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Posted: Sat Jan 05, 2008 3:14 pm Subject: |
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| brooklyn184 wrote: | | The part I am confused about---How many/much credit cards/debt do you have that you are not sure it is yours? That is the part I never understood about validating. I can understand if you never had it... |
There are other reasons for demanding validation in full, and you know it. Does your agency actually have the right and authority to collect this debt? [And don't tell me to check my CBR, either. I'm not that big a fool.] How do I know the amount is right? Why should I be asked to pay fees unless I understand why they were added. Come on, brooklyn184. You're straining your credibility here.
_________________ Wulfisms: my blog
The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!
Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
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unclewulf
Moderator

Joined: 27 Nov 2007
Posts: 2449
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Posted: Tue Jan 08, 2008 1:28 am Subject: |
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hmnnnn.....unc
please don't prove to me that your response questioning credibility drove someone away?????
I really thought collectorman now BrooklynYadayada was here to help..
hope will respond again.....!!!!
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socksfullofrocks

Joined: 14 Dec 2007
Posts: 578
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Posted: Tue Jan 08, 2008 12:20 pm Subject: |
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Nope...still here. Just not going to go round and round. You guys have your vaild points. I think I do too. Just not going to beat the dead horse.
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brooklyn184

Joined: 14 Dec 2007
Posts: 10
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cajunbulldog
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Posted: Sat Jan 12, 2008 12:56 am Subject: |
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brooklyn... I honestly feel your inputs from the other side are a plus here and I am glad you are still lurking!!!!
but about beating the dead horse..I swear to ya this is what happened to me last nite..husband and I have 4 horses on property and one of them laid down last night we got home around 10:30..we couldn't get her up..even used our tractor as last resort..vet couldn't be reached that late.. I swear I thought our beloved "molly mc butter" was a gonner...
vet shot that sick horse full of something this morning and she is friskier right now than she has been in five years!
I too would never beat a dead horse..but I wouldn't give up on one who is simply lying down and needs help!
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socksfullofrocks

Joined: 14 Dec 2007
Posts: 578
Debtcc Points: 55
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Posted: Sun Jan 13, 2008 12:10 am Subject: |
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socksfullofrocks

Joined: 14 Dec 2007
Posts: 578
Debtcc Points: 55
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Posted: Fri Feb 01, 2008 1:55 am Subject: |
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hmnn person left or is just posting under different name now? whatever! sorry this person left when challenged!
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socksfullofrocks

Joined: 14 Dec 2007
Posts: 578
Debtcc Points: 55
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Posted: Mon Feb 04, 2008 6:11 am Subject: |
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numerology very lucky for some a3t203lxdx! hope it works out 4 you!
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socksfullofrocks

Joined: 14 Dec 2007
Posts: 578
Debtcc Points: 55
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Posted: Wed Feb 06, 2008 6:23 am Subject: |
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I'm not gone...I just could not figure out what to say to a lady on a horse?? But glad to hear Molly is still kicking. That is one pretty bridge though!
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brooklyn184

Joined: 14 Dec 2007
Posts: 10
Debtcc Points: 268
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Posted: Thu Feb 07, 2008 11:28 pm Subject: |
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hi Brooks..Molly is now no longer kicking as we speak that shot of wonder juice from the vet.. I think just allowed her to bring us more joy and remember her in the majestic glory that she once was before our now"dead horse" has been hauled off and buried..yet beating the dead horse and the brooklyn bridge are still very pretty images so to speak..
what to say to a lady on a horse? or a man on a horse? or no horse in the picture? same thing as anyone would say to anyone? thanks again for your response!
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socksfullofrocks

Joined: 14 Dec 2007
Posts: 578
Debtcc Points: 55
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JCEMT
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Joined: 10 Sep 2007
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Posted: Sat Feb 09, 2008 2:08 am Subject: |
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thanks Jcemt ..every now and then I manage to get it right!
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socksfullofrocks

Joined: 14 Dec 2007
Posts: 578
Debtcc Points: 55
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Posted: Wed Jul 02, 2008 9:48 pm Subject: Debt Collection practices |
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Genesee is a scam...they have contacted several of my friends and family about a debt that was a charge-off but paid after dealing with an attorney...much to my suprise, Genesee is claiming that it was not paid. This debt was about 6 years old now and I paid it 2 years prior. Luckily, I kept the receipt of the full payment...so you see...Genesee sought out people with old debts and especially the ones that are soon to be discarded...any debt after 7 years old CANNOT be collected unless otherwise directed by the creditor through a legitimate attorney. You must receive a written letter, a phone call cannot be considered a legitimate debt without proof in documentation. Genesee does not have attorneys. By writing a cease and desist letter to them will stop the phone calls and by law, since you made that request Certified Return Receipt and by fax, they must comply otherwise you have the proof you need to file suit against them and collect monetarly. Genesee is a scam and there are several people who call and have several AKA. My attorney has filed a suit against them for the illegal practices as well as their harrassment.
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Pinks
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Posted: Fri Oct 10, 2008 8:18 am Subject: COLLECTIONS |
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To the obnoxious guy defending all the dead beats!!! - Listen Buddy, some collectors are rude, and dismissive, but that is mainly because debtors fail to pay their bills, and become responsible adults. Simple fact - pay your bills and don't get harassing calls. Or, if you owe money, make arrangements as soon as possible, and keep your promise!!! fdcpa laws are here to guide consumers, and to mediate prevalent issues...thats it.
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JOE black
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Debtcc Points: 100
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Posted: Fri Oct 10, 2008 9:03 am Subject: reply |
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i see joe troll is back.listen,the fdcpa is in place to stop people like you from acting criminally.by the way to threaten arrest,garnishment.calling everyone iv'e ever met.calling work constantly is against the law,the FDCPA to be exact.so glad you returned to show everybody what and the FDCPA is meant to stop.YOU JOE TROLL!!!!!!!!!!!!!!
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paulmergel
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Posted: Sat Oct 11, 2008 2:21 am Subject: |
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Joe Black, we know about you and your momma.
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