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Got served AGAIN!!!

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PostPosted: Tue Mar 27, 2007 8:36 am Subject: Got served AGAIN!!!

This time is at work that I got served, and it pisses me off because I work in a "guarded-security" building and obviously they showed their credentials and were able to come through. Now please remember that my husband and I got served a little over a month ago by a company that bought our old accounts and they are suing us for $20,000 on 8 accounts.
This one is for my specifically and they are claiming that I owe $500 on a "loan" or promisory note that I signed in November, 2001 for $1200. They attached a copy of the Promisory Note and the name of the company is R.D.L. Investments. This was over 6 years ago, and my question is does anyone kow the status of limitations in the State of Florida?
I do not even know why I signed it or what it was for.
Funny thing is when it rain...it pours.
Probably $500 plus attorneys fees and court costs (whatever they are) might not sound much to you guys, but we are still fighting our previous sumons for $20,000.
Any suggestions> Evil or Very Mad

lrhall41



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PostPosted: Tue Mar 27, 2007 8:43 am Subject:

http://www.fair-debt-collection.com/SOL-by-State.html#10

Here is a link listing state by state sol. Please review the section regarding the tolling of sol.

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PostPosted: Tue Mar 27, 2007 8:47 am Subject:

It states that the SOL is 5 years, but I can not even remember when was the last time that I made a payment to that company. The Attorney's name is David E. Newman. Has anyone heard of him? Are they reasonable to deal with?
lrhall41



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PostPosted: Tue Mar 27, 2007 8:57 am Subject:

http://www.floridabar.org/ You can go here and check if he is licensed to practice in the state of florida. Use the address it lists if he is licensed here- bbb.org
That is the nationwide address for the better business bureau. That ought to give you a start.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Tue Mar 27, 2007 9:03 am Subject:

Thanks, I checked and he is licensed and in good standing. I am running out of options so I will go to court in April and see what they have to say. That will give me some time to look up when was the last time that I paid this company or to him.
lrhall41



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PostPosted: Tue Mar 27, 2007 11:14 am Subject:

I got served at work also. And I am also in a secured facility. The server appeared in my cube asked if I was so and so, and blam your served.
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PostPosted: Tue Mar 27, 2007 11:52 am Subject:

How can they do that???!!! Anyway, I will show up in court and the papers read that it is a Pre-Trial conference. Whatever that means. I am so disgusted with the whole thing that I will show up and see what happens.
lrhall41



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PostPosted: Tue Mar 27, 2007 12:24 pm Subject:

Are these payday loans?
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