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 Posted: Thu Feb 15, 2007 5:47 pm Subject: How to report violations? |
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I have sent Redline Recovery a certified letter stating that the account is and always has been under dispute. They have refused to stop calling me saying that they have forwared the letter to their client and that their client has to tell them to stop. How do I report them to get them to stop calling me?
thanks,
wayne
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quaildog
Joined: 15 Feb 2007
Posts: 2
Debtcc Points: 62
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| Posted: Thu Feb 15, 2007 6:41 pm Subject: |
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If they are a 3rd party debt collector they would fall under the Fair Debt Collection Practice Act. There is a sticky at the top of this board explaining your rights.
You have exerted your rights to investigate the amount of debt already. If you want them to stop calling you,send them a letter telling them it is inconveinant to call you and you will communicate with them in writing by mail only. Send it certified return receipt.Save copies of return card and letter for legal proof in case you have to proceed to civil action to stop them.
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cajunbulldog
Moderator
Joined: 20 Dec 2006
Posts: 4861
Debtcc Points: 37813
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| Posted: Thu Feb 15, 2007 10:07 pm Subject: |
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If you read my message you would have seen that I have sent them the letter. Now, what do I do if they don't stop calling?
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quaildog
Joined: 15 Feb 2007
Posts: 2
Debtcc Points: 62
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| Posted: Fri Feb 16, 2007 5:07 am Subject: |
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Since you've already mailed a letter asking that they cease and desist verbal communication, you can report them to the American Collectors Association, the Better Business Bureau, and your state's Attorney General.
When I write a letter to a CA I make it very clear that any verbal communication will not be tolerated. Moreover, after they've received the letter, if verbal communication persists, I keep a record of the date/time they called. I suggest you do the same to offer proof that they are in violation of the fdcpa.
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fjv4
Joined: 29 Dec 2006
Posts: 62
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