I take it not...LMFAO.............

__________________
~ Tweety~
When I'm good, I'm very good, but when I'm bad, I'm better.

Sorry Tweety, popping in and out of threads.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Lito, you can also do a lot to clean up your credit report. Just get copies of your report from all three agencies and dispute anything on them you feel is invalid. It might help, it might not. I was able to clean up my report quite a bit because I had quite a bit of stuff on there that I shouldn't have. My credit score went up by 80 points by having a bunch of stuff removed that shouldn't have been there.

Ok Anthony- I'm not going to PM you again because of your gf giving me crap about it.......Just saying Hi!

__________________
~ Tweety~
When I'm good, I'm very good, but when I'm bad, I'm better.

My personal opinion is that you can clean up your credit personally without hiring someone and you do give up some of your federal rights when someone is hired to do it for you.See the Facta amendment of the Fair Credit Reporting act and The Credit Repair Organization act for detailed info on this.

__________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

well thank you guys. i appreciated every bit of help that i gather here.

I was called by a Victoria Walters 1 800- 871-7730 ext 386 And she threatened to have me put in jail for internet fraud...If I paid $736.90 within the Hour I would be ok. I was seriously freaked out but then I thought about it, my payday loans had been paid off months ago. So I did some research, found this message board, I called Ms. Victoria and she refused to give me the name of the company. then my co-worker called and she said it was Victoria Walters and Associates. So we can add that name to the list!! I am in this for the long haul and I am filing the complaint as we speak.

I just fell victim to this company. I left work in tears on Friday trying to round up $722.21 towards a balance of 1222.21. I paid 300 on saturday and 422.21 yesterday all because I was scared of being brought up on charges of bank fraud, internet fraud, etc. I was bullied and the lady i was working with, REGINA, was threatening to cause trouble with my job. She was legal counsel for her clients, which she refused to name. Thanks to this site, I found out they were a collection agency. I immediately called to get the names of her "clients" which I only got after talking to a supervisor who denied that Regina ever threatened me with court, etc. After I got off the phone, I called the companies and they never heard of Bass & Associates. After reading this I went to Attorney General and filed a complaint, I also called Department of finance and services and the florida bar who are sending me forms so I can file a complaint with them. I was also advised to contact my state attorney general to file a complaint as well.

This is a very shady company! Please everyone take all appropriate action and lets stop others from being victimized.

At first I was scared when someone was calling my work and asking for me...I do not know what has happened these people from Bass & associates
1-877-281-2220 are calling me telling me that if I do not pay by the end of today this was friday afternoon I will have a motion in the court for me to be arrested for online bank fraud and check scams. All I know that is due back it 394.00 not $722.20<-- that is what they are asking me for more than double of the amount borrowed???Seriously.. why would they call me and say they are going to put me into jail I have a family to take care of..all I thought is why is this happening to me.. Then I called them back 1 hour after they sent a authorization form over and the number had a busy signal the whole weekend...that is what made me suspicious that there was something wrong. Then today she calls my work once again and I was not it at the moment and then she left me a message on my cell stating I need to contact her back immediately (or else??) or have my retained attorney call them back. WHat the heck should I do???? Her name is Ellen Shar this is wierding me out and I do not know what to do I do not want to go to jail nor do I need to be harrassed.

Listen, everybody. Don't pay these losers a dime. It will never go towards the debt anyway. They are operating illegally, and use threats and accusations, which are illegal under federal laws. Read the following about them and then, please share it with everyone that you know:

I am warning my readers of an online payday loan company and their so-called collection agency. The name of the collection company, which is based in Jacksonville, Florida, is BASS AND ASSOCIATES. This is not to be confused with the legitimate Bass and Associates. The company I am speaking of stole the name of two real companies located in Arizona, Iowa and Nebraska. You can not find the company I am writing about, through the Internet. Allow me to explain why the fake company are crooks. A friend of mine was short of cash a few months ago, so she applied for an online loan with a company calling themselves; ARROWHEAD INVESTMENTS, another company which can not be located on the web. They deposited the amount into her checking account. Over a short period of time, the loan was repaid, using a method allowing for the loan company to withdraw the amount owed. However, and this is where it gets crooked, the loan company continued to withdraw money, without authorization. Pretty soon, the only option, which the bank informed her of, was to close the account all together, to cease anymore stealing of her money. She thought that it was over at last. It wasn't quite over, since she received a call recently, at her work from Kelly, an employee of BASS AND ASSOCIATES, the fake company. This Kelly, who lacks a last name, went on to state that they were filing motions in a court of law, and that she better get an attorney, and that she will be arrested due to committing bank fraud, check fraud and an array of other white collar crimes, unless of course, she wire money within the hour to their account. I received a frantic, tearful call from my friend, relaying what was told to her. She left work early, in tears and in complete anguish. I personally called this company back to investigate their claims and to have them restate the ramifications which they stated to her. The 'boss', DAVID JACOBS, refused to repeat their threats to me. I then asked for their fax number so that I can send them a letter stating to never contact my friend again, unless it is through a mediation organization. This Mr. Jacobs, refused to share their contact information. During the conversation, he referred to me as a moron. Very professional? No way. So, today, I contacted the Florida Attorney Generals Office and shared with them the actions of BASS AND ASSOCIATES. I was informed by the A.G. office, that this particular company is already under investigation. If anyone is interested in calling this company, perhaps to just ask how the weather is in Jacksonville, the number is as follows: 1-877-281-2220. Also, ask for Mr. Jacobs or Kelly.I ask all readers to call at least once, and tell them how you read all about them on my site. If you have dealt with this company also, let me know. I am not a friend of organizations who intimidate or harass hard working people. If you have information to add to this story, let me know, even your own dealings with certain collection agencies. Your thoughts?
P.S. DAVID JACOBS, you are a loser who will one day get what is legally coming to you, and I will see that it happens. It won't matter how many times you change the name of your company, or that you know anyone from Mt. Laurel, New Jersey. I told Mr. Jacobs to Google my name, and so far, he has had my name Googled four times from New Jersey. I am recording the Internet Address, which is: 70.91.149. I imagine that these crooks use a router to throw people off of their trail. Trust me, the Banking and commerce regulators and Attorney Generals from two states are involved with this case. You crook.

Information on this 'company':
Bass and Associates (name stolen from a real company in Arizona, Iowa and Nebraska, not legitimate name)
Names given during calls: David Jacobs,Kelly, no last name given, and Paul Rodriguez (may also be alias names)
Known phone number: 1-877-281-2220 (Phone number may also change, for concealing and relocating purposes, well used practice of crooked companies)
David Jacobs mobile phone: 1-904-982-0091 (This number is on his answering machine voice mail)

Physical address of crooks, given to me by Florida Attorney Generals Office:
314 West 44th
Jacksonville, Florida 32208 (This address is the one on file in the state of Florida, subject to change, I'm sure.)
This is a link to many others who have had this same crooked company threaten them:

Forum which shares dealings with these thieves


The following information was obtained through the Better Business Bureau:

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

They have been contacting me as well and my money has been paid, i will call them back today to tell them i know they are not a legitimate company! Thank you for the posted information.

Scoobyaddict: If they insist on calling you either at work or at home, please send them a Cease and Desist letter, via certified mail. You may get a sample letter on my site.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Hello Everyone,

I'm Christopher from Los Angeles, and I got this call from a Julie Flynn claiming to be from a attorney's office ready to file charges of me for bank fraud. She wanted all types information and I did not give her anything but she wanted me to moneygram 900.00 in one day or else get arrested from the state police. I am going to contact my California Attorney General's office and let them look into this. This is wrong for these people to call you and use these tactics to get people to pay. I hope we all can shut these people down

I received a message on my voicemail from this company leaving this number. I've done some research on this site and they are the same as Bass and Associates. I sent them months ago a DV letter request and never received one. I also requested they not contact me at my office and only correspond through mail. they have called my office and left a message on my work phone. what do I do about this? can i file a harrassment lawsuit against the company even though they have used a different name and phone number?

__________________
The only thing constant is change, learn to adjust.

You may be entitled to damages. Do you have documentation that they received your DV and request to not contact you at work? Such as tracking number from postal service? If so, you may get a free phone consultation with a local lawyer in your area, and if you do have proof of them violating the federal laws, which they are doing, the lawyer may take your case for free, knowing that there is proof to file for damages. Let us know what happens, also, in the mean time, file a report with the Florida Attorney Generals Office ASAP.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

how can i get a tracking number from the postal office?

__________________
The only thing constant is change, learn to adjust.