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#1 07-15-2008, 08:39 AM

Has anyone heard of or dealt with them? They called my work stating they have tried to serve me with summons on two occasions at my residence. They said if i didnt call back, they would serve me at work. I called back and they wanted to negotiate amount. I have never received anything from this company in writing and they couldnt tell me the address they were trying to deliver to. I think they are still calling, what should i do.

phoenix · #2 07-15-2008, 09:58 PM

I haven't heard about ACM. But if they are threatening you then they are violating the collection laws, fdcpa. You can send a DV letter to them through a certified mail.

JCEMT · #3 07-16-2008, 06:13 AM

If you need a validation letter template you can find one via my signature link.

#4 08-20-2008, 06:44 AM

I recieved the same call (vm) from a loud and loud rude male making a statement "You have been served and if you do not call back within 24 hrs we will consider you as served". First of all, this is a scar tactic because either it's coming close to the date where your debt can not be collected on any further (2rys), they just bought your account from another agency or they are doing something illegal. NEVER CALL A COLLECTION COMPANY, ALWAYS COMMUNICATE IN WRITTING. If you answer the phone let them know they have the wrong number and to take you off their list now. For anybody I do not want to have my personal number I use a voicemail # from "RING CENTRAL" it's completely online and you can be anyomus. IT'S BEST TO ALWAYS EDUCATE YOURSELF ABOUT HOW TO BEAT THESE GUYS AT THIER OWN GAME!

#5 09-25-2008, 01:17 PM

this company called my dad up in Ohio (I live in Fla.) looking for info in which to get a hold of me. my dad wouldn't give them anything. but, they scared the heck out of him. my dad told me yesterday that they made it sound like they were ready to come & throw me in jail! scary!

NASCAR_Devil · #6 09-25-2008, 01:28 PM

Well luckily they cannot imprison you for consumer debt. My advice would be to contact them and determine that it is indeed you they are looking for. If you are the consumer they are seeking, give them your current address and inform them they have 5 days to mail you a dunning letter. When you receive it, respond with a DV letter.

#7 12-23-2008, 08:47 PM

After 8 years, ACM calls and says they will subpeona me if I don't pay. Isn't there a Statute of Limitations?

phoenix · #8 12-24-2008, 12:10 AM

Hi Patti,

Which state do you live in? What kind of debt account are they talking about?
Every state has it's own set of Statute of Limitation. Moreover, SOL in a state varies from one account to another as per its type.

#9 01-14-2009, 06:46 PM

So we have the big and bad troll on the Internet. I am sure this person is one of those wonderful bottom feeders such as Mann Bracken or some other low life. Dude take a long walk off a short pier and help the gene pool out.

paulmergel · #10 01-28-2009, 11:16 AM

we also have moderators to delete attacks like the one above or the one i just zapped.keep it civil,lay off the attacks or you go bye-bye.

paulmergel · #11 02-04-2009, 05:47 PM

i knew the residents of CLOWN TOWN would be representing tonight.too bad you can't stay.

#12 02-19-2009, 06:50 PM

I received a call on 02/17/09 at work from an individual who identified himself as a private contractor/process server statng he has warrant /subpeona to serve me with a warrant/subpoena. If I had questions to call 866-416-7971 and supplied me with a case number. He was asking me personal questions and I declined to answer stating I don't give personal out to people I do not know. He stated he got my number through the HR Service Center where I am employed because he told them he needed to serve me with the subpeona and they gave him the number. He said he could spare me the embarrassment of being served at work if I would like to have them served at my personal residence--I declined and told him to send an officer out. Didn't trust the guy. I asked him to supply me with the name of the company who was serving me and he was hesitant but told me ACM and said it's an Asset Management Company. When I told him to tell the company to send a police officer out--he told me he couldn't give them my message because he is just doing his job by contacting me - he said I was getting too personal with him. He also gave me the work address he assumed I was working at and I told him I am not in that building and wouldn't give out my location. He became beligerant when I told him not to call me again at work, so I ended the call. I did call the number he gave me and asked the name of their company and they did say ACM and wanted my name, I said I had other questions and the man began yelling at me, so I ended the call. After I hung up, I called our switchboard operator and thankfully she was honest and said she transferred the call - I told her who he was and what his intentions were. Of course she didn't have bad intentions but was transferring the call as is protocol. I immediately googled ACM and couldn't believe how many people this place has harrassed. Something needs to be done about them. I really appreciate everyone that wrote in - it really helped me through this. They need to realize there are alot of intelligent people out there who are not intimidated or easily fooled by there tactics - as we can see by all these letters. I feel sorry for the people who have been really taken advantage of and abused by this place. Hopefully this will stop others from being fooled. Thanks!
I want to add to my previous comments that the man who contacted me and said he got my number through the HR Service Center did not get my number at all, he called the switchboard operator so lied about everything. Very unorthodox company. Watch out and thanks for the info, I will also file a police report on them thanks to everyone here.

phoenix · #13 02-19-2009, 08:06 PM

A company representative is not entitled to hand over subpoena to you. Summons can only be sent by a court and not a company. Beware of the company.

#14 02-24-2009, 06:35 AM

I have a card that i defaulted on back in 2005. Well ACM called my husband (whom I married in 2008) at his place of work and talked to his Store Manager!
The guy calling left the number, and a case number for my husband to call back. So he called, because he had no idea what it was about.
The guy at ACM told him that he owes money for so and so. When my husband proceeded to tell him he had no idea what he was talking about, then the collector decided to tell him that "oh, well it's your wifes card". And stated they were going to come to my husbands job the following day (which would be today) to serve HIM with papers. Husband asked "so your going to sue my wife?" and the guy states "no, actaully, we are going to sue both of you".
My husband started to ask more about it, and he said "well i can't really talk to you about it since you haven't gotten papers. But then proceeded to tell him anyways! Then told my husband, "well i really need to talk to your wife about it, so have her call me"
i didn't call, of coarse. so we shall see if my husbands gets these "papers" today.
these companies try anything, and break the laws just to get you to call. Seriously thinking of a law suit.

#15 02-24-2009, 06:54 AM

Rebecca S,

What you need to do is go to naca.net and look for an attorney in your area. Get yourself prepared to sue them. That totally violates the FDCPA and your states debt collection laws, if your state has any.

phoenix · #16 02-24-2009, 07:08 PM

Which state do you live in? Every state has its own set of collection laws. Please check whether a particular collection company is licensed in our state.