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Posted: Tue Mar 06, 2007 12:20 pm Subject: yippeee easy loans |
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Just faxed me a PIf letter today thats 2 DOWN
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nasdam007

Joined: 04 Mar 2007
Posts: 123
Debtcc Points: 2441
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Posted: Tue Mar 06, 2007 12:22 pm Subject: |
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Congratulations!!!!!!!!!!!!!!!!
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2nband
Moderator

Joined: 30 Jan 2007
Posts: 2150
Debtcc Points: 40008
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Posted: Tue Mar 06, 2007 12:26 pm Subject: |
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I CANT BELIEVE HOW EASY THIS IS..ONCE THEY HEARD YOU HAVE FILED A COMPLAINT WITH YOUR AG..THEY RESPOND HA HA sorry about the caps
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nasdam007

Joined: 04 Mar 2007
Posts: 123
Debtcc Points: 2441
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Posted: Tue Mar 06, 2007 12:30 pm Subject: |
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We had a loan through them and they were the easiest to work with and we also got a refund. It took about a week after they marked our account PIF. It will come in handy when you get it. Now if I could just get MagnumZ to send a refund, but not such luck yet.
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2nband
Moderator

Joined: 30 Jan 2007
Posts: 2150
Debtcc Points: 40008
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Posted: Tue Mar 06, 2007 12:33 pm Subject: |
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I told them I wanted a refund but they didn't say yes..Now I am still waiting for aresponse from astro lending and SJM Marketing
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nasdam007

Joined: 04 Mar 2007
Posts: 123
Debtcc Points: 2441
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Posted: Tue Mar 06, 2007 12:39 pm Subject: |
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I hope they give you that refund. Like I said, it sure will come in handy. We were able to make a mortgage payment with ours.
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2nband
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Joined: 30 Jan 2007
Posts: 2150
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Posted: Tue Mar 06, 2007 1:01 pm Subject: |
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i have only paid them $540..the difference wont make a mortgage payment by it will do some good
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nasdam007

Joined: 04 Mar 2007
Posts: 123
Debtcc Points: 2441
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Posted: Tue Mar 06, 2007 1:02 pm Subject: |
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Can't wait to hear from people telling about their success stories. Congrats! You have done a great job.
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mcranberra

Joined: 14 Aug 2006
Posts: 527
Debtcc Points: 7151
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Posted: Tue Mar 06, 2007 1:02 pm Subject: |
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Hey every little bit does help though. We paid them quite a bit more than we should have, that is why we got such a big refund. Heck with how prices of gas keep going up, it sure can help there. Do hope you get something back. Keeping my fingers crossed for ya.
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2nband
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Joined: 30 Jan 2007
Posts: 2150
Debtcc Points: 40008
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Posted: Tue Mar 06, 2007 1:07 pm Subject: |
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guys it is so easy..2 loands down after 1 day
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nasdam007

Joined: 04 Mar 2007
Posts: 123
Debtcc Points: 2441
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Posted: Tue Mar 06, 2007 1:14 pm Subject: let me in |
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How do you do the letter, where do you geta copy to send to them.
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dawnie16
Guest

Debtcc Points: 100
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Posted: Tue Mar 06, 2007 1:37 pm Subject: |
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I typed things in my own wordsi.e "left a message re account #i have already paid you guys 600 on a 260 dollar loan.. i closed my bank account effective 3/5/2007 . I also am going to file a complaint with my Attorney Generals office since as it is illegal to roll over loans in the state of florida..Yes I was given the option to refinance..but you guys know that option was not supposed to have been offered and you guys have abused it.."
Basically that is what I wrote and they answered with this
"Hi Nichole. I'm very sorry for all the inconvenience. I can fax the Paid In Full letter to you if you have access to a fax machine. Please give me a call at 866-403-8577."
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nasdam007

Joined: 04 Mar 2007
Posts: 123
Debtcc Points: 2441
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Posted: Wed Mar 07, 2007 11:14 am Subject: Rollover loans in the state of florida |
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Good afternoon,
I was just reading your post and wanted to find out about the laws in florida regarding PDL loans.
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kwiley
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Debtcc Points: 100
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Posted: Wed Mar 07, 2007 11:20 am Subject: |
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| Quote: | Florida State Information
Legal Status: Legal
Citation:
Fl. Stat. Ann. § 560.401 et seq.; Rule 69V-560.901-912
Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-31 days
Maximum Finance Rate and Fees: 10% + verification fee
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 24 hours
Repayment Plan: Yes
Collection Limits:
Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: Florida Office of Financial Regulation
Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee, FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748
http://www.flofr.com/
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goudah2424
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Joined: 31 Oct 2006
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