Hello,

My husband has two credit cards in collections right now and he called Chase today and they said they do not negotiate. Does anyone have advice regarding that?

mindy I have one letter from chase indicating they are in contact with campos so who is kidding who

Mandy, you need to register. Once you register(its free) you can get a free consultation. They may be able to help with this . It is something That i really do not know too much about

Steve,
I am not kidding anyone...my husband's cards are not with Campos. Also, the companies who are currently trying to sue me have had no contact from Campos.

mindy sorry you took it the wrong way i ment that when i said who is kidding who i ment chase telling you that, i was trying to point out that case will work work a consolidation co that is in my case

I can tell you I read all 15 pages of this junk. getting out of debt over nite doesn't happen it took you years to get in debt and you all expect a miracle.
The reason you panic and complain is that you don't understand the length of contract you signed (thats how long it takes) you could have signed shorter plans but, you didn't want the payment higher. instead you complain and make yourselves believe you were scammed. If you just let Campos do their job you will be happy. my buddy tells me since they changed the name THE CONSUMER PROTECTION LAW CTR they even receive copies of the letters sent to the creditors.

You need to realize that many of the postings on this web site are from competitors and even collection agencies who want you to drop out or switch to them.
stop being cry babies and toughen up. If you ck the florida BBB Campos has a b- and it shows every complaint has been answered and dealt with. they have thousand and thousand of clients and 30 complaints.
They are not HESS KENNEDY

THAT YOU DEBT MAN THATS WHAT I HAVE BEEN TRYING TO SAY HERE TO EVERYONE YOU GOT MY VOTE ON WHAT YOU ARE SAYING.

CAMPOS ALL I KNOW IS I HAVE JOINED CAMPOS IN OCT 07 I HAD CREDITORS WHO TOLD ME THAT THEY COULD NOT HELP ME AND I SHOULD PAY MIN PAYMENT WHEN I TOLD THEM I WAS HAVING A HARD TIME PAYING OR COULD THEY LOWER THE INTEREST RATE ALL I GOT FROM THEM WAS NO WE CANT HELP YOU. SO IM WITH CAMPOS NOW AND SO FAR I HAVE 3 CREDITORS THAT ARE WORKING WITH CAMPOS AS I HAVE RECEIVED LETTERS FROM CREDITORS AND TWO OTHER CREDITORS WHO SENT ME LETTERS THAT THEY WILL SETTLE FOR A VERY LOWER AMT THEN WHAT I OWE. I LOOK AT IT THIS WAY IM WILLING TO PAY BUT ILL LET CAMPOS DEAL WITH THEM NOW AND IF THE CREDITORS DO WANT TO DEAL WITH THEM AT THIS POINT WHO CARES BECAUSE YOU ARE WILLING TO PAY SO IF YOU GET A JUDGEMENT FORM THE COURT ITS NOT LIKE YOU NOT WILL TO PAY THINK ABOUT IT. IF YOU GO BANKRUPT AND YOU WANT TO PAY STILL SO YOU ARE STILL PAYING. THE BOTTOM LINE I WILL NOT OWN ANYONE ANYTHING WHEN IM DONE AND TO TELL YOU THE TRUTH WHO CARES WHAT YOU CREDIT SCORE IS YOU ARE ALL PAID WITH ALL YOUR BILL AND AT THE VERY LEAST CAN SLEEP AT NIGHT SO KEEP READING ALL THE NEG AND YOU WILL CONTINUE TO BE NEG TAKE A STEP FORWARD AND END YOU BILLS. I SAID ENOUGH

Campos came from Hess/Kennedy, According to state of Florida campos firm has only been in business for 10 months and already is building complaints, Campos just like the rest are scams.

only scam is pointing fingers

I need to know when I can finally breath and get through this??? I am a new client and I have been harassed by all my creditors. Does anyone HONESTLY know when something finally happens????

some where after 5 months when your creditors realize your in a consolidation or niguation plan give it time

THE NEXT TIME A CREDITOR CALLS YOUR HOUSE, KEEP A BIBLE NEAR BY AND START READING IT TO THEM. THIS WILL MAKE THEM STOP CALLINGA AND WONDER WHAT IS GOING ON. IT MIGHT GET THEM TO THINKING ABOUT RELIGION AND JESUS. IT MIGHT SAVE THEM FROM HELL ALSO. THE BIBLE IS A POWERFUL BOOK AND NEEDS TO BE READ DAILY ANYWAY. NOT A BETTER WAY TO DO IT THEN WITH YOUR CREDITORS. YOU CAN WITNESS AND MAYBE SAVE THEIR SOUL. GOOD LUCK. MAYBE YOU CAN GET CALLER ID. THAT'S A IDEA!!!

The bible do me a favor and bang your head against the wall maybe it will knock soMe sense in you lol

THEY CONTACTED MY NEIGHBOR WHO IS 86 AND TOLD HER IT WAS AN EMERGENCY. SHE HAS AN UNLISTED NUMBER AND IS ON THE NO CALL LIST. THEY HAD HER REALLY UPSET, THE SNEAKY THING IS I NEVER HAD MY NEIGHBORS NUMBER. SO SOMEHOW THEY LOCATED HER NUMBER. ALOT OF COMPANIES ARE NOW BEING SNEAKY AND LOOKING UP ADDRESSES TO RESIDENTS THAT LIVE NEXT TO YOU AND CALLING THEM AND HARRASSING THEM. BAD BUSINESS!!

DON'T TRUST THEM IT IT A SCAM FOR SURE......

THEY CONTACTED MY NEIGHBOR WHO IS 86 AND TOLD HER IT WAS AN EMERGENCY. SHE HAS AN UNLISTED NUMBER AND IS ON THE NO CALL LIST. THEY HAD HER REALLY UPSET, THE SNEAKY THING IS I NEVER HAD MY NEIGHBORS NUMBER. SO SOMEHOW THEY LOCATED HER NUMBER. ALOT OF COMPANIES ARE NOW BEING SNEAKY AND LOOKING UP ADDRESSES TO RESIDENTS THAT LIVE NEXT TO YOU AND CALLING THEM AND HARRASSING THEM. BAD BUSINESS!!

DON'T TRUST THEM IT IT A SCAM FOR SURE......