I sent a debt validation letter to a CA (Advantage Assets II, Inc.) in January. No response, and now they have assigned it to a different collection attorney than the one who sent it to me in January. He has now sent me 9 letters in the last 5 days, but he has been putting different dates on them, as far back as April 12th (I got it the same day I got the one from the 14th). I have gotten 2-3 a day for the last 5 mail delivery days.
How do I handle it, besides laughing and saving all of them. I date each one when I get it, and now I don't even open them. You can see the date they were supposedly mailed through the window.
Posts: 1968
Credits: 48022.579445346 Send message to skydivr7673
save the envelopes they came in too--the postmarks will prove when they were sent
Debt Samaritan
Posts: 1831
Credits: 27752.2 Send message to Anna Sweeting
As the debt has been assigned to a new CA, you should send them a new debt validation letter and ask them to validate the debt. This will help you know whether or not the new CA really owns the account. If they really own the account, then you should negotiate with them regarding a payment plan and pay it off to get rid of it.
Posts: 28
Credits: 965.6 Send message to stick101010
Thanks. No postmarks on envelopes, but I am saving them anyway. Gotten so that I don't even open them. It is a new attorney, for the same JDB. I sent DV letter to old attorney, JDB and now new attorney. No responses as of yet from anyone.
Posts: 2740
Credits: 37602.701632746 Send message to goldenbast
Ok so the account is with a junk debt buyer correct? If this is the case then what you should have done was DV the JDB and send a copy to whoever is collecting for the JDB.....THAT way you DVed the JDB and not the current collector and they can't farm it out to anyone else without violating.
So what you need to do is send a debt validation letter to the JDB and send a copy to the new one collecting....In the JDB letter you explain that you want THEM to validate the debt and to cease collection efforts until they do so.
In the letter to the current collector you write that this letter is a courtesy to them and that you do not wish to deal with them, but with the owner of the debt and then top it off with a cease & desist...why deal with TWO companies over the same debt if you don't have too?
Add new comment