Credit Protection Depot collecting for mycashnow

This is what I recieved today after sending the c&d and the illegal lender letter several times in the past couple of weeks:

Credit Protection Depot
1-866-645-1661

CLOSED ACCOUNT WARNING

Valentino Luigi Malloggi

We have received information from your bank that you have closed the account, which you authorized to be debited in order to repay your legally binding loan obligation. We consider this to be a refusal to repay your debt and will immediately initiate action to protect our interest. We must require that you render your payment in the amount of $1177.94 via western union quick collect or moneygram immediately. This payment reflects your balance as of October 6th 2010.

We may also initiate other action, which may include, but not be limited to, obtaining legal representation, (which would create additional charges to you), if we do determine that a request be made for service or a court appearance for a possible judgment be issued against you for the repayment of this legally binding debt.

Depending on the circumstances surrounding how you obtained the loan, we may also initiate internal investigation to ensure all information submitted on the loan application was accurate and not done fraudulently in order to attempt to obtain a loan under false pretenses.

You need to go to Western Union and get the BLUE QUICK COLLECT FORM (or go to www.westernunion.com and choose the quick collection option)

1. COMPANY NAME: CREDIT PROTECTION DEPOT
2. CODE CITY: OFFER (ONE WORD NO SPACES).
3. STATE: NEVADA
4. ACCOUNT #: Your Social Security Number
5. The reference # is Your Telephone Number


You can also use your debit card or various charge cards at www.westernunion.com

OR you can go to Moneygram and get the BLUE EXPRESSPAYMENT FORM
1. The Company name is: CPD-OFFER
2. The Receive Code is: 4243
3. The City is: Las Vegas
4. The State is: Nevada
5. The Account Number is: 1434208377



If you are unable to pay $1177.94 for the entire balance on the loan then we must require a minimum payment of $392.65 place the account on hold.

If this account is referred for further review and action to our outside firm for additional collection efforts, it will commence activity on the account to be done to the fullest extent of the law in order to protect our interest in this matter. At that point, you will be responsible for all additional fees associated with costs involved for the collection of this debt.

Please call us immediately with the Control Number of your wire in order to update your account and to avoid other action and charges to you.

I would highly suggest you call 1-866-645-1661 to resolve this matter immediately. This is the only way for you to resolve this very serious situation, which you have initiated. Your failure to do so may result in the above-mentioned action being taken

Thank you,

Credit Protection Depot




**Please Do Not Reply To This Email**
You can contact us at our toll free number 1-866-645-1661.

well they are not going to do anything but stupidly harrass.both mycashnow,and credit protection depot are illegal entities.if you have not filed AG,AND FTC complaints against both parties.do so asap.being as mycashnow is illegal you only owe the principle.that means unless you actually borrowed 1177.44.you do not owe that amount.also check your state laws in regards to recording calls.these idiots want you to call so they can threaten,harrass,argue,and insult you.unless you can record the call i would just keep emailing your letter until they get the hint.like a child though you will have to send it repeatedly before it sinks in with them.

Problem is, you can't email them - they have made certain that their email addresses are ONE WAY. They are the same company as PayDayMax and send the same exact letters. I have tried sending the C&D email to every possible email address I can think to make up to get to them and after about 3 days, they are returned as undeliverable. Funny how before I was unable to pay back the loan, my emails got through, but now that I cannot and refuse to pay their fees, none of my emails get through to them.

well then file the usual complaints,and forward them to those places.then laugh whenever you forward the emails.just know they can't do anything and want you to call so they can threaten you stupidly.don't let the fact that they blocked you from sending emails bother you.in fact that is a sign that things are going your way with them.

NO I WON'T SPEAK WITH THEM EITHER THEY CLAIMED THEY WERE COLLECTING FOR A CO. WHEN I SPOKE WITH THAT CO. THEY SAID NO WE DON'T SELL OUR COLLECTIONS OFF. AS THE ADDRESS THEIR EMAIL KEEPS COMING BACK . WHAT I DID WAS CALL AND TOLD THEM I'M SPEAKING WITH THE CO. MYSELF AND TO LEAVE ME ALONE!!!!!!!!!!!:twiste d:

CLICK HERE to find out how to deal with collection agency phone calls!

I filed Chapter 13 and gave them all of the info and they still called me 4 times today!!! They turned down my loan and then approved it at a later date w/o notifying me. It went into an account I no longer used and when they tried to get their payment plus interest, it was overdrafted. They would try 3-4 times a day, and my bank allowed it! I'll never apply for online cash again, no matter how dire the needs are.