Okay, well in my case, because i knew that the debt was real.. and I did apply for the loan and got money... and I did admit to not paying it, maybe thats why they were helpful...I screwed up and didnt pay the loan as I agreed to...

if the scenario is that someone never took the loan out, then for sure...FOR SURE they shouldnt deal with these people and report them. But I know that I owed this money and I was willing to take care of it.

I can imagine how hard it must be to hide from phone calls to your job,home,realitives,friends and references..I mean I am a collector and a good one.But you the consumers are the real Scam artist..You get in over your head and exspect the companies that helped you out to take care of you for additional years..You run scarred cuss us out file bogus complaints try to get us fired because you are not working.I really hate the ones that blame us for the calls..You opened the door for us to contact everyone you know..So my advise is to pay your bill or make arrangments to do so.

I received a voicemail this morning as well as an email, stating that I started paying off a loan amount bu have not finished. The loan was taken out on 7/2008 and pay no later than 10/17/08. Now here it is almost 2 years later and there responding by saying I still owe. Not possible.

And do you realize Mr. Cundiff is on parole freshly released from prison for forgery? Don't trust what those slimeball bill collectors say. I used to work there and they break alot of laws, the owner 'Mike' is the cheesiest of them all!