I sent a debt validation letter to a CA (Advantage Assets II, Inc.) in January. No response, and now they have assigned it to a different collection attorney than the one who sent it to me in January. He has now sent me 9 letters in the last 5 days, but he has been putting different dates on them, as far back as April 12th (I got it the same day I got the one from the 14th). I have gotten 2-3 a day for the last 5 mail delivery days.
How do I handle it, besides laughing and saving all of them. I date each one when I get it, and now I don't even open them. You can see the date they were supposedly mailed through the window.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.