I am so glad each time I see someone coming to this site, rather than wasting money with Bass and Associates. Everyone who comes here needs to inform all of your friends and family about Bass and Associates. Don't let anyone else fall for their illegal threats.

I received a call today from a woman named Regina Payton. She said she worked for "Payton and Hallberg" and gave me the following #: 877-281-2220. She didn't ask me for money to pay down the pdl debt I have... in fact she said the loan companies aren't interested in even retrieving the money at this time but to "punish me" for what I've done. She threatened me with "misappropriation of funds" and "bank fraud"... She wanted me to hire an attorney to call her back and talk with her about the case number she gave me. Now... I know I defaulted on a few loans and have been making payments to these companies... so I don't know what to do. Can I expect a sheriff at my workplace tomorrow to arrest me? Someone please help.

Follow up... I called back the number to find out what company she was collecting for and she told me us national bank. I don't recall having a loan with this company, but it's probably a parent group... but then the witch hung up on me!!! She really stressed me out. I feel better after reading these posts, but want to deal directly with the loan companies to rectify my debt situation... I'm afraid to send money to this company since it doesn't sound like it will go to the right place. But they aren't even asking for money (yet)... they want to put me in jail I guess.

Do not send them money. It will not go towards a debt. This company is using illegal tactics. Send them a Letter of Validation. Be sure that you send it certified. Don't let them bully you, that is their only leverage, hoping you don't know your rights.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

The threats that they are using are against the law. No one gets arrested for a defaulted loan, especially a payday loan. Also, see if they are even licensed to operate in your state.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

What is a validation letter? I send it to them? Can you repost the address to Bass and Associates? Thanks for all you help.

Pleas go to my site: http://anthonylemons.blogspot.com Go to the bottom story about "these thieving companies". The address is on Arlington Expressway. Anyway, a sample letter of validation is on the sidebar on my site. You send it to them, certified mail to prove that they got it.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Yes i just received a call yesterday at my place of employment, it was from a company named bass and associates. The girl that i was speaking to tried to tell me they were a collections department and that i had a bill that was unpaid and that i would have to have my lawyer call them, she was sounding very suspecious so i asked to talk to her boss, then she connected me to a woman named regina payton 877-281-2220 her ext. 323 she was very rude, would not let me speak. She just kept telling me to have my attorney call her that there was nothing else she could do. I asked her what the name of the company that i supposedly owed, she would not tell me. She said that it was out of there hands. She also told me that to have my employer to be ready because there were going to start taking my paychecks. She was very hateful, rude, and would not explain anything. I asked told her i wanted to speak to her boss, she said that she was the boss. She also told me that she would just hang up on me and if i wanted to call back that she would hang up again. Please anybody help me!!! I am very upset about this, i have never had any problem with my bills or anyone speaking to me that way before in my life. If anyone has any ifo please let me know!!! Thank you so much

Punkinseed: Have you visited my site about these crooks? Don't give these criminals a dime. They are under investigation for utilizing illegal tactics.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Hey Anthony, I did read your profile. She has called again. How do I get them to stop calling me? Its been about a week in time diffrence? Please Help

Punkinseed: If you come to my site, on the side of my site, you will see a link that reads: "If collection agencies are harassing you, send them this letter". Send them the letter via certified mail. This will prove that they signed for it. It is a 'cease and desist' letter, which binds them by law to not contact you again, and while your at it, send them a 'letter of validation', and then the ball will be in their court, meaning they must validate any debt in which they say you owe. If they do not validate, you don't pay nothing.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Pumkin- Anthony is right.........get it validated....

__________________
~ Tweety~
When I'm good, I'm very good, but when I'm bad, I'm better.

Hi well I was very unfortunate to have to deal with this also. They have been calling me at work threatening me. When I first took out the PDL's to pay my hospital bills I had some problems with my checking account. I had to change the account number due to some fraud. I was able to reach most of the PDLS except two. Now Bass and whatever is calling themselves Division 310 of the federal government.

I tried to explain to a man by the name John Strickland what was going on and he told me that I had to come up with 999.60 by 2pm or they were going to put me in the system. I was frantic. He passed me to Kelly Young who told me that they were going to sue me with my bank. I called my bank and they had no idea what was going on. I found the information of the PDL and emailed them. They called me again the next day at work, now they told me that I was going to go to jail. I told Kelly that I tried to reach the PDL and she called me a liar. I told her not to call me at work because she would get me fired and she told me that was the least they would do to me.

I contacted the Attorney Generals office and filed a complaint more else should I do?

Yes, you need to send Bass and

**** a letter of validation and a cease and desist letter, via certified mail. Come to my site, and on the side is a link which reads, 'sample letters for all collection needs.' If you need anymore assistance, let me know.

****Adult term removed - Jason

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Lortiz: Here is the letter to send them, it combines both the letter of validation and cease and desist.

Stop being harassed:
Sample Debt Validation/Cease and Desisit letter. Do not pay a collection agency any money without first sending this letter. If you have any questions, please contact Anthony.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Lortiz, it sounds like you have a very good case to sue under the fdcpa. Threatened litigation, threatened jail time, name calling... That's a good $3000 just for those. Try for sections § 1692 d, § 1692 d(2), § 1692 e, § 1692 e(4), and § 1692 e(5) of the FDCPA. I could go on. They seem to have violated almost the whole of the FDCPA. You can bet that I would be seeing them in court if I were you.

__________________
He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)

The science is in knowing, the art is in perceiving - Robert Fripp (1946-)

Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)