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 Posted: Thu Mar 08, 2007 6:54 pm Subject: Question about C&D letters |
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If I want to send out a Cease and Desist letter to an attornys office stating
"I/We have decided that we do not desire to work with a collection agency under any circumstances. I/We will contact the original creditor to resolve this matter directly, as circumstances warrant."
Could this really happen? How can you work directly with the original creditor if the original creditor sold my debt to this attornys office?
What choices do I have if the attorny now owns my debt?
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jbtemtp
Joined: 16 Oct 2006
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| Posted: Thu Mar 08, 2007 6:59 pm Subject: |
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If they legally own the debt,the original creditor is out of the picture.Call oc and verify they have sold.
Just so you know I normally don't send a full c&d to anyone unless it is either not your debt or it is sol.
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cajunbulldog
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| Posted: Thu Mar 08, 2007 7:03 pm Subject: |
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| Quote: | | How can you work directly with the original creditor if the original creditor sold my debt to this attornys office? |
You could only attempt to deal with the original creditor if they assigned the debt to a collection agency. Since the debt has been sold, you must now deal with whomever owns your debt.
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The only people with whom you should try to get even are those who have helped you.
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Morningstar
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| Posted: Thu Mar 08, 2007 7:04 pm Subject: |
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Cajun referenced a full CND...sending that is a great way to trigger a lawsuit against you (if they are entitled to sue you for payment).
_________________
The only people with whom you should try to get even are those who have helped you.
-John E. Southard
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Morningstar
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