Internet's first get-out-of-debt community - 135,000 members

Guest · Posted: Thu Sep 06, 2007 10:30 pm Subject:

sickened/concerned citizen--you are the reason so many on this site complain about abuse and unlawful treatment from CAs--your attitude is the real reality that most people face when dealing with CAs--you don't care about following laws or how you treat anyone--and somehow think you can degrade people down to your level by treating them terribly--very simple--provide real debt validation--in 90% of cases you can't--or the debt would have already been paid!!! you want to call someone "lazy white trash"?--there is no one on the face of this earth lower than your affiliates or anyone I can think of who could possibly suck more bottom than what you negative feces feeders represent--you think someone should leave the trailer and get their hands dirty?--you instead should be careful that the company you represent doesn't fall under a class action lawsuit where you find yourself in the pokey behind bars having to worry about something getting dirty when ya drop that bar of soap in the shower--I hope everyone here copies your comments and takes them to any type of litigation they have to attend as more proof of how you awful debt collectors think you can treat people!!!!

Posted: Fri Sep 07, 2007 5:15 am Subject:

To the guests posting rude and derogatory comments,this is a family oriented board and everyone will follow the rules or be deleted.

Collectorman · Posted: Fri Sep 07, 2007 12:24 pm Subject:

Just so it's said...as a collector, I also do not condone what ever it was that our "citizen" said. I agree that people like that do give collectors a bad name.

Posted: Fri Sep 07, 2007 12:50 pm Subject:

Well, we're all human. And as time has shown humans make mistakes. And some of us even get in over our heads and need a lifesaver thrown out. We learn from our mistakes. Those of us who don't surely wouldn't be here.

Posted: Fri Sep 07, 2007 2:53 pm Subject:

Collectorman, you have been one of the few who offer sound advice and I thank you for your effort.

Posted: Sat Sep 08, 2007 11:14 pm Subject:

My heart goes out to you--you should have never felt smaller than an ant--it took me years of therapy to figure this out--You ROCK girlfriend!-and keep in mind how strong those pesky ants actually are (if you felt smaller than them)!!!Those insults you received and the way you responded to the attack showed your true character--and in the end this is what will count!!! God bless you! and I wish you the best of luck--the only reason you received those comments is because you were strong enough to challenge the situation and fight it with dignity! That's what made the person who attacked you mad!!! Keep it up and I wish you the best that life has to offer!! Laughing

Posted: Sat Sep 08, 2007 11:18 pm Subject:

billysgirrrl sorry I am new to the site and didn't put your name in my post but I was responding to what has happened to you on this blog soory for not posting right!

Posted: Sun Sep 09, 2007 8:10 pm Subject:

It's cool. Thanks a lot. I have been by myself most of my adult life and I know that I've had this bill piling up here and that one there, but I've made it through. This is the first time that I've actually had someone by my side to help me and stand beside me. We're not out of the dark yet, but we're going to keep pushing. This is also the first time I've ever owned my own home. And to get into a bad loan right from the door. Ugh... We talked to some counselors that said we make too much money to get help, but yet they can't understand how we're even buying groceries. My husband says it's all because of me though. But still. We have a plan and if we can just keep making it through these next few months a lot of good things are going to happen. Thanks again. It's nice to hear that I'm doing something good...

Posted: Mon Sep 10, 2007 1:01 am Subject:

Hi

Yes you are doing something good. But what surprises me is your inner strength. Your belief in yourself that has given you the strength to see the good things amidst the darkness. Keep it up

Good luck n take care
Nelly

Posted: Mon Sep 10, 2007 5:05 am Subject:

Thank you all so very much. I've always tried to remain positive even though things get me down. At times things have gotten the best of me and I let myself sink into a depression, but once I realize that that's not going to help things I somehow pull myself back up. I think the biggest stress for me now is my husband. He lets things get to him and get him down and I can't pull him back up. I keep trying but nothing I've done so far has been useful. He gets very stressed at the fact that our credit scores are going down because of not being able to pay the bills, but I tell him that we just need to keep our heads up, stick together, follow our plan and we'll make it through. His company has been hinting around to a really big promotion for him and if that happens then we'll be on our way to living absolutely debt free and no more paycheck to paycheck. Hey, we might even be able to refinance our house for a better rate at that point too!!

Guest · Posted: Wed Sep 12, 2007 8:30 am Subject:

Bill Collector, Guest, apparently you are just as uneducated on the law as your fellow colleagues. Quit harassing people in an unlawful nature and forums like this will not be as prominent. Just because someone has debt does not mean that they have no rights. Take some time to figure out why you are so miserable that you must work in an environment of bullying other people to make yourself feel better. If you have done nothing wrong, you should have nothing but a positive response to "deal with my lawyer". We are aware of our rights, maybe you should be too.

Guest · Posted: Wed Sep 12, 2007 8:33 am Subject:

"Bill Collector"/"Guest" comment on first page. Just responding to that Smile

(see above)
My comment is meant for the Bill collectors and guests on here supporting their unlawful actions. Didn't want anyone to think I was harping on those that I'm not Smile

dirtyriverdog · Posted: Thu Sep 13, 2007 1:09 pm Subject: Calls at Work

What can I do, if 'the law offices of John P. Frye, PC, keep calling my employer, wanting to speak to me about a small debt? I have asked them numerous times to discontinue calling to no avail. Of course I have found out that this so called attorney is nothing more than a bill collector, disguised as an attorney - Atlantic Credit & Finance, Inc. They have actually said that they will call all my friends and family if I avoid their calls - isn't that like an invasion of privacy? Harrassment? Can I legally file a complaint with the police? Can I go down there and legally drag them out into the street and stomp a mud-hole out of their face? LOL!

Posted: Sat Sep 15, 2007 6:48 am Subject:

Send them a cease and desist letter requesting that they do not contact you at work. Send the letter certified mail/return receipt. If you receive receipt that they have received the letter, and they continue to contact you at work, that is a violation of the Fair Debt Collection Act (and depending on your state, may even be a violation of state laws), and you can and should file a complaint against them. If they have verified your home phone and address, and continue to call your friends and family, that is also a violation. They can only contact friends and family if they cannot locate you, but must cease when they have verified your whereabouts.

Debtee · Posted: Thu Oct 11, 2007 9:09 am Subject: Genesse Valley Contact

wGenesse Valley has been contacting my parents for a debt that i ????owe of like 141.00 from 2002!
I called them back to tell them to stop calling my parents. And that i had previously sent a letter for justification and proof i owed that amount and never heard a response. They basically called me a liar. So i told them in that case you can keep that debt on my cr and ill wait another year and a half or less for it to fall off. When i went into the military they never sent me a bill even after i sent my new address many times, she says well you were in the military we couldnt get ahold of you! Umm no??!!
I paid my bill for over a year straight always on time! And when i go into the military you stop sending my bill. For 141.00!!! You can keep the debt, but dont harass my rents!!

Posted: Sun Oct 14, 2007 11:51 pm Subject:

my suggestion first of all is to report them to ftc -your state- and local attorney general- all can be done on line or by phone complain to everyone you can think of ( they think they are being cute by contacting your parents --tell your parents to hang up on them very simple) don't give them any respect or consideration because they obviously don't have these words in their vocabulary!

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does anyone know number 800 392 3100? im being sued help!

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