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 Posted: Thu Mar 08, 2007 4:34 pm Subject: Credit Protection Depot collecting for mycashnow |
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I received the following email from CPD/Credit Protection Depot, the collection arm of mycash now PDL. Does anyone have an email address for them? I'd rather not call them as they have been rather nasty with me when I do.
| Quote: | Credit Protection Depot
Sonia K Howe,
Please be advised that we are considering possible action that may require a court appearance. You are hereby notified that a recommendation to obtain outside representation to collect this legally binding debt may be our next step .we are preparing to take whatever collection attempts that are legal, that are deemed necessary and appropriate. Please take into consideration that we will make no more attempts to help you clear this matter voluntarily as we have had to conclude that you are not wishing to clear this matter willingly.we regret having to take this action but feel that you have left us no alternative. If you want to avoid further action, payment in full must be received and you will need to call me at toll free 1-866-645-1661. We must require that you render your payment in the amount of $1222.56 via western union quick collect or moneygram immediately. This payment reflects your balance as of march 8th 2007.
Please note that we may request possible service in order to take whatever steps legally necessary in order to protect our interest in this matter. Your prompt response will only benefit you. This is our last attempt to help you resolve this without the need for outside intervention.
This account may also be reported to CHECK-SKAN which is used in various states and if reported may decline your checks on a national basis!
The Western Union quick collect information is: (or you may go on line at westernunion.com)
1. Fill out the blue form for quick collect. (Or click the send now option)
2. The name of the company is Credit Protection Depot.
3. The code city: OFFER (ONE WORD NO SPACES).
4. The state is: Nevada.
5. The account number is your Social Security Number.
6. The reference number is your telephone number.
You can also use your debit card or various charge cards at westernunion.com (and using the quick collect option)
OR go to Moneygram and fill out the blue EXPRESSPAYMENT form.
1. The Company name is: CPD-OFFER
2. The Receive Code is: xxx
3. The City is: Las Vegas
4. The State is: Nevada
5. The Account Number is: xxx
If you are unable to pay $1222.56 for the entire balance of the loan, then we must require a minimum payment of $407.52 to place the account on legal hold.
If this account is referred for further review and action to our outside firm for additional collection efforts, it will commence activity on the account to be done to the fullest extent of the law in order to protect our interest in this matter. At that point, you will be responsible for all additional fees associated with the costs involved for the collection of this debt.
Please call us immediately with the Control Number of your wire in order to update your account and to avoid other action and charges to you. Our toll free number is 1-866-645-1661. Thank you for your prompt response in clearing this matter. It is appreciated.
Sincerely,
Credit Protection Depot |
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mizzgriz
Joined: 14 Feb 2007
Posts: 15
Debtcc Points: 499
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| Posted: Thu Mar 08, 2007 5:27 pm Subject: credit protection |
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Mizzgriz, I have been away from the forums for a little while. This is a threat that Credit Protection uses. Everyone just about that has been involved with My Cash or Payday Max has received this. What state are you from? My advice would be to look up your state laws on payday lending. Check with your secretary of states office to see if they are legal to do business there. 99.9 percent chance they are not. Contact your Attorney Generals office ASAP. Consumer division regardless of your laws. This type of interest is absolutely ridicioulous. Best Wishes and Keep me Posted I am due a refund from these people for over 2000. KYSIDE38
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KYSIDE38
Joined: 19 Jun 2006
Posts: 2502
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| Posted: Thu Mar 08, 2007 6:04 pm Subject: |
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kyside,
Are they actually going to give you a refund?
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CowampChicken
Joined: 20 Dec 2005
Posts: 3681
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| Posted: Thu Mar 08, 2007 6:08 pm Subject: loan |
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Mishele AG is doing the battle with them now. Finally found the crooks thanks to you. LOL So with my AG track record I will get the refund. He is the bloodhound against payday loans. LOL KYSIDE38
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KYSIDE38
Joined: 19 Jun 2006
Posts: 2502
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| Posted: Thu Mar 08, 2007 6:13 pm Subject: |
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I'm going to write mycashnow a letter back demanding a refund. I'm not going to settle for PIF after what I've been through with these idiots.
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CowampChicken
Joined: 20 Dec 2005
Posts: 3681
Debtcc Points: 36192
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| Posted: Mon Jul 16, 2007 8:40 pm Subject: |
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I got the same letter from Payday max. Did they come after you any more after that?
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kgraupe
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| Posted: Thu Oct 04, 2007 4:03 pm Subject: does mycashnow have other names it goes by? |
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does mycashnow have other names it goes by?
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.....
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| Posted: Thu Oct 04, 2007 9:54 pm Subject: |
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Hi. If I'm not mistaken, Credit Protection Depot is not in the United States. I think it is in Canada. Anyway, they aren't legal, so they can't do anything to you. Try this email address:
cpdcustomerservice(at)creditprotectiondepot.com
I'm not sure it will work, but I had a loan with them and in digging through some of my stuff, I ran across it. Good luck. 
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eleroo
Joined: 06 Jun 2007
Posts: 1227
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| Posted: Fri Oct 05, 2007 7:38 am Subject: |
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| Quote: | Hi. If I'm not mistaken, Credit Protection Depot is not in the United States. I think it is in Canada. Anyway, they aren't legal, so they can't do anything to you. Try this email address:
cpdcustomerservice@creditprotectiondepot.com
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I've been trying to email the crap out of them and I don't believe that email address works.. Would it be best to just fax them?
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krisT
Joined: 17 Sep 2007
Posts: 139
Debtcc Points: 3508
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| Posted: Sat Oct 06, 2007 10:03 am Subject: |
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Isn't it strange that in their letter they made insinuations of a lawsuit threat, but would not directly state that they are going to sue? Sounds like they are trying to threaten suit while dancing around the fdcpa, meaning they probably cannot file suit and/or do not intend to. Masked threat perhaps?
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JCEMT
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| Posted: Sat Oct 06, 2007 11:24 am Subject: |
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I know for a fact that my cash now is in Canada as I had dealings with them. However, I didn't have any problems with them, but it was only for $100.00
Well first of all, I have no idea what they are talking about checkscan...never heard of them before..i have heard of Scan, and if they are sending out these kind of emails perhaps they need to do a little more research and get the company name right.
ladybug
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ladybug
Joined: 29 May 2007
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| Posted: Sat Oct 06, 2007 11:53 am Subject: |
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Hi Lucylu. I'm sorry about the email address. It is the only one I have for them. Yep. I would try faxing them. I can't believe how hard it is to track these companies down to send correspondence to them in writing! I guess if I were running an illegal operation I would try to make it hard for me to be tracked down, too.
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eleroo
Joined: 06 Jun 2007
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| Posted: Sun Oct 07, 2007 2:07 pm Subject: |
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my cash now is offshore and can be found in St. George's, Grenada. Ladybug, they are not based out of Canada. Trust me. I have done my investigations.
In a previous post, I have this information for you:
William S. Reed, Pres., Treas., Secretary, and Director.
Credit Protection Depot, Inc.,
4601 West Sahara Ave., Suite 1
Las Vegas, Nevada 89102
Acting as a debt collector for MyCashNow.com, Inc. (apparently chartered in Grenada - the independent country in the Carribean, not the town in N.Y.)
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PDLInvestigator
Joined: 24 Feb 2006
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| Posted: Fri Jan 04, 2008 12:21 pm Subject: |
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So basically are these guys a phony and they can't touch you?
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Grin-in
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| Posted: Fri Jan 04, 2008 12:23 pm Subject: |
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The off shore companies are actually the worst to deal with. They are relentless, but essentially after you pay waht you have borrowed, there is nothing else they can do. We do advocate at least paying back the principle
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kashzan
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JCEMT
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