/telemarketers up immediately. I live in MA, (don't hold that against me!). Are they lawfully permitted to call me? When does it become harassment?

Thanks for any info you can provide.

And to all of the loser CA's out there, I pay my bills, so what gives you the right to harass me in the name of someone else's ALLEGED debt? And based on the info provided here, the next step would be to threaten me, right?

Maybe I'll talk to the CA when they leave me their home phone number.

Posted: Thu Jun 28, 2007 7:56 pm Subject:

Leaving a "case number" on your machine is probably a violation, as well as fraud, if indeed they have not begun the process of litigation. You have the right idea, record the calls (if legal in your state). If they begin some empty threats, send a partial cease and desist letter saying that you'll only communicate via mail.

Won't Pay JDB · Posted: Thu Jun 28, 2007 11:45 pm Subject:

Message to those here saying, "Just Pay Your Bill"

I will not pay ANY JDB collector a dime. And if sued,no problem. The judge in this county always throws those JDB NUTT cases out of his court. So there.

countersuit · Posted: Fri Jun 29, 2007 11:20 am Subject: Thanks LawStudent

Thanks for the info. I doubt they have begun any litigation process because of the lack of written notification which I would believe that a telephone contact would supplement.

Thing is, it's not even my concern! I have never countersigned any documents and I find the audacity for anyone to contact me about anyone else's debt, relative or not, to be below the belt.

I'm hoping that my failure to respond will make them go away. If not, I'll follow your advice and send a cease and desist letter as I am not party to their claims...

M M · Posted: Tue Jul 03, 2007 12:24 pm Subject: they called my parents

What is with this people!?

Some Leo guy called my parent's house and asked for me, he KNEW MY PARENT'S NAMES, now how do they know this???? this is pretty scary! anyway i found this website searching for the 800-921-0001 so Im telling my story, for what i see these people are ABSOLUTLY crazy so Im not calling them back or giving them no information. I dont care! they are full of SH*T!

Thanks for the info guys!

XO

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does anyone know number 800 392 3100? im being sued help!

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