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Send message to NASCAR_Devil
Sub: #33
Replied on 05-11-2009, 07:52 PM
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They would require a judgement first and it is state dependent as to whether they can garnish wages. And it's "Advice" your trollness.

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Sub: #34 ACM Punks!!!
Replied on 06-03-2009, 08:47 PM
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Just thought I would add my thoughts to this forum. ACM called my husband on his cell phone today. How they got his cell number I have no idea? Some jerk named Medina represented his self as a person from the county courthouse trying to serve a sumons to appear in court. He told my husband that he did not know anything about the case but he had a case number. Medina gave my husband a number to call and find out information about the case. Medina stated he needed an address of where my husband lived to set up an appointment for the sumons. My husband refused to give Medina any info until he found out what this was about. My husband called the number 866-416-7971 and spoke with Frank Ariano. He asked for a case number. My husband asked what company is this? Frank put my husband on hold then he got back on the phone and said he was the county courthouse and he needs to serve a sumons. He proceeded to tell my husband that he owed for a bill that we settled and paid over a year ago to the original debtor (Circuit City). Frank told my husband that he would have to look into it and they would hold the sumons off until 10 a.m. the next day. Frank you are such a liar!!! Does anyone know how to stop these jerks? These have to be the coldest most heartless people in the world. The criminal behavior of the employees from the Advanced Credit Management, a.k.a. ACM reeks of unrehabilitated drug addicts who will lie, cheat, and steal from their own mama. ACM has definitely made an enemy out of me and I am determined to figure out how to take them down.

Thank you to every on this forum for sharing your story. It is helpful to know that I am not the only one who encountered such inhumane behavior.



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Send message to Chrys Henderson
Sub: #35
Replied on 06-04-2009, 02:30 AM
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Send them a Cease & Desist letter. I would treat it like a scam/phishing expedition and file a complaint with the FTC, the FCC, and your state Attorney General. If they do not back off I would sue them.

And tell them to never call you again on the cellphone. They cannot call you (per the FDCPA) so as to incur charges.


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Sub: #36 acm
Replied on 06-04-2009, 09:27 AM
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they are going me at work and talking to my boss. Is there anything I can do I would love to sew them for threating me at work..

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Sub: #37 acm
Replied on 06-04-2009, 01:32 PM
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Hello,

I just recieved a call from a man stating he was from the Riverside assecors office and wanted to know how to get a Riverside county employee served. Now if you work for Riverside county and your trying to serve another county employee there are no different rules. He kept saying that he tried to sereve me at home, I told him Ididn't get anything, I tol dhim. he had the wrong address and wanted me give him the correct address so I can be served to appear in court. I tol dhim no. They try and be so slick. I called the company back and guess who answered the phone, it was the same man that called me saying he was from the County of Riverside. I told him he wasn't slick he denied calling me but it was the same guy. Don't be affraid of these people.

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Sub: #38 ACM
Replied on 06-08-2009, 01:02 PM
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This company just called me.. Actually, the local Sheriffs office contacted me, telling me that they were going to serve me with papers from ACM group.. This is from a C.C. I couldn't pay back in 2004- I paid up through 2006, but couldnt pay the debt anymore. Does anyone know if they can garnish my wages? I have a newborn now & cannot afford to make big payments back. Also, when I called the company to see what it was in reference to, a gentleman, I wont use his name, stated he was the head person in charge. Then I simply stated "hey bud, could you tell me what the balance is that they say I owe"? He proceeded to rudely tell me how to address him and that I WILL NOT address him in this manner again! Then when I told him he was being rude he stated "buddy, you are not a paying customer". So it was O.K. for him to call me buddy but not for me to call him Bud! I'm worried!! Cant afford a huge payment right now!



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Sub: #39
Replied on 06-09-2009, 12:53 AM
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Assessors Office?! HAHAHAHAHA! Perhaps he wanted your property value?

There's no need to be worried, this guy is plainly acting like a boor, and no gentleman at all. Whether your wages can be garnished or not depends on your state. What state are you in?

If I were you, I would detail your financial situation and state the payment you can afford, and mail it off to them (Certified, Return Receipt Requested). If this guy can't behave himself in a respectable manner, then stick to writing where such shenanigans would be documented.


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Sub: #40 Being served
Replied on 07-10-2009, 02:44 PM
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A man had stopped by our home to serve my wife with a subpoena or summons he left a card and said she needed to respond so they could set up a time to serve her so she doesn't miss her court appearance,does she have to respond isn't it there job to serve her.I have recently become disable with tumors in my spinal cord and I am waiting to have it settle and I get my back pay and monthly we are broke and putting food on the table is getting harder by the week.We intend to pay but they don't want too.

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Sub: #41
Replied on 09-21-2009, 08:57 AM
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I just received a phone call at work, not directly to me but to my companies main customer service number. The gentleman that answered the phone called me to ask if I was expecting a call from a Michael Walsh. Of course I was not and didn't know who it was. I'm the manager of the call center so I was able then to tap into the phone conversation and find out who it possibly was. When I started to listen this Michael Walsh guy was informing the representative that "he probably wants to speak to me since I have pending litigation out on him and he is to be served a subpoena." I was completely shocked that they would give out such personal information over the phone to someone else but myself. The gentleman called me back again and told me exactly what Michael Walsh told him and I asked him to transfer the call to my voicemail. I listened to the voicemail and it was exactly what was said above in all the other people's comments. He was saying he was from some litigation office yet the number he gave which is 714-263-8414 is to ACM Group. I just sent them a letter on Friday (they called last Thursday too) asking them for Debt validation as well as for them to remove my work number from their list and they were to contact me only via mail. The guy also stated working with a police department in a county I haven't lived in for about 3 years.

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Sub: #42
Replied on 10-25-2009, 12:31 PM
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I have received several calls from this company for a supposed debt owed by my daughter. I have asked them to mail me the information in writing via the USPS, they refused and hung up on me. I simply refuse to deal with an agency that will not mail the legal information and will only do business via the internet or fax/phone. It just doesn't seem legit.

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Sub: #43
Replied on 10-25-2009, 02:20 PM
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are they divulging the details of the debt to you? do you have poa or authorization from your daughter? if not then that sounds like an FD violation!

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Sub: #44
Replied on 10-28-2009, 07:53 AM
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Quote:
Originally Posted by Anonymous View Post
Rebecca S,
What you need to do is go to naca.net and look for an attorney in your area. Get yourself prepared to sue them. That totally violates the FDCPA and your states debt collection laws, if your state has any.
I received the same call what I should do with this what was your response

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Sub: #45 ACM group
Replied on 10-30-2009, 06:17 PM
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Hi,
I'm from California and am recently unemployed due to being laid off from work. My mother received a phone call from a person who didn't state the company they work for nor did they state their name. They gave her a phone number (8667690657) and told her that I have to contact them within 24 hours for a case number. They also told her that if I did not call them within 24 hours they would contact the unemployment office in California. This phone call disturbed my mother as well as myself. Can they do something to my unemployment insurance claim with EDD? Can they garnish my unemployment checks?

I tried to call the number back but it was just a recording stating that they are the ACM Group and to leave a message with my name and case number. I was never given a case number. The recording also didn't mention their hours of operation so I can call back to actually speak to a live person.

Can anyone suggest what I should do?

Thanks for any assistance.




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Send message to paulmergel
Sub: #46
Replied on 10-31-2009, 12:19 PM
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use that phone # as a reference for AG,and FTC complaints.they broke the law in stating that about the unemployment.if this bottomfeeder even tried to contact them they would be laughed at,and treated almost like they treat others they try to strongarm.they can't touch unemployment at all.that is just what bottomfeeders say to scare people into paying.

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Sub: #47
Replied on 11-03-2009, 06:48 PM
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I am not entirely sure where everyone is getting their facts from? You should try reading the ASIC guidelines. A collector and the Debtor have guidelines they have to follow. Generally debtors do not follow these guideline but expect the collector to. Yes, you can be served at work or a residential address. Also at a residential address a process server can serve any persons at the residents that "LOOKS" over the age of 16yrs if they are willing to accept. No they wont always be in a marked car or a uniform. Its easier not to incurr these debts. Most/All of you signed a contract so you should have stuck by it. You didnt and now you want to complain that debt collectors are after you please wake up!!!




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Send message to paulmergel
Sub: #48
Replied on 11-04-2009, 05:20 AM
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shillin,shillin,shillin.keep them shills a shillin.

if your bottomfeeder followed the FDCPA maybe we wouldn't have gripes.

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