Internet's first get-out-of-debt community - 145,000 members

Posted: Thu Mar 13, 2008 7:30 pm Subject: Wow!

Yikes! Vegore, simmer down there tiger!

I think you're venting in the wrong forum. Sounds to me like you want to be talking directly to John Frye or his representatives. None of us here are affiliated with John P. Frye in any way.

This is a forum that helps people being victimized by crooked CA's, and offers advice on getting out of debt. I can definitely understand your frustration if you have been victimized by John Frye.

As for comparing him to child pornographers? I would think most of us would agree that's really a stretch. Yes he's breaking the law by harassing and abusing debtors; however, I don't think that's as heinous a crime as child pornography.

Posted: Fri Mar 14, 2008 3:20 am Subject:

No, I think the act of production/distribution of child pornography should be a capital crime.

Posted: Sat Mar 15, 2008 9:20 am Subject:

Personalattacks are not allowed on the Forums. If you have some info, please share, but there is no need to attack someone or what they say..KAren

Rob 40 · Posted: Thu May 08, 2008 4:24 pm Subject: Debt collections

IIm Dealing with these jerks.I admit yes I did fall behind a bill but Im on a debt management program I did inform these foks about it Im surprised they were willing to work My debt mang program well yesterday My debt mang called Me at work she had a talk with someone from jonh p frye office they wanted to know if they could set something up with Me I told My debt mang No I dont NO ONE FROM THIS DIRTY &EVIL BUNCH to have to any axcess to My CHECKING&SAVEINGS ACCOUNTS they wanted to try to gain axcess to it I told them NOWAY IN HELL would I ever give them that kind of personal info unless a person wants to be cleaned out theres no telling what they might do I dont trust this outfit the reason why I said that theres to munch Id thef I also told them its not none of there dam business anyone has a right to protect them selfs I dont know these peple from adam is what I told My debt mgr Evil or Very Mad

dmo · Posted: Tue May 13, 2008 6:37 pm Subject: frye

i settled with frye over the phone for 100 less then what i origanlly owed and then they sent a check to my bank for the origanal ammount so and debt collector want to argue with me about that you can kiss my ass john p. frye collector are rude and jerk offs

BGFDDGSCV · Posted: Tue May 20, 2008 8:44 pm Subject:

MANY PEOPLE WHO ARE IN COLLECTS AT THIS OFF SAY THE SAY THING WIERD. THE MISTAKE WAS MAKE BUT DEMANDING $4700 IN 30 DAY WITH NO PAYMENT PLAN?????????? HE TELLS ME BORROW THE MONEY!! ISN'T THAT WHAT I DID IN THE FIRST PLACE. WHY WOULD I BORROW FROM ONE TO PAY THE OTHER??? I CAN MAKE PAYMENTS NOW BUT NOT FULL AMOUNT IN LUMP SOME, NOW!!! THATS RIDICULOUS!!!!!!!

J.B. · Posted: Wed Jun 04, 2008 4:18 pm Subject: John P Frye collections

I am currently dealing with this law office/debt collector.. And I don't know if i'm just one in a million but, the woman I am dealing with there (although it took me rounds of phone calls, number finding, and a while to actually get a hold of someone- then her) is probably the most pleasant AND helpful debt collector I have ever dealt with. She is patient, understanding, and willing to help me get the least pay-off settled amount that I can (my debt was for a loan of 4000, and I am probably going to have it taken care of for less than half of that- which is GREAT in my opinion). She did the back-and-forth with ACF, the company that my loan was placed with, and answered any questions I had helpfully- even the repetitive ones. Any other creditors I've spoken to have either been unprofessional or rude, impatient or obviously money-grubbing. So far, my experience with these guys has been a breath of fresh air... Or as much of that as dealing with debt can be.

keptitreal08 · Posted: Thu Jun 12, 2008 10:46 am Subject: broke bitchs

my old lady works for john p frye should of not spent money you dont have...did u think that u wouldnt have to pay the credits back that u used...werent complaining when you swiped that credit card or put off a payment till next month..

Profane or racist comments will not be tolerated in this forum, please refer to TOS for more information.

~JCEMT

Guest · Posted: Thu Jun 12, 2008 11:28 am Subject:

volenti non fit injuria and unjust enrichment to john p frye. He risked his own money buying debts. say a $2,000 he paid $160 for. Then he trys to collect interest on top of the $2,000, say $700. he just made $2,540. That is unjust enrichment.

As for volenti non fit injuria, He took a risk and therefore can not sue over that risk.

Most he can sue for is what he paid for the debt if that. So tell your wife who works for him to stuff it.

marciesalmon · Posted: Thu Jun 12, 2008 12:05 pm Subject: Call me I can help you

Removed by Shazzers
Reason: No solicitating permitted, against TOS rules.

Guest · Posted: Mon Jul 14, 2008 12:49 pm Subject:

I just was contacted by John Frye for a debt, I don't know from whom but can't I wait for something in writing to come to me even before I call them back. Can they garnish wages or will I be able to work something out, I am a single mom who went through a divorce and I am just trying to get back on my feet.

Posted: Mon Jul 14, 2008 8:36 pm Subject:

They can't garnish your wages without a judgment. That would mean they would have to file suit against you and win. They are not required to mail you anything until after either A. Within 5 days of initial contact with you they must send you the standard dunning letter or B. You request validation of the debt in which case they must cease all collection activity until validation is produced.

atomicbetty · Posted: Thu Jul 17, 2008 11:59 am Subject: Jphn P. Fry ?????

What are these people? I have recived no letter in the mail or anything or even leave me a message on my cell phone. Even when a friend called for me they didnt leave give us information as to what it pertained too.
I was told to be careful in the 1st place cause it is a scam. From 2 people. Offical offices send notices and not beat around the bush.
They better check again because I paid off my payment on the last day.

Baby Girl · Posted: Thu Jul 31, 2008 4:32 pm Subject: Frye?

We received a letter today from Frye Law office in Va. I called right away to try and find out what this is and why I never heard from Atlantic Credit. HSBC sold our account on July 25. We do have an amount owed and were making payments with CRI, the collection company. Then it was sold last week. Long story, yes we want to pay. It is a debt. We've had a rough year, gone through numerous loan apps to get the $ and denied due to current status. Now, this company said they don't set up payment plans. If I could pay 50% today then they would try and work something out. I'm in this situation because I don't have the money, obviously. Sometimes things happen and I've heard the whole "your a scumbag, low-life, who should pay their bills... blah, blah" I'll tell you, for 12 years we had it pretty good and then one thing changed and changed the course of everything. Now everyone in the credit world wants money and wants to tell me how "crappy" I am .. hello, the past 12 years, all we got were "praises".
Is this company legit? The secretary male said that they are preparing to send the account to an attorney in Pennsylvania to sue us for the money? Is bankruptcy the only option? We've tried to avoid this avenue but it seems the only avenue left? Any advice is helpful. I don't need the CA people on this blog to tell me what a low-life I am .. everyone has a rough patch .. this is ours. Thanks

Posted: Thu Jul 31, 2008 10:03 pm Subject:

Welcome to the community Baby Girl.

I understand that almost everyone comes to point in their life where things seem to spiral out of control, it doesn't make you less of a person. If you could please answer the following questions I'll try to assist you as best I can.

1. What type of debt is it?
2. When was the last time you paid on it?
3. What state do you live in?

Baby Girl · Posted: Fri Aug 01, 2008 8:32 am Subject: Response to JCEMT

It is a Mitsubishi credit acct through HSBC, last payment was made to CRI (collection for HSBC) in amt. of $600 May08. We stopped making the payments of above because they sent us letters within 2 days of each other stating to pay up 2495 that month and every month thereafter or HSBC was sending it to charge off. Then the following week we got the notice to pay the 600 fee we agreed to. I tried to pin down the collection company to put in writing that they weren't charging off if we sent the 600 because of the previous 2 letters; it was all conflicting information. They wouldn't and we didnt' send $. We couldnt pay almost 2500 ea. month?
Sorry, little background. Now it is with this Law Firm Guy? We live in PA. BTW, ea. month we made what we thought was interest free payments to CRI, HSBC sent a statement and the $ was only paying interest. Trust me, we want to pay the credit card account but no one can set up payments.??? Now a lawsuit? HELP, I am going nuts trying to get this resolved and thanks for being kind. We are good people who had a situation change.

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