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So today I received my first collection call here at work from a collection company collecting for MTE.
I prepared myself for this because I knew eventually this was going to start.
The caller ID said 281-751-3113 (TEXAS NUMBER) and he told me his name was Jeremy Hill. He did not have an accent at all. He told me the name of the company was OJLAWAL.COM. I knew right then he was talking crap. The fax number he gave me was 713-777-2503 and the phone number he gave me was 877-777-2551.
He gave me the whole talk about filing charges and all that crap that everybody else gets. I told him I knew all about him and his illegal tactics.

So I looked up the name ojlawal and came across a law firm located in Houston, TX named OJ lAWAL & ASSOCIATES and its an African Law Firm.

So when I did a google search on the fax number the guy gave me I pulled up information on 1st Integrated Recovery Services

Contact Information:

James Tolbert
Director of Marketing and Client Relations
Phone Local....(713) 777-2500
Toll Free..........(877) 777-2551
Fax...................(713) 777-2503
Email: james (@) 1st-irs.com

Kip Turner
Vice President and Public Relations
Phone Local....(713) 777-2500
Toll Free..........(877) 777-2551
Fax...................(713) 777-2503
Email: kip (@) 1st-irs.com

Physical Address:
1st Integral Recovery Services
9898 Bissonnet
Suite 670
Houston, Texas, 77037

SO WHY IS HE GIVING ME THE CONTACT INFO OF THIS COMPANY AND SAYING HE IS FROM ANOTHER COMPANY?

Posted: Tue Aug 05, 2008 9:34 am Subject:

So I clicked around on the ist Integral Recovery Services and this is what I found.
Company Officials:

Omotayo Jermaine Lawal
Board Certified Legal Council
Professional Bio Coming Soon

Kip Turner
Vice President and Public Relations
Professional Bio Coming Soon

There is the Lawal name again, so I guess somehow the two companies are affiliated.

Posted: Tue Aug 05, 2008 9:52 am Subject: reply

i got the same shpiel from ARM regarding my USFASTCASH loan.
these companies often have two or three different names.they
didn't give the other name probably because they didn't want to get a DV letter.they can't validate the debt,so they give you the name of the law firm.i would still give that info to your
DMP people.see what they can do.

Posted: Tue Aug 05, 2008 9:59 am Subject:

My DMP has been sending the payments to MTE, so I think I'm going to call MTE and see what my payments have been applied to. I am going to also contact my DMP to see if they can get me copies of the checks that have been cashed by MTE. I know they are not sending them back because my DMP would have let me know. I think I will also call these ojlawal people back and see what they are claiming I owe, even though I'm not sending them a dime.

Posted: Tue Aug 05, 2008 10:02 am Subject: reply

sounds like a plan pink. Very Happy

Posted: Tue Aug 05, 2008 10:34 am Subject:

Well I called MTE and nobody could seem to help me. I was given a number to their collection dept. So I called the collection dept. and of course the person handeling my account was on break and the girl I was speaking with wasn't able to give me any information. I was like don't you see it on your computer. She kept saying mam, you have to call back in 45 mins. How stupid is that. So then I aked here if they use a collection company by the name of ojlawal and she was like mam I can't tell you anything.

Posted: Tue Aug 05, 2008 10:38 am Subject:

In the meantime I spoke to my DMP and they are ordering copies of the checks that MTE has been cashing.

I also spoke with the OJLawal people and they were so rude, she told me to fax her a copy of my checks that I was sending to MTE..she was thinking I was using my personal checks. I told here they are not going to get my account info from the check because it's not coming from me..she then told me GOOD LUCK and hung up.

I called her back and asked her how much they are claiming I owe and she said 529.73..okay where in the hell did the .73 come from..lol.
She said 375 from MTE and the rest are fees. She said it started from Lighthouse Revocery and then their office recieved it. I told her I never got anything from Lighthouse. She started yelling saying thats not my problem...so I hung up on her. I am not about to let these people stress me out.

Posted: Tue Aug 05, 2008 10:49 am Subject: reply

i wouldn't talk to MTE trash or there CA again.i would talk to your DMP. i thought the amount was negotiated by them.how can it be that amount?put your DMP people to work on that asap.

Posted: Tue Aug 05, 2008 11:12 am Subject:

Well I talked to MTE and asked them where the payments have been going that I've been mailing them and they said they were forwarded to the collection agency. I asked her who this collection agency was and she gave me the name UDH...what the heck. I asked her for more information and she said that is all I can give you. So I said to her...you just pass out peoples personal information to just anybody and you don't know anymore info than UDH. She gave me the name of a Justin guy to email at UDH because thats who has my account. These people are real shady, they try to be real secretive. So I'm going to email this justin person to see what he has to say. All I know is once I get copies of those checks from my DMP I may go to my lawyer.

Posted: Tue Aug 05, 2008 1:28 pm Subject:

Well I just spoke with my debt management company again and they have discovered that the checks they have been sending to MTE have not been cashed. They are all still outstanding. So know I'm going to drop them from my program and place stop payments on those checks.

No I just have to deal with these collectors..whoever they really are.

hlb · Posted: Tue Aug 05, 2008 1:40 pm Subject: 1st-integral recovery services

1st-integral recovery services they are a collection agency,they are rude.they wished me luck also.ask them to validate the debt they wont

Posted: Tue Aug 05, 2008 3:10 pm Subject:

A collection agency using an African law firm's name? Unless they are licensed to practice law in your state they may be in violation of certain state statutes. The provision I am talking about is usually found under the Uniform Commercial Code if your state has one.

Posted: Wed Aug 06, 2008 9:20 am Subject:

Today I filed a complaint with everybody.
bbb.org
texas and illinois attorney general and the ftc.
Any other suggestions would be helpful.

Posted: Wed Aug 06, 2008 9:28 am Subject:

The server is down right now but check the TX Bar Assoc website and see if he is indeed an attorney:

http://www.texasbar.com/

They do not appear to be members of the ACA.

Posted: Wed Aug 06, 2008 10:06 am Subject: reply

right on nascar,check to see if there even licensed to practice law in texas.the fact that they represent MNE plus are violating the FDCPA left and right makes me wonder.

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