ACM Group - harassing at work place?

Yes, I am currently being harassed by ACM Group, so the messages here resonate strongly with me. I have (unfortunately) provided one of my mobile numbers but (fortunately) I have refused to provide next of kin, work or home numbers. They persist in calling me several times a day, despite me explaining I sleep during the day (being a night shift worker) and they have threatened to attend my workplace to serve me with a summons, garnish my wages, sell my " luxury" items such as television, attempt to sell my father's house I live in and have even threatened me with "your life could get so much worse if you don't pay us immediately". I live in Australia and whilst I'm pretty confident with my legal knowledge in other matters, this is the first time I've ever had any issues with debt. Any advice?

totally feel like I was scammed by "Ernie" fro the ACM group today. First it was the message on my voicemail from someone who said they were representing a law firm abd that I would be served a summons to appear in court if I did not respond to this email with in 24 hrs. I was given a number to call which was this ACM group I guess but when they answer their phone they answer as "Corporate Offices". I spoke to Ernie who gave me a run around per say as to it had to be taken care of immediately and there was no time for thinking he offered us a "no fuss/no muss deal" He threw around words like judge and court and was very intimidating in his tactics.

Asset Capital Management Group said they couldnt send me anything thru mail Ernie emailed me the "contract" and said I had to fax it back . . . plan on sending request for DV to address on contract but have a feeling it isnt going to be deliverable.

Did you mean AGM Consulting Group? I've been calls from these ppl. I too was told that I would go to jail or what not but since january when I told them they would not get a dime since they could not provide me any documentation or at least give me the name of the lender...I told them to shove it. I have not been hauled off to jail...you should worry but these ppl do call from all different numbers...it's ridiculous. They too won't leave me a lone after several times I've told them. I can't afford a lawyer but if these keeps up...I think I'm just going to have to get one.

Texas, I had a problem with ACM Group. Their threats are illegal. I consulted with a Texas lawyer regarding this company. He said ACM Group is not bonded in Texas so they cannot legally collect a debt here. He also said he ran into this company a few times and they are nothing to worry about. The best way to deal with them is to file a complaint with the FTC, Texas AG, and California AG.

I have done all the complaints to FTC, Attorney General and BBB. The good thing is I documented every call, indicated everything that was said and printed off all my complaints that I submitted and kept all the letters from BBB. The crazy thing is, they gave me a address but this was a Florida address...the BBB could not locate them. I too heard about sending a certified letter but I don't know where to send it too. I don't know...I'm not worried about it but I am tired of them calling. The odd thing is they call like every two months or so. I mean if this was true...they would be calling all the time better yet, I would have gotten a letter or summons for court..right?

To be able to sue you, not only would they be required to have a collection bond in Texas, they would also be required to be registered with the Texas Secretary of State to do business in this state. As it is, this company has no standing to bring a lawsuit in Texas. Companies like ACM Group will not sue because they would have to come out in the open. When the engage in illegal tactics as often as ACM Group, they won't even send a collection letter because they would have to spend $0.44 and put a return address on it. Then they would be shut down by AG's and class actions.

This ppl are crzy...even my fiance told me that if i were to ever get summoned to court, there is a possibilitythat I would win my case because these ppl violated every part of the Fair Debt collection act. Once I read it, I knew for a fact these perps were scammers. I will admit, I do have some pay day loans out there and for the life of me I wish there was a report I could get to let me know. I've tried Teletrack but this form didn't mention anything. So far I've paid 3 and each one provided documentation to me in writing before I made a payment. I'm paying them back slowing and some have worked with me. Believe me I will not be doing this again, pay day loans are just a big hassel and it's not worth the headache. I'm glad I found this forum....there are so many ppl in the US that are getting calls from these douchebags, I hope they get caught pretty soon. Has anyone gotten a call from someone with the National Crime prevention or some sort? These peeps also told me that I would be sent to jail. UGH!! their number is a 409#, I've been ignoring them...I only received 2 calls last Friday and they have not called back...I got a call frm them about 2 months ago. Right after a month, I told the first scammers to shove it. When I spoke to the gentleman, I was in charge. Poor guy, didn't have a chance to speak. When I asked how to pay the debit, he said the only way to pay is through a Wal-mart debit card. How bizare..I told him I had a pre-paid visa card and he would accept. BIG RED FLAGG!! After that phone call I have not spoken to this perp until last friday when they called my work. Thankfully we have caller id, so those calls went straight to vm but they never left one. I have not receive any more calls since...I'm praying everyday for them to catch these people. Don't they realize America is in a recession, everyone is in economic crisis. I live pay check to pay check, just enough to be able to live. But these ppl don't care. i don't know how they can live with themselves being so decitful. I hope one day one of them slips up and all those americans who were affected by this ppl, will have their day of reckoning. =)

I got a call today from the 'County Clerks Office' asking if I would be available tomorrow between 9-3 to be subpoena'd. He said the plaintiff was ACM Group. I was given a phone number to contact the plaintiff - 866-225-8191. When I called that number they asked for my case # (#### - NC) and I was transferred to Michael Walsh who miraculously "recalled the subpoena" in seconds as soon as he heard a few cooperative words from me. Yeah, this is usually how legal procedures happen, right? I don't think so!!! Mr. Walsh was very pushy about getting me to agree to a settlement, but when I asked for Debt Validation he had a quick change of attitude and was extremely rude and abrupt. He could only provide me with the original creditor and the original account number (and of course the amount owed). I told him I would look into it and call him back in the morning. He then provided me with his direct phone number - 657-859-4709. Upon investigating, I easily found that Michael Walsh and his 'County Clerks Office' were in violation of many debt collection laws. After the legal investigation I Googled ACM and the second link was this forum - which I am so happy I found. I have never composed a post in this manner, but I actually feel obligated in this case. Mr. Walsh will be hearing from my attorney if these antics continue. Do your research!!!

I was contacted by ACM last Saturday (June 19, 2010) by phone. They'd 'tried to contact me by mail' but got no response - or return (I'm no longer at the address they had listed (but my other addresses are on my Credit Report)

They said I owed a rather large amount on a Bank of America Credit Card from June 2001 - and would take me to court on Monday (Convenient - they 'found' me on the weekend) unless I could pay.

I NEVER had the card - so: never received statements, and of course never paid. I have the records to show. I told them that and asked them to send over Documentation before I paid, and a Mr. Santos said that they couldn't do that - as it would be presented in Court in Monday.

As an aside: Their receptionist didn't sound professional - Mr. Santos didn't sound professional - though he did have a lot of facts (a very scary idea) as to other cards that I had (of course he could find those on my CR)

The card is listed on my CR - but, as it never existed, I don't know how it got there: unless ACM managed to put it there.

So - as above, if ACM calls - follow the advice in the above responses

This place is a fraud. They emailed me a "settlement offer" and I went to the address on the letterhead to check it out....guess what! It was an empty building. The business next door said it had been empty for quite a while and was previously a mortgate company. Funny....because hours earlier i had confirmed that was their correct address with Mr. Shore from ACM group...oh no wait, today it was ABA Inc....and sometimes it is Law Offices of Paul Allen. They are unbelievable. They have called my family and friends pretending to be law enforcement and also clerks from the county courts office. They refuse to identify themselves most of the time. The first time i called, it was one old credit card that i owed $900. The second time I called, it was 4 different companies i owed money to and the total was $2000. The 3rd time it was 1400......do i really need to go on?!

they have called me and done the same exact thing.thier phone calls are obviously not rercorded because of the nasty way the man was talking to me! let them serve me and i will go to court and talk to the judge myself!

I got a message from CRS

Monday I recieved a call from a women that stated that she was investagating me for bad checks she was Jenny Long and I needed to contact her from a loan I got in March for $300 she was looking for me to serve me with a sommons for bad checks! and That she would be locating me at my job or residence, and to consider myself served. I called the # she left with an account # 1-888-454-5461 I took out a loan and never gave a check to the payday loan company. I called and made arrangements and they wanted my account #s did not give them I told them i would pay by western union or someother way.to pay 3 hours later my I went to see my mom and she said that my Brother in which I have not talked to for 1o years called and said that a Jenny Long called she stated she was an attorney and was strying to serve me with a sommons, for fruad, and writing bad checks, my mother was very upset and asked me what was going on, I called them back and told them that are aggeement was over and why would they call my bother and tell him these this the person on the other line said are you paying us or not!!! I said NO!!! called a lawyer and Attorney Genaral and I am getting ready to see if I have a law suit on CRS, attorney Genaral is sending me forms also. can they sue you for $300 or should I say will they?

This is a scam. Very smart move on your part contacting your AG-thats exactly what needs to be done. I know its hard but ignore them and tell your mom and brother the same-that someone has your name and info and is trying to scam you, for them to just ignore them. They are aggravating and scary but do not fall for their crap, thats what they do scare people into handing over their money

Interesting, ACM left a number for me to call them on 02 90187607 , when I did manage to get around to calling them it was a pass employee that they were after. This was conveyed to me by the operator who seemed to know a lot of information about me already. When I ask who ACM were the reply was that they were not allowed to tell me over the phone because of some act. This is how I ended up on this site, No happy.