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Hi All,

I hope there is someone out there that can give me some good advise.

I have received several phone calls at my place of employment from Mrs. Jacks @ Allen Lewis and Associates. No doubt this is regarding a payday loan company that they say i have defaulted on. However all of the payday loans i paid way more than i should have. The loan being defaulted is really not what i care about at this point. Right now i care about this woman harrasing me and my whole family. As many times as she has called me i have called her back and requested her to send me all the information in writing. She never does and then calls my family members with all the insane talk. Like the police are coming to pick me up if they don't receive money in an hour. I know she cannot possibly do that, however the calls are very upsetting to my mother, my grandmother and my sister. What should i do?

Posted: Mon Mar 12, 2007 1:50 pm Subject:

Read the fdcpa laws in the FTC website and be aware of your legal consumer rights. Allen Lewis sounds to be violating most of the laws. You can take legal actions against them by filing a lawsuit and recover the damages.

If it is permissible to record the phone calls secretly, do it. This will be a good evidence of their violations and present to the judge. It will turn the case in your favor.

Posted: Mon Mar 12, 2007 2:08 pm Subject:

I had to deal with Allen Lewis & Associates last year in regards to my loan with mycashnow. I defiantly wish I would have found this website prior to speaking with them.

http://www.debtconsolidationcare.com/collection-agencies/about16750.ht ml

Posted: Tue Mar 13, 2007 9:05 am Subject: Allen lewis

As johnson said, what they are doing is illegal. They tried the same stuff with me. I found it best just to ignore them if possible. Don't even answer the phone when they call, if you have caller ID. They called me about 3 years ago threatening me and called my family. I have ignore them since and they have pretty much stopped calling me, except maybe every 6 months or so but I ignore them. They did call me here at work today but hung up when I answered the phone and called right back but hung up again. If your so inclined you can try and get an attorney that specializes in suing debt collectors and sue them.

Posted: Mon Apr 23, 2007 8:58 am Subject:

I got a call today from Allen Lewis and Associates today regarding a payday loan in default. I have paid in fees alone and a small principle amount well over the original loan amount. They stated that my file was in the last stages and getting ready for court. Will this happen and what should I expect.

Posted: Mon Apr 23, 2007 9:19 am Subject:

If this was from an internet loan, I don't forsee them taking you to court...All you have to do is provide teh judge with the copies of your bank statement showing what you borrowed versus what you paid and then the case would be dropped but It will never go that far because 99% of internet PDL's are operating illegally in all 50 states!

Posted: Mon Apr 23, 2007 12:52 pm Subject:

allen lewis is just bass and elliss crosby in disguese.. geez what names are they going to use next week.. someone needs to contact the fl ag office and supply all the names he uses..

guest · Posted: Tue Apr 24, 2007 7:43 am Subject:

perry......why dont you call the Ag's office?? you have done your homework, call them and tell them what you have discovered. Surely you have better research tools and data then they do.

Dirk Weber · Posted: Tue Apr 24, 2007 7:51 am Subject: Just one more violation....

Well as far as my story goes, Michael Knight of Allen Lewis and Associates had contacted us stating that he was an attorney and that we were in possesion of stolen property and if we didnt pay him $1145 for a $95 violin his client would be pressing charges. As stated in the Fair Debt Collections Practices Act of 1975, I sent a certified letter to his office requesting that all contact cease until such time that legal action was being taken with exception of a verification of the debt to be sent to my home. Several phone calls later from him I informed him that he was in violation of the law and that I have filed complaints with the Florida AG's office ( address below ) and the FTC. Currently Florida is investigating them for falsely representing themselves as lawyers. The phone calls continueto this day. Complaints can be made to the FTC online at: ftc (dot)gov; and the Florida Dept of Agriculture and Consumer Services at:
Department of Financial Services
Division of Consumer Services
200 E Gaines St
Tallahassee FL 32399-6502

Posted: Tue Apr 24, 2007 2:54 pm Subject:

im keeping track of all the names anyone wants to know just ask

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