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Dealing with NCO........

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PostPosted: Wed Feb 28, 2007 3:37 pm Subject: Dealing with NCO........

Right now I am being harrassed to death by NCO Financial Systems aka "Whatever else they go by"..Anyway, the account that they are trying to collect on is for Capital One. On my CR, it says that I was past due 30 days as of Oct. 03. Since the SOL in North Carolina is 3 years on open acconts, wouldn't the SOL have been up in Oct. 06?? If so, what type of letter can I send NCO to let them know that I am aware of the SOL running out and to stop them from sending me letters and calling me constantly, starting @ 8 am on Saturday morning?? Twisted Evil Wink
natdust20

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PostPosted: Wed Feb 28, 2007 3:45 pm Subject:

Just my opinion,but my version of a c&d in this case is called a foad letter.(FU## off and die!) It says hey dummy I am out of sol,you can't touch me and bugger off and leave me alone!!!!)
cajunbulldog
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PostPosted: Wed Feb 28, 2007 3:48 pm Subject:

Ok, thanks...
natdust20

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PostPosted: Wed Feb 28, 2007 3:49 pm Subject:

See the dispute letter in the link below and notify NCO about the expired SOL.

http://www.debtconsolidationcare.com/collection-agencies/pretrial.html

Send a complete cease and desist communication letter along with it.

http://www.debtconsolidationcare.com/template-cdletter.html

Send the letter CMRRR. All calls must stop after they have received your letter. If they continue, pursue legal actions by recording their phone calls. Keep a log of their calls with date and time. Check whether your state requires consent of one party before recording the calls.

http://www.debtconsolidationcare.com/record/

a_neblat

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PostPosted: Wed Feb 28, 2007 5:35 pm Subject:

Cajun,

I would love to right that one of these days LOL!

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PostPosted: Wed Feb 28, 2007 5:53 pm Subject:

Ok...I just done the C&D letter and have it printed and signed. Now, what do I need to do to let them know about the SOL being out?? Does anyone have a template that I can go by?? Wink
natdust20

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