Campos Chartered Law/ Hess Kennedy

Here is rock solid proof of ties between Campos and Hess downloaded directly from Sunbiz.org.

2007 LIMITED LIABILITY COMPANY ANNUAL REPORT FILED
apr 30, 2007
DOCUMENT# L060001 15625 Secretary of State
Entity Name: THE CONSUMER LAW CENTER LC
Current Principal Place of Business: New Principal Place of Business:
210 N. UNIVERSITY DRIVE
209
CORAL SPRINGS, FL 33071 US
Current Mailing Address: New Mailing Address:
210 N. UNIVERSITY DRIVE
209
CORAL SPRINGS, FL 33071 US
FEI Number: FEI Number Applied For (X) FEI Number Not Applicable ( ) Certificate of Status Desired
Name and Address of Current Registered Agent: Name and Address of New Registered Agent:
HESS KENNEDY COMPANY ROBBINS, TIM
210 N. UNIVERSITY DRIVE 210 N. UNIVERSITY DRIVE
209 209
CORAL SPRINGS, FL 33071 US CORAL SPRINGS, FL 33071 US
The above named entity submits this statement for the purpose of changing its registered office or registered agent, or both, in the State of Florida.
SIGNATURE: TIM ROBBINS 04/30/2007
Electronic Signature of Registered Agent Date
MANAGING MEMBERS/MANAGERS: ADDITIONS/CHANGES:
Title: MGR ( ) Delete Title: ( ) Change ( ) Addition
Name: LAURA HESS, INC., Name:
Address: 210 NORTH UNIVERSITY DRIVE Address:
City-St-Zip: CORAL SPRINGS, FL 33071 US City-St-Zip:
Title: MGR ( ) Delete Title: ( ) Change ( ) Addition
Name: JEFF CAMPOS, P.A., Name:
Address: 3200 N. UNIVERSITY DRIVE Address:
City-St-Zip: CORAL SPRINGS, FL 33065 US City-St-Zip:
Title: MGR ( ) Delete Title: ( ) Change ( ) Addition
Name: DAVID KLEIMAN, P.A., Name:
Address: 954 WEST GRACE STREET Address:
City-St-Zip: CHICAGO, IL 60613 US City-St-Zip:
Title: MGR ( ) Delete Title: ( ) Change ( ) Addition
Name: DAVID LIPMAN, P.A., Name:
Address: 3200 N. UNIVERSITY DRIVE Address:
City-St-Zip: CORAL SPRINGS, FL 33065 City-St-Zip:
Title: MGR ( ) Delete Title: ( ) Change ( ) Addition
Name: STEIN, LEE Name:
Address: 123 NW 13TH STREET Address:
City-St-Zip: BOCA RATON, FL 33432 City-St-Zip:
Title: MGR ( ) Delete Title: ( ) Change ( ) Addition
Name: MAVRIDES, MOYAL & AS, SOCIATES, LLP Name:
Address: 1622 YORK AVENUE Address:
City-St-Zip: NEW YORK, NY 10028 City-St-Zip:
I hereby certify that the information supplied with this filing does not qualify for the exemption stated in Chapter 119, Florida Statutes. I further certify that the information indicated on this report is true and accurate and that my electronic signature shall have the same legal effect as if made under oath; that lam a managing member or manager of the limited liability company or the receiver or trustee empowered to execute this report as required by Chapter 608, Florida Statutes.
SIGNATURE: EDWARD CHERRY MGR 04/30/2007
Electronic Signature of Signing Managing Member, Manager, or Authorized Representative / Date

The document file number is not correct? Second this is not solid proof! Please if you are really out to help the consumers than atleast give them facts not accusations!

I am not saying they are not associated what I am saying is that why post complaints of companies and state that they are scams when they aren't? I do not think there is one company in America that does not have numerous amounts of complaints, don't you agree? But the fact of the matter is that those numbers of complaints generally small issues that can be resolved! Now do you think if a Law is actually doing scams than they still be licensed to conduct business today? I don't think so! I complain about Mc Donalds because they have poor service but I still eat their food! It's okay to complain so we can fix it to make things work better. If I own a company I would want clients to at least tell me what I am doing wrong so I can correct it, no one wants to be out of business???

Who do you recommend to handle settlements?

Guest #1 that document exists on Sunbiz website showing Campos attorney & Laura Hess attorney as managers of an existing company.#2 the registered principal address for this company is the exact same for Hess Kennedy. You may not like what I put out,but public records do no lie!

Everyone Watch the Movie "Maxed Out" there u will find who are scamming you!!!!

hi does anyone have any information on how quickly or effectively they settle your credit card debt? i just signed on last week. thanks for any help

they are one in the same company I was first contacted by someone claiming to be from campos chartered law firm I did some searching and found nothing negative about them so i signed up, Well It has been a few months and now all my contact is with hess kennedy, it is terrible I was told I was signing up for a debt validation I had never missed or been late on a payment in my life however it was just a juggling act. i was told to change my address wich I did I changed my phone number and I was told thatthe creditors could not report me negative to the bearus if we where in litigations well every creditor is reporting me negative most say they have not recieved anything from a lawyer the last creditor i sent in called and they said they had recieved it. I then recieved a call from this creditor and they said they had not recieved anything, I called back to hess kennedy and they stated that they could not print it out, this was a month later, I had to then resend the information. I called back once again to inquire about my case and the lady i spoke to told me I was in debt settlement, I had never signed up for debt settlement after a run around I got to someone who said i was not in debt settlement but this was someone i have never talked to the one who said I was in debt settlement was the person who was contacting my creditors so I have no clue what has been sent out. My Credit has gone from 726 to 519 and no one will call me back this has been a terrible expierience
and it looks like I have gone from needing relief to bankruptcy with this company

John how come you decided to sign up with that company if you never missed a payment. Did you listen to their presentation what a settlement program is? Campos disclosure policies is very strict! Were u trying to find an easy way out by eliminating your debt thru debt negotiation? Keep in mind when you sign up for settlement there are alot of risks which is always disclosed before signing it is also on your contract! I only recommend you do settlement unless you can not afford regular minimum payments. Since the new Bankruptcy law has changed it makes it so hard to file that your best exit stragety is settle but even when you settle there is no guarantees you don't get sued so the risk is in your hands and you agree to sign so why complain about it? If you were responsible to begin with you wouldn't need help now that you recieve help and it did not turn out the way you want it you are mad? Makes no sense. I warn all consumers do not settle unless you have no other choice. Settle can be good if you just can't make ends meet cause the odds are with you when you atleast take some kind of actions trying to resolve it instead of just sitting around hoping and wishing your debt gets erase. I am sorry you feel the way you do but from my experiences from being in the work field, programs are there to assist you in their best abilities. Doctor works hard to save lifes but not everyones lifes can be saved. Not everyone is out to get you. Bottom line is this, DO NOT GET CREDIT THAT YOU CAN NOT HANDLE! Educate yourself in spending. It's like they warn you to eat right and healthy but you continue to eat unhealthy food and when you get sick and doctor tries to prescribe you a medicine to cure your sickness you blame him some more when you couldn't recover all the way! Remember when you ask for help people will try to help!

I knew I was in trouble the interest rates kept climbing every month and my wife became ill she was out of work for 2.5 months the deal they presented me sounded good and NO. there was not a disclosure I kept every piece of correspondence between the two of us and the refferal company I was very much mislead about the program I was in. I knew I was headed for finacial difficulty and was mislead by misrepresentation thats how I ended up with this company. I would have never signed up with a debt settlement program, like I said I have keept all the emails with hollow promises and will be contacting the attorney general and bbb. I dont apprecitate your approach, your doctor would never mislead you by saing this is a great diet then when you started you realized it was actually killing you faster, you dont eat food the the calories actually double once you have congested it, I was seeking a program to help me and got screwed by this company I will post every email from them that is full of lies

HERE ARE A FEW LIES THAT LEAD US TO THIS PROGRAM<KEEP>From: "HK Credit Services - Kirk Smith" <k>
>To: "'TRISHA HARRIS'" <jtharris208>
>Subject: RE: FW: Kirk Reply Reply
>Date: Fri, 1 Jun 2007 09:36:01 -0400
>
>
>
>Trisha,
>
>Thank You for the questions, and in reply....
>
>Your first email.....wills the debt be gone after 14 months with no chance
>of the creditor sending it to collection..............
> The Attorneys are so confident in their legal techniques and their
>full compliance with Federal Law that to date since 1999 and over 12,000
>clients the debt has been cleared; no negative marks are on the credit
>report. That is why we are the only debt management Company in the nation
>to
>guarantee their services. If it sounds too good to be true, we just have
>to
>educate you on the laws that were written to protect the consumer.
>See the below links and the government's crackdown on the creditors...
>
>
>Fair Credit Billing Act
>
>
>.shtml?source
=
>mostpop_story Congress addresses Credit Practices
>
>
>Once the creditors receive the letters from the Attorneys, (sent within 5-7
>Business days of the arrival of the first payment) all activity on the
>account must cease. The creditors have a time frame of 90 to 120 days to
>respond. During this time the balances will remain as they were when you
>entered into the program....these balances will remain constant until the
>debt is invalidated and then the account is marked as "Paid as Agreed" and
>a
>balance of 0. This is the highest notation you can have on the credit
>report.
>
>During the program the credit report will list the accounts as in dispute
>and per the Fair Credit Reporting Act...this can not negatively impact your
>credit score.
>
>If you pay off our fee early, there is no penalty. I.e. if you pay
>everything off in 2 months, it still may take 3-6 months for the program to
>be complete...based on the creditor's response time and also our reply to
>their response. You did not get into debt overnight, and unfortunately you
>do not get out of debt overnight. The attorneys follow specific Federal
>guideline with which to audit the creditors.
>
>
>Re: Hess Kennedy and Settlement. The information you sent me was for a
>settlement program.....you are enrolled with Campos Chartered Law Firm in a
>Debt Audit Program...two completely different programs. Hess Kennedy is
>part
>of the network of 150 attorneys we have nationwide...they specialize only
>in
>debt settlement......that program is designed for someone who is 6-8 months
>behind in their payments, is already in collections and whose credit is
>already ruined. It is a last resort before Bankruptcy.
>
>You are in a totally different situation...your accounts are current and
>will remain so under the protection of Federal law. The program you are
>entering is not a settlement program ...none of the information you had
>provided applies to your situation....two entirely separate programs. I
>would never suggest a settlement program to a client who is current on
>their
>accounts.
>
>With all the accounts in your name and John as the co-signer (authorized)
>on
>one account he would need to sign the paperwork as well. This will also
>allow John to call Customer Service and inquire about the account with any
>questions. With strict privacy laws in place, only the signer of the
>Agreement are allowed to ask for information.
>
>Do not worry about the social security card at this time, when John gets
>his
>receipt for the re-application, he can submit the receipt he is given that
>day......I look forward to any other questions and to your paperwork...once
>again our fax number is 800-406-8269....Kirk
>
>
>-----Original Message-----
>From: TRISHA HARRIS [mailto:jtharris208@msn.com]
>Sent: Friday, June 01, 2007 2:44 AM
>To: k.smith(at)hkcreditservices.com
>Subject: RE: FW: Kirk Reply
>
>sorry to bother you again as you can assume we want to make the best
>decision out there i found this on the hess kennedy website I want to make
>sure that this is not what we are signing up for
>-------------You have retained this law firm because you can no longer
>afford the required payments to your creditors each month. The objective
>is
>
>to achieve a settlement on the balances owed to your creditors. Although
>in
>
>our experience, creditors accept settlement offers, we must disclose that
>there are inherent risks with not making payments to your creditors. Some
>of these risks include: late fees, penalties, and interest will continue
>to
>
>accrue on the consumers debt until the creditors accept and receive a
>settlement; (2) a creditor(s) may still sue to collect on the debts and
>garnish your wages; (3) interest rates applicable to the debt may increase;
>(4) any money saved in negotiating a settlement with a creditor must be
>treated as income for tax purposes; and (5) a debt settled for less than
>the
>
>full amount owed may result in a negative notation on your credit
>report-----------------we have all the papers signed however if this is the
>program we do not want to move forward. Is your supervisor going to contact
>john tomorrow ? all of the accounts we are submiting are mine, John is an
>authorized signer on one account however I am no good at communication so
>our account with you will be in both names it is late and I will be waiting
>for replys to my emails thank you very much for your time oh and John does
>not know where his ss card is he will order one
>
> >From: "HK Credit Services - Kirk Smith" <k>
> >To: "'TRISHA HARRIS'" <jtharris208>
> >Subject: RE: FW: Kirk Reply
> >Date: Thu, 31 May 2007 14:29:40 -0400
> >
> >Trisha,
> >
> >Thank you for the questions, in reply....
> >
> >Your accounts are fully protected until the audit is completed (under
> >federal law) . You are not required to make payments on an account that
>is
> >with a Law office... these accounts are being disputed and are being
> >audited. The legal techniques that the attorney use have been successful
> >100% . They are so confident in their services that they offer two
> >separate
> >guarantees to their clients.
> >
> >
> > * The attorneys provide a 100% refund guarantee for any debt for any
> >debt
> >enrolled into the program for which the attorneys are not able to find at
> >least one violation of your rights so that they can use to achieve
> >settlement on your behalf.
> >
> > * If for any reason within the first 30 days of joining the program
>you
> >are not fully satisfied with the attorneys services, you can request a
>full
> >refund of any payments you have made to the attorneys office.
> >
> >So, considering that to date they have been 100% successful of the time
>and
> >that they offer two money back guarantees, I think its safe to say that
>the
> >attorneys have the consumers best interest in mind.
> >
> >There are no changes on the accounts while they are enrolled in the
>program
> >if there is, it would be a violation of Federal Law.
> >
> >Upon completion of the program, the accounts will show Paid As Agreed.
> >
> >
> >-----Original Message-----
> >From: TRISHA HARRIS [mailto:jtharris208@msn.com]
> >Sent: Thursday, May 31, 2007 12:48 PM
> >To: k.smith(at)hkcreditservices.com
> >Subject: RE: FW: debt help from kirk
> >
> >I want to make sure that this will not ruin my credit so the credit cards
> >will not go deliquint? they will not go to collection? they will not show
> >past due? they will show as current and pays as agree?
> >
> >
> > >From: "HK Credit Services - Kirk Smith" <k>
> > >To: <jtharris208>
> > >Subject: FW: debt help from kirk
> > >Date: Thu, 31 May 2007 10:56:16 -0400
> > >
> > >

John I do appologize if I made you felt as if you've done something wrong but the truth of the matter is many before do know exactly what they are getting into. When I hear or see stuff like that it makes me sick because it makes other companies look bad. The only person to blame the representative that presented you the program. So point out the main source. Alot of times these law firm become victims aswell because their referral partners do not disclose certain programs properly. I just warn consumers to ask around first before signing to make sure the programs all matches 1. And also make sure that the law firm that are handling the settlements are highly experienced.

HK credit services is who I was contacted by h k who do you think that is I was duped big time and no one is willing to take responsibility all I want is my money back if they cannot do what was relayed to me then this is not the program for me stay away from campos chartered law and hess kennedy they will say anything to get your money

Stay in debt then like all these other idiots. I hope my debt collection company gets your account after you quit the law firm.

I will call your work and "accidentally" ask for your boss. Go it alone. We loooove when they drop there lawyers because of some anonymous blog on a website that referes business to competing companies.

you people are soooo dumb

Guest your advice is about informative as a slug. If you do not like the comments on our web site,then leave!!!Really a very simple solution.

I posted what I did so people would know exactly what they are dealing with, two decietful companies and I will go it alone it cannot be any worse than dealing with hess kennedy. I was seriously lied to you say they are similar but they are not one is debt settlement wich ruins your credit forever almost as bad as if you never paid at all.The other is a mythical creation of this guy kirk from hess kennedy credit services to get my money and whatever referal bonus he gets.