Afni Collections agency – How to handle the collector

I WAS DENIED A HOUSE BECAUSE ON MY CREDIT IT LOOKS LIKE AFNI WAS A UTILITIE COMPANY THIS I SCRAZY AND THANK U ALL FOR YUR HELP!!

Me and my wife tried to get a trailer financed when AFNI popped up on my credit for $ 539.00 how do i find out what it's for.

We also received a letter stating my husband had an outstanding Verizon debt. They had the last name right but not the first name. They also sent it to my son's address not my husband. We called Verizon and found that the # was for an address we have not lived at for over 10 years and that it had been sold to a collection agcy. They also said we had not outstanding debts in either my husband or my name. The letter from AFNI said the debt amount was $324.00, but they would accept a payment of $81.00. Quite a big difference. Anyway, what is the "SOL" on something like this. Also, we have no record of ever having the phone # the show on this letter. What should we do?

i got a letter from afni with a 1500 bill from an old cingular account that was closed in 2006 i try several times to pay this debt when i had money but the balance keep jumping from one collector to another i havent heard from this debt for 3 years i dont have a job at the moment and i cant pay the full amount is there a way to reduce it or based on the many experiences on this paige should i not pay this company ?

AFNI called me and left a message to call back saying they are trying to collect a debt. As far as I know I don't owe anyone anything that is past due. I have not received any collections letters. I called back to find out what they are talking about but since I would not verify who I am they wouldn't give me any information. Should I verify that I am who they are trying to reach so that I can find out if there is some obscure debt that I don't remember?

We closed out our account about three years ago and never received any thing from Verizon saying we owed anything. Then out of the blue we started getting Phone calls from AFNI requesting payment. I requested a itemized bill from them showing the VERIZON charges,never got it. We did not Know about sending a validation letter and now the 30 days have gone by and I noticed AFNI and AFNI Bloom showed up on our credit report. Is there any thing we can do know?

I am very confused, I just received a letter in the mail from my credit monitoring company stating that a derogatory item had been added to my credit report, and it is from AFNI, Inc. I am very confused about this. What steps do I need to take in order to figure this out, and get it off my credit report? Can anyone help me with this, please?

It seems that this company is trying to collect old debts from Verizon. I would send them a debt validation letter. Make sure the debt is not past the statue of limitations and is not already off your credit report. I got a bill from the a few weeks ago for $30. So I sent them a D/V letter. you can get on from them this web site. I know in pa the SOl is 4 yrs and I had not lived at the address since 2000. I got a letter back from the yesterday with a computer print out with only a $30 which is not valid proof of debt and saying pay this. My response to them will be to them Past SOl 1st off. 2nd this is my proof With copy of my last bill from Verizon when i left with balance of $0. I will be writing the credit boards to get this off them.

For anyone still viewing this thread to read-up on Afni and their collection letters, I want to say that I just got off the phone with a rep who attempted to confirm personal information associated with the recipient on the letter (my wife). The information they had (last four of social, addresses, and tel number) were no where near the correct information. With that said and confirmed, the rep stated she would take my wife's information out of their system, and that we should disregard the collection notice. Take everything I said with a grain of salt, but hopefully this is the end of the line for collection notices received by my wife.

Statue of limitation refers to the amount of time a collection agency is allowed to seek legal action on a debt. it's usually seven years. Being in active collections is completely different. You can be in active collections until the debt is paid or resolved by other means.

actually the seven years is the window a debt has on your credit report.SOL varies by the state,and the type of debt.

I am so glad that I trusted my gut and googled "afni". I too recieved a collection notice from this agency stating that I owed a debt of $425.from a delinquint account dating back to 1993. Mind you at that time Verizon was not even a legitamate service carrier. At that time it was Bell Atlantic.I am obviously on of thousands of peopele that this company is attempting to scam.But heres the thing, Verizon is allowing this agency to use their name in order to collect on bogus phone service debts. How is the federal govt.allowing this? Verizon is the big cog behind the little wheel. FYI,I went online to cantact this company stating that I had no recollection of any such bill and that I would be disputing it. I recived a letter from them within 2 weeks saying that they had investigated the account and that the account had been closed. NO KIDDING! Also what really promted me to look into this is that on the letterhead the address was Bloomberg, IL, but the letter was closed with the new york city dpt of consumer affairs licensing number. Something about that just didn't jive with me. By the way I believe that Verizon is just as scandolous as afni. It just so happens that 4 months ago Verizon had to credit the same amount of $425 for over charging my for my wireless service. Whats Really going on???

I started this thread 2 1/2 years ago and it is still going on! I can't believe that the FTC or someone has not stopped these people yet.

First I would like to state that the statements that have been made about afni for the most part are incorrect on this website.

* Content deleted for solicitation

Please refrain from SOLICITING in the forums - Jason

i deleted your phone #'s as soliciting is against the TOS rules.

They get sued for FDCPA violations every couple of days so I am sure they are absolutely *wonderful* (well, if you're in need of $1,000 that is)!

And, finally, it seems that some people are wizing up and adding the Credit Bureaus to their lawsuits, too! Good to see! About time that they start paying for their stubbornness in keeping fraudulent tradelines on the credit report.