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Send message to Spektakularr
Sub: #193
Replied on 06-20-2007, 12:14 PM
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i contacted my post office and they stated there was no way to track it. i guess i will have to send another via certified mail?

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Sub: #194
Replied on 06-21-2007, 03:42 PM
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I have talked to these people on more than one occasion. Each time I talk to them I offer to pay them what I can afford at the moment. The last time I talked to them they (Clare Chesterfield) refused the amount that i wanted to send. Correct me if i am wrong, but if i am offering a payment to a legitamate creditor of collector- they can not turn it down can they? Now the have began to contact my friends and family and that is way out of line. They called an ex girlfriend that just got a new number about two months ago on the new number. I want to know how to rid myself of these people once and for all.

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Send message to Anthony Lemons
Sub: #195
Replied on 06-23-2007, 12:44 AM
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GC, do not pay them. Your money will vanish and not go towards the debt. Contact the original creditor and pay them, not Bass and Associates.

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Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
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Send message to Anthony Lemons
Sub: #196
Replied on 06-23-2007, 12:45 AM
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You must send them a Cease and Desist Letter via certified mail. I posted a sample letter below. Just copy and paste it into your MicroSoft Word, and edit it for yourself. Make sure to keep the receipt with the tracking number from the Post Office to prove that they signed for it.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

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Send message to Anthony Lemons
Sub: #197
Replied on 06-23-2007, 12:48 AM
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Sample debt validation letter and Cease and Desist letter in one. Do not pay a collection agency any money without first sending this letter. If you have any questions, please contact Anthony. Be sure to send this letter via certified mail, to prove that they signed for it.

Quote:
(Your name)
(Your address

Collection company name
Company address

(Date)

Re: Acct# 00000000

To whom it may concern:


This letter is being sent to you in response to a notice sent to me on March 8th, 2050. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:

1. What the money you say I owe is for
2. Explain and show me how you calculated what you say I owe
3. Provide me with copies of any papers that show I agreed to pay what you say I owe
4. Provide a verification or copy of any judgment if applicable
5. Identify the original creditor
6. Prove the Statute of Limitations has not expired on this account
7. Show me that you are licensed to collect in my state
8. Provide me with your license numbers and Registered Agent

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major credit Bureaus (Equifax, Experion or TransUnion) this action might constitute fraud under both federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you for the following:

1. Violation of the Fair Credit Reporting Act-reporting inaccurate information
2. Violation of the Fair Debt Collection Practices Act-continuing collection activity on a debt which has not been validated

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing of any information to credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

REQUEST FOR CEASE AND DESIST OF CONTACT BY YOUR OFFICE: I would also like to request, in writing, no further contact, either in writing or telephone be made by your office to my home or to my place of employment, unless it is to provide validation or release of liability of the debt. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with third parties, it will be considered harassment and I will have no choice but to file suit.

It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records; any information obtained shall be used for that purpose.

Thank you,

Signature
Printed name


__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

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Sub: #198 ARROWHEAD INVESTMENTS
Replied on 06-28-2007, 05:03 AM
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I have been dealing with a lady named kathy monroe, she called my job with the same mess about fraud charges and all of that with arrowhead investments. I told her to do what she had to do. I couldnt get the money in two hrs. Im just waiting to see what happens.

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Sub: #199 thank you
Replied on 07-12-2007, 08:13 AM
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Than you so much for the info they called my old work today and now i am armed with the info i need thankyou

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Send message to Anthony Lemons
Sub: #200
Replied on 07-14-2007, 12:56 PM
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Bass and Associates have been recently sued by the Florida Attorney Generals Office. Here is the news story: http://www.jacksonville.com/tu-onlin...81746454.shtml

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

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Sub: #201 800-871-7730 x 381
Replied on 08-02-2007, 07:22 AM
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these people are calling me NONSTOP literally and finally when a message is left is threatening with no real details...they haven't written any official letters so Im' not answering their calls. They don't sound legitimate

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Sub: #202
Replied on 08-02-2007, 07:23 AM
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from this no. 800-871-7730 "division" 381

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Sub: #203
Replied on 08-08-2007, 02:08 PM
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I was contacted by a 1-800-871-7730 number and told that I was "a person of interest". I am freaked out here!! Is this company real?


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Send message to cajunbulldog
Sub: #204
Replied on 08-10-2007, 10:00 AM
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These people are crooks.Don't give them a dime and contact Florida Attorney General at www.myfloridalegal.com.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

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Send message to Anthony Lemons
Sub: #205
Replied on 08-12-2007, 07:12 AM
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Cajun is right. Tell them that you know that their threats are illegal, and they can shove their phone calls up their "division". They are being sued by the Florida Attorney General's Office, so please file an online complaint with the Florida AG right now.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/



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Send message to ladybug
Sub: #206
Replied on 08-13-2007, 09:49 AM
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Also send them a cease and desist letter by certified mail/return receipt requested and fax that also. Make sure you save the fax coversheet. Do a search in the search box you will be able to find an address for them. They don't like it when the Attorney General's Office contacts them and also turn them into the BBB and FTC. Don't let them push you around. You have rights.

ladybug

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Send message to Anthony Lemons
Sub: #207
Replied on 08-14-2007, 05:44 PM
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The problem with Bass and Associates, is they seem to not care that they are being sued, and that every enforcement agency knows all about them. They continue doing their illegal acts. As long as there are uninformed consumers, there will remain victims.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

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Sub: #208 800-871-7730
Replied on 08-15-2007, 07:09 AM
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I received a call also this morning from Tim Payne of Payne and Associates and he stated that I or my attorney should call him at my earliest convenience.

I don't owe anyone any thing so I was reluctant to call. I'm glad I checked this site before I returned their call.




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