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 Posted: Wed Mar 14, 2007 11:44 am Subject: Stupid Nimrods at NCO |
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3 Weeks ago I sent a DV letter (with a C&D clause) to NCO regarding all three accounts they have with my name on it. I got the return receipt in the mail a couple days later but the phone calls continue.
Not only that but I'm still getting letters from them telling me to call them because I can settle my debt 'for a limited time only'.
AND also they are still sending some of the letters to my old address. Something interesting I noticed, when they send letters to my old address in Wisconsin, they mention that they are licensed in Wisconsin. However the letters they send to my Ohio address (Where I currently live and they know about) there is no clause about being licensed here.
Ok Vent over, any advice? Should I send another DV letter?
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drjonah
Joined: 22 Feb 2007
Posts: 103
Debtcc Points: 2371
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| Posted: Wed Mar 14, 2007 2:57 pm Subject: |
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According to the federal laws, the collection agency must not contact after receiving your cease and desist letter. They are violating the laws when they continue to call. You can record their conversation after checking with your state laws on two party consent. Keep a note of all the calls with date and time and pursue legal actions if you can afford. They will lose the case and pay you for the damages.
When you already have the receipt of the DV letter sent to them, this should make your case stronger against them. You don't need to write another letter. Consult an attorney who deals with lawsuits of FDCPA and FCRA violations.
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mcranberra
Joined: 14 Aug 2006
Posts: 528
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| Posted: Mon Mar 19, 2007 12:12 pm Subject: Purchase of Debt Account |
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Palisades Credit Collection just contacted me: they have purchased my old account (1996) from Chrysler Corporation. Has the statute of limitations on this debt expired? What is a DV letter?
I'd appreciate any information you can provide.
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Olivia Hudson
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cajunbulldog
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