I canceled their services on 12/8 before any work was performed, before they received any payments and before I even had a client number. Then on Christmas Eve they debited my account and I have been trying since then to get my money back. They do not return my calls and the telemarketing service I worked through MPH debt settlements act like it is out of their hands now.

File an affidavit of fraud with your bank and tell them that you did not authorize the debit. They will take it from there and get the money back to you. I would also file a complaint with the Florida BBB for starters.

I sighned up with campas 2 months ago. They said they would contact my creditors about calling me all the time but they are still calling. Have I been taken???

did u let them know that they were still calling you?

I have signed up for this company "Campos Chartered Law Firm" thinking all my credit problems would be helped from this company.....i'm confused because i was given several different phone numbers & no one seems to know how my case is being handled?!?!?! no one is returning my calls! i feel like i am being scammed!! is this company for real? someone please respond........

There is alot of info on this company and they do seem shady. Please do a search in the above box to read abot the experiences other members have had with them. there is too much for me to post here.

I recently left Campos and decided to do things on my own......I signed up in DEC 07 and made one $330 payment. I've tryed calling them for 2 days straight and I can't get through! I just want my money back!
Should I call the MN Attorney Generals office? (I live in Minnesota). What should I do?? I need that money bad!

that is what i want to know i just sighned up also no im wondering myself

I also just signed up through edebt, to help settle my debt, im very nervous, u never know with these things. If anyone has gone allll the way through with it, I would like to hear there input.

Thanks,
Crystal

I would stay far from this company as possible. I started with them over a year ago and I sent in $516.00 and got nothing done. I've never gotten my money back and never will. You'll talk with who knows who and never get your called returned. I talked with Adam, Jessica, and only got the run around. So I pulled out and settled my CC debt on my own. They even tried to pull the wool over on one of my creditors. They are not good to deal with. Check them out on the BBB. You'll see for yourself. Something is going on. (Don't know what but something!!) Stay away and settle on your own. If I can do it so can you. Have some confidence in yourself!! God bless and good luck.

so i joined campos in oct 07 and so far i have had no problems in contacting them talking with them and they have contacted my credetors i know that for a fact. ANYWAY IN NOT HERE TO BAD MOUTH ANYONE JUST TRYING HELP SO I GOT TIRED OF CREDITORS CALL ME SO I GO Privacy Corps Caller ID Manager THIS IS A NICE LITTLE UNIT IT WILL STOP THE CALL FROM GOING TO YOUR PHONE SO NO RING YOU CAN BLOCK BY PHONE NUMBER OR PART OF A PHONE NUMBER WITH A WILDCARD EXAMPLE I WAS GETTTING CREDIT CALLS FOR NEW MEXICO FRIST I BLOCKED THE CALLED NUMBER BUT THEY CHANGED THE NUMBER SO I BLOCKED THE AREA CODE AND THE EXCHANGE THEN THE EXCHANGE WAS CHANGEING SO NOT I JUST BLOCK THE ENTIRE STATE WITH JUST THE AREA CODE IT WORKS THE BEST FOR AROUND 100 WELL WORTH THE MONEY

If you are in a debt settlement program, expect the full term of 36 months.

During the pre-charge off period, creditors will try and convince you to pay them. I think the callers get paid commissions.

After charge off, make sure you know your rights as a consumer. You have more rights under the Fair Debt Collection Practices Act and state Deceptive Trade Practices Laws.

Keep a log and keep in touch with your lawyer during the next 3-5 months. After 9 months, you should ask your lawyer to sue the debt collector.

Bankrutpcy is also an alternative if you become eligible for Chapter 7. Chapter 13 is just like a debt settlement plan except no harassing phone calls.

I was orginally signed up with Mezany and associates. Campos took over about 6 months ago. I have been signed up for over 8 months now and I have not recieved any reciepts as of yet. Also when I speak to someone they have told me to document everything and send it to them. I am now being sued by my creditor, and they have told me to go to the court and say I am in debt invalidation?
I am worried that they are doing nothing for me but just taking my money which adds up to about $3200
Any advice for me.

Julie:

When did you get served? Why did they say just go to court. Campos has attorneys in each state that appear for you and defend the claim?

Call them back and tell them that it is unacceptable to be treated different. The only thing I can think of is that you did not retain campos first.

So now The chartered Campos Law Firm's new name is The Consumer Protection Law...same law firm...different name yet again.
As of yesterday I terminated my account with this shady company. If you look into them there are numerous complaints with the BBB and I will be one of them if they do not refund all my money back.
They are companies out there that do help and this is not one of them. Unfortunately it is too late to sign up with any other company because my debts are all in third party. I am not sure how I am going to individually deal with each creditor. They all want a ton of money from me which I do not have. My advice to anyone wanting to use this company is to stay away from them.

Has anyone had any dealings with Mark Burns. He said he uses Campos as the lawyer for The consuemr Law Center. Is this just a total scam or what?